Look at it!Changsha housing provident fund deposit base and deposit ratio adjustment!

Author:Changsha release Time:2022.07.01

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Changsha Release · Authoritative Release

Xiaobu was informed that the Changsha Housing Provident Fund Management Center recently issued the "Notice on Doing a good job in the adjustment of the housing provident fund deposit base and the adjustment of the deposit ratio" (hereinafter referred to as the "Notice"). The housing provident fund deposit base and the deposit ratio are adjusted once a year. Each deposit unit shall apply for the adjustment and approval of the housing provident fund deposit base, payment ratio and monthly deposit amount from July 1 to September 30, 2022 Essence

According to the "Notice", the monthly deposit base of the housing provident fund is the average monthly salary of the employee himself in the previous year, that is, the total revenue of the previous year's annual tax (including wages, bonuses, year -end performance awards, and various subsidies) divided by 12. The maximum monthly payment base of employees' housing provident fund shall not exceed the average monthly salary of the previous year's monthly monthly monthly salary announced by the Changsha Statistics Bureau. The minimum shall not be lower than the 2022 minimum monthly salary standard released by the Human Resources and Social Security Department of Changsha.

According to the calculation of the "Average annual salary of Non -private units in Changsha City in 2021 in 2021 in 2021", the average monthly salary of the urban employees in Changsha in 2021 was 9,567 yuan. Therefore, in 2022, the maximum monthly deposit base of the employee housing provident fund was 28,700 yuan, and the minimum was 1930 yuan.

The "Notice" states that the minimum payment ratio of the housing provident fund of Changsha City units and employees in 2022 was 5%, and the maximum deposit ratio was 12%. Anyone who pays more than 12%of the housing provident fund deposit shall be regulated.

In addition, the "Notice" also clarifies the maximum and lower limit of the monthly deposit of the housing provident fund. The monthly deposits of employees' housing provident funds are the sum of the payment base for the deposit base, respectively. The calculation formula is: monthly deposit amount = monthly deposit base × (employee deposit ratio+unit deposit ratio). After calculation, the monthly deposit amount of the housing provident fund in Changsha in 2022 was 6888 yuan, and the lowest was 194 yuan.