The three departments released the annual "bill" deposit coverage of the Housing Provident Fund in 2021 further expanded

Individual industrial and commercial households and freelancers can also pay the housing provident fund! The system that was mainly for civil servants, enterprises and institutions, etc. in the past is gradually opening up to flexible employees. Since 2021, the Ministry of Housing and Urban -Rural Development has launched a pilot to participate in the housing provident fund system in 6 cities in Chongqing, Chengdu, Guangzhou, Shenzhen, Suzhou, and Changzhou. According to the "Implementation Rules for the Pilot Implementation of the Housing Provident Fund System for Individual Industry and Commerce and His employed by Suzhou City", since April 2021, individual industrial and commercial households who have participated in social insurance normally within the scope of Suzhou can refer to the housing provident fund system with all members of the enterprise. The legal person and employee of the Sanxi Family Clothing Business Bank in Mocheng Street, Changshu City became the first to "crab people."

Not long ago, the Ministry of Housing and Urban -Rural Development, the Ministry of Finance, and the People's Bank of China jointly released the "National Housing Provident Fund 2021 Annual Report" (hereinafter referred to as the "Report"). The "Report" shows that the coverage of the housing provident fund system has been further expanded, and the structure of the employee is more optimized. There were 794,600 new account opening units throughout the year and 22.051 million new employees. Among the new employees, urban private enterprises and other urban enterprises, foreign -invested enterprises, private non -enterprise units and other types of units account for 76.85%. The real -time housing provident fund paid units throughout the year were 410,900,900 and 16.439 million employees were paid, an increase of 13.88%and 7.23%over the previous year. Private enterprises and other urban enterprises, other urban enterprises, foreign -invested enterprises, private non -enterprise units and other types of units have continued to grow. The premium employees of the above units accounted for 52.14%of all the employees of the year. Chongqing and other 6 cities have steadily promoted flexible employment personnel to participate in the pilot work of the housing provident fund system. They measured multiple measures to help flexible employees live in the city steadily and help solve the housing problems of new citizens in large cities. As of the end of 2021, a total of 72,900 flexible employees in pilot cities paid the housing provident fund, most of which were new citizens and young people.

In addition to the highlights of more flexible employees to deposit the housing provident fund, the housing provident fund also continues to increase its support for the renovation of rental housing and old communities, and rent and purchase to ensure the basic housing needs of the depositor employees. In 2021, 6611,21 million people were withdrawn from the housing provident fund, accounting for 40.22%of the actual employees, and the withdrawal amount was 2031.613 billion yuan, an increase of 9.51%over the previous year. Among them, 13.5393 million people were supported by 135.867 billion yuan, an increase of 10.40%and 5.90%over the previous year. 96.08%, 100.47%. A total of 3.1033 million personal housing loans were distributed throughout the year, 139.6422 billion yuan, respectively, an increase of 2.50%and 4.52%over the previous year, and the loan interest rate was 1.05 to 1.4 percentage points lower than the loan market quotation rate in the same period.

At present, there are many high -frequency service matters in the housing provident fund to achieve "cross -provincial generalization", which brings a lot of convenience to the depositor. Mr. Wang and his wife in Ma'anshan City, Anhui Province want to buy a house in Maanshan, but the wife's provident fund is paid in Hainan. If you go to Hainan for the provident fund withdrawal, the two places are far away and spend a lot of money. After consulting the telephone consultation of Ma'anshan's housing provident fund service, Mr. Wang learned that now the country has begun to implement the "cross -provincial generalization" of housing provident funds. For "cross -provincial generalization", they only need to bring their ID cards and necessary materials for house purchase to go to the cross -provincial -running window of the Ma'anshan Provident Fund Center's business hall to handle them.

The "Report" shows that the service capacity of housing provident fund has been further improved, the service channels are more diverse, and more high -frequency service matters are "inter -provincial generally run". In 2021, the housing provident fund enabled the national unified housing provident fund service logo to facilitate the masses to identify the online and offline service channels of housing provident funds and enhance the recognition of housing provident funds. Full launch to run the nationwide housing provident fund small procedures, and unify the national housing provident fund online service channels. In 2021, it was 50.7308 million people inquiring about the information of the personal housing provident fund through the housing provident fund applet. In 2021, five high -frequency service matters were added to "cross -provincial generalization". In various places, a total of 6,460 offline special windows and 1364 online areas were established for the "cross -provincial general management" business. The business is 23.38 million. The 12329 hotline service of the year was 40.5997 million, and the short message service was 1.021 billion. All localities have been built in a comprehensive service platform for housing provident fund, and the business processing channels have become more diverse.

The "Report" shows that in 2021, the national housing provident fund operations were stable, with the deposit of housing provident funds of 2915.687 billion yuan, and 66.1121 million people withdrawn a housing provident fund 2031.613 billion yuan, and the personal housing loan was issued 3.033 million and 139.622 million yuan. As of the end of 2021, the personal housing loan ratio was 84.18%.

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