Shijiazhuang City Implementation of Housing Provident Fund Staged Support Policy

On June 28, the reporter learned from the Shijiazhuang Housing Provident Fund Management Center that the Center issued the "Notice on the Implementation of the Purchase Policy of the housing provident fund" (hereinafter referred to as the "Notice"). The "Notice" shows that the enterprise affected by the new crown pneumonia's epidemic, after discussions or union discussions of the employee representative conference or union of the unit, can apply for a slowdown housing provident fund. After the expiration period, according to the actual business situation, the payment is completed within 6 months or in installments within 6 months. During this period, the employees withdrawn and apply for housing provident fund loans normally and apply for housing provident fund loans are not affected.

If the depositor affected by the new crown pneumonia cannot be repaid normally, the housing provident fund loan cannot be repaid normally, and after the application and the review and approval of the provident fund center will not be treated with overdue processing, and shall not be submitted to the credit reporting department as an overdue record.

The employee and their spouses rent a housing provident fund to withdraw the housing provident fund, and the maximum withdrawal amount is increased to 12,000 yuan.

From June 1st to December 31st, 2022, the newly purchased and improving householders who have purchased and improved housing can withdraw the balance in accordance with the regulations each year and their spouse housing provident fund accounts. Essence

The time limit of the above -mentioned support policy is tentatively scheduled to be implemented from the next day of December 31, 2022.

【Authoritative Interpretation】

In response to the policy of the most concerned employees, the Shijiazhuang Housing Provident Fund Management Center made a relevant interpretation, covering the channels to apply for slowly and submitted information, and the connection with the current provident fund policy. To the benefit of policy.

Interpretation 1: The scope and time of this phase support policy?

Scope: First, companies that have difficulty in paying housing provident funds due to the impact of the epidemic of new crown pneumonia; the second is the housing provident fund depositor of housing provident fund affected by the epidemic.

Time: The implementation time limit is tentative to December 31, 2022.

Interpretation 2: Apply for the objects and conditions of the applicant?

Enterprises affected by the new crown pneumonia's epidemic situation can apply for a residential provident fund after discussion and approval by the employee congress or trade union of the unit.

Interpretation 3: The term of the unit applying for a slow payment?

The unit can apply for a slow payment from June to December 2022. If the housing provident fund has been paid in June and after the month, the monthly payment will be postponed accordingly.

Interpretation 4: The information to be submitted when applying for a slowdown?

The unit's application for slowing payment shall submit a resolution shall be submitted to the "Payment Unit Staged Slow Payment of Housing Provident Fund Application Fund Application Fund", and a resolution that has been discussed by the employee congress of the unit or the union of the union.

Interpretation 5: What channels can the unit apply for a slow payment?

The unit may apply to the management department.

Interpretation 6: Can the employees who pay for the deposit during the postpone payment period still handle the transfer and extraction business?

During the retracting period, the depositor can handle the extraction business of non -selling households normally. After the unit make up for the housing provident fund to pay the depositor, the account can be transferred normally or withdrawn from the account.

Interpretation 7: How to apply for supplementary payment after the expiration of the post -expiration?

After the expiration period expires, the unit shall pay the housing provident fund once or in installments. The supplementary payment should be completed within 6 months of the end of the payment, and the maximum period is June 30, 2023.

Interpretation 8: What adjustments did the rent extraction policy make?

The employee and their spouses rent a housing provident fund to withdraw the housing provident fund, and the maximum withdrawal amount is increased to 12,000 yuan. The extraction conditions and materials are consistent with the current policies.

Interpretation 9: How to apply for the newly purchased first set and improving housing depositors?

From June 1st to December 31st, 2022, the newly purchased and improving housing contributors can be extracted once a year each (twice extraction time should be separated by twice). The total amount of withdrawal does not exceed the total amount of the house payment, and the total amount is collected to 100 yuan. The extraction information is consistent with the current policy.

Interpretation 10: Can the employees of the staged units in the staged units apply for housing provident fund loans?

During the epidemic period, the savings units that have been applied to the deposit payment are deemed to be continuously paid during the slow payment period and can apply for a housing provident fund loan.

Interpretation 11: What are the cases that cause borrowers to repay the housing provident fund loan normally?

(1) Infection or isolation of new crown pneumonia, temporarily losing the source of income;

(2) The prevention and control of the epidemic requires isolation observation, and temporarily loses the source of income;

(3) Participate in the prevention and control of the epidemic and temporarily lose the source of income;

(4) Other causes are affected by the epidemic and temporarily losing the source of income.

Interpretation 12: How do borrowers apply not to do overdue processing?

Due to the impact of the epidemic, the borrower who cannot repay the housing provident fund loan normally, during the implementation of the phased policy, you can apply to the Shijiazhuang Housing Provident Fund Management Center, fill in the "Application of the Personalized Personnel of Housing Provident Fund Personal Loans", and provide relevant evidence materials After passing the center of the center, the overdue loan generated is not overdue, and it is not submitted to the credit reporting department as an overdue record.

Interpretation 13: What channels can the borrower apply for overdue processing?

The borrower may apply to the individual loan center or county (city, district) management department.

Interpretation 14: What application materials should be provided if the borrower's application does not apply for timely date?

(1) Infection or isolation of new coronary pneumonia, borrowers who temporarily lose the source of income shall be provided:

1. "Application of the Personal Effectiveness of Housing Provident Fund for the Epidemic";

2. Credit or isolation certificates issued by the hospital or illness department (such as diagnostic certificates, cases, hospitalization certificates or hospitalizations, etc.); 3. Certificate of losing the source of income (such as proof of income status, relevant industry authorities or local government departments The certification materials issued).

(2) The prevention and control of the epidemic requires isolation observation. The borrower who temporarily loses the source of income should provide:

1. "Application of the Personal Effectiveness of Housing Provident Fund for the Epidemic";

2. The isolation observation of the residential committee (community), the village committee, the street office, the township government, and other information issued by the township government or other materials that can prove the isolation of the borrower (such as the isolation notice of the local government, the concentrated isolation announcement, the traffic control announcement, and the announcement of the traffic control. The borrower's traffic voucher, etc.);

3. Certificate of loss of income sources (such as proof of income status, certification materials issued by the relevant industry authorities or local government departments, etc.).

(3) Participate in the prevention and control of the epidemic, and the borrower who temporarily loses the source of income shall provide:

1. "Application of the Personal Effectiveness of Housing Provident Fund for the Epidemic";

2. The regulation or notification of participating in the prevention and control of the new crown pneumonia, and the participation of the new crown pneumonia prevention and control work issued by the relevant departments (relevant departments include the work unit, the neighborhood committee (community), the village committee, the street office, the township government, the medical department, the medical department, , Centers for Disease Control), etc.;

3. Certificate of loss of income sources (such as proof of income status, certification materials issued by the relevant industry authorities or local government departments, etc.).

(4) Other reasons affected by the epidemic, borrowers who temporarily lose the source of income shall provide:

1. "Application of the Personal Effectiveness of Housing Provident Fund for the Epidemic";

2. Provide relevant proof according to the actual situation;

3. Certificate of loss of income sources (such as proof of income status, certification materials issued by the relevant industry authorities or local government departments, etc.).

Application materials include, but not limited to the above -mentioned hospitalization certificates, isolation certificates, work certificates, and proof of participating in epidemic prevention.

Source: Shijiazhuang Daily Client

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