Watermelon changing houses and buying a house "send work", the savings of the markets in various places will come out

Under the premise of "living in the house and not frying"

How to follow the actual situation of the local area

Get the scale and intensity of the adjustment of the property policy

It is a test facing local governments

"The street office of my house has issued a notice that the house ticket resettlement policy will be implemented, and the house will not be given." Li Siqi, a resident who once lived in Chengzhong Village, Erqi District, Zhengzhou, said that the community of his family was in 1989 It has been demolished before, but has not been completed. Many residents can only rent a house to live and wait for resettlement, so they pay close attention to the newly introduced house ticket policy.

On June 20, Zhengzhou issued the "Implementation Measures for the Implementation of Housing Task Projects in Zhengzhou Greenhouses (Interim)" (hereinafter referred to as the "Implementation Measures"), becoming the first key city in the country to introduce system documents in the country.

According to the "Implementation Measures", Zhengzhou Central City -including shantytowns in the Central Plains District, Erqi District, Jinshui District, Huiji District, Zhengdong New District, Economic Development Zone, and High -tech Zone will be implemented. The method of resettlement, but compensation for the requisitioned person is not cash, but a house ticket -you can be reached to the house money when buying a house.

The area where Li Siqi's family is located is within the scope of the house ticket resettlement policy. He told "China News Weekly" that the policy follows the principle of voluntariness and does not force the use of house tickets. If you do not want to choose a house ticket, you can choose currency resettlement, but "choosing a house ticket can get rewards."

It is reported that in order to promote the new policy of housing tickets and stimulate the enthusiasm of the house ticket resettlement (that is, the acquisition), Zhengzhou has set up a reward and preferential policy -who choose to place a house ticket, and the requisitioner will give the requisitioned person for compensation rights and interests. The reward of 8 % of the amount, as a policy reward for house ticket resettlement, included in the amount of house tickets, and at the same time rewarded the acquisition of the requisitioned for 3 months in cash.

As one of the 22 real estate hot cities named by the Ministry of Housing and Urban -Rural Development, Zhengzhou has attracted widespread attention and heated discussion after launching house tickets. The new policy of Zhengzhou is just a microcosm of the property market's movement across the country.

On December 18, 2021, the last shantytown in the center of Zhengzhou, Henan was demolished. Figure/People's Vision

"House tickets" out of the rivers and lakes

In fact, before the "Implementation Measures" was officially announced, the renovation of the shantytown in Zhengzhou has begun to implement.

According to the "China News Weekly", Louhe Village, Mazhai Town, Erqi District, Zhengzhou posted publicity on June 17, and the implementation plan for the placement of house tickets was released.

"House tickets are a good thing for local demolition households." Chen Xiang, who was engaged in real estate sales in Zhengzhou, told "China News Weekly", "It turned out that it can only wait for relocation and resettlement. Now you can choose a house ticket or cash. And there are many preferential policies. "

The "Implementation Measures" clarify a number of rewards and preferential policies. Except for the aforementioned policy awards and the three -month transition fee, house tickets can cooperate in the city to cooperate with the development of houses by themselves. For the number of sets, enjoy the tax reduction and exemption, you can go through the children's entry procedures in the school district where the new house is located. If you buy a house or buy a house loan, you can also enjoy the first home loan interest rate.

"If the resettlement house obtained by the relocation resettlement households is usually small property rights (collective property rights), it is about 50 % of the price of commercial housing in the market, and the transaction cannot be listed. You can choose a commercial house through the placement of house tickets. "One has property rights, one has no property right, not a concept."

However, compared with the compensation form of the previous shantytown renovation, Zhengzhou's house tickets have also triggered different voices.

In view of the form of house tickets similar to vouchers, some netizens even crowned them in the name of "white bar compensation". A Zhengzhou citizen said, "In the past, the demolition either was compensated or currency compensation.

It is understood that many of the urban village demolition projects before 2016 have not yet completed resettlement. Many of these demolition households are unwilling to choose house tickets, such as demolition households closer to the central urban area and better geographical location, and they are more willing to choose to relocate.

A local demolition households waiting for resettlement said that the replacement house can be used for rent. If a house ticket is used to pay the commercial house, it often means that the unit price of the new house bought is higher. I have to pay for my own pocket, and I have no money to decorate after buying it. "

Li Siqi told "China News Weekly" that the situation of each house may be different. Some people are willing to choose a house ticket, and some people are more inclined to relocate. As far as he is concerned, he is more willing to choose currency compensation.

Song Xiangqing, deputy dean of the Government Management Research Institute of Beijing Normal University and chairman of the Henan Provincial Commercial Economic Society, told China News Weekly that the house ticket resettlement policy issued by Zhengzhou is the background of the epidemic prevention and control, activate the property market, stimulate consumption, and drive domestic demand A very good measure also gives ordinary people more choices on buying a house.

In fact, this is not the first time that Zhengzhou has issued a new policy for the property market this year. In March of this year, Zhengzhou began to loosen the "recognition of the house and recognize the loan", and the "first shot" of the property market policy adjustment, becoming the first key city to loosen the "recognition of the house and recognize the loan" since the regulation and control of 2016.

Although the new policy of Zhengzhou's stabilization market has continued, the feedback given by the market is limited. According to the data of the China Housing Association, the new commercial residential residential transactions in Zhengzhou in May were 426,000 square meters, a decrease of 16.5 % month -on -month and a decrease of 50.2 % year -on -year. Essence Zhengzhou's commercial houses are facing large -scale destocking pressure and have long been public secrets. According to the annual report of the Zhengzhou Branch of the Shell Research Institute, as of February 2022, there were 5 regional inventory in the residential inventory of Zhengzhou's main urban area, all over 18 months, of which Jinshui District was the highest, 35.4 months.

The data of the China Housing Association also shows that the narrow inventory of Zhengzhou commercial houses is 13.95 million square meters, and the dewlocular cycle is as high as 34 months.

According to the data of the National Bureau of Statistics, the price of new houses in 70 cities in May appeared in more than 6 and a half years. Among them, the price index of new houses in second -tier cities rose 0.3 % year -on -year, and Zhengzhou fell 2.5 % year -on -year. Since August 2021, Zhengzhou's first -hand and second -hand house prices have fallen for 10 consecutive months.

In this context, the shantytown renovation house tickets are put on the agenda. In fact, before that, the reconstruction of the shantytown in Zhengzhou has begun to adopt the policy of monetization resettlement.

House tickets are not the first in Zhengzhou. As early as 2015, a city ticketing system was launched in the demolition and resettlement of shantytakens. At that time, the real estate market also faced a large de -inventory pressure. Among them, the high inventory of Ordos, Inner Mongolia, was the most representative.

In January 2016, the house ticketing system for East Sheng District of Ordos City was launched. By the end of May of that year, the digestive residential stock of Dongsheng District was 1.3566 units and 1.84 million square meters, accounting for 40 % of the residential inventory set, and 30 % of the total area. obvious.

Li Yujia, chief researcher at the Guangdong Provincial Planning Housing Policy Research Center, said that after the opening of shed reforms and destocking in 2015, the Ordos property market gradually returned to the right track.

However, after 2018, as the monetization authority of the shed reform was forcibly recovered, the house ticket system temporarily withdrew from the historical stage.

Many interviewed experts said that the housing ticketing system is conducive to the inventory of the local property market and promotes the efficiency of the circulation of the real estate market. This is exactly the problem that Zhengzhou property market needs to solve.

Yan Yuejin, the research director of the Think Tank Center of the E -House Research Institute, told China News Weekly that if the house ticket was promoted in place, it could reduce or cancel the construction of resettlement housing, and objectively reduced the pressure on the government to directly build such housing.

"At the same time, it also guarantees that such housing funds stay in the housing field. It is also an important manifestation of ensuring the stability of the fiscal system and preventing the flow of house purchase funds from flowing to the non -real estate sector." He said.

An industry insider in Zhengzhou said whether the benefit of the house ticketing system depends on the implementation. "All of this depends on the execution of the policy. For example, whether the price of the house ticket is reasonable, the government has enough funds to invest enough funds. Whether the reward in all aspects is in place, can the return speed of housing companies keep up with? "

Multi -place loosening restrictions on purchases

It is worth noting that, outside Zhengzhou, the housing ticketing system has been restarted in many places across the country. The policies for the resettlement of the shed house seem to be one of the important measures to boost the property market in many places.

According to the incomplete statistics of China News Weekly, at least 20 cities across the country have begun to explore the implementation of house ticket resettlement policies, including Xinyang, Xuchang, Wenzhou, Shaoxing, Changshu, Ezhou, Yibin, Borders and other places.

Some analysts pointed out that high inventory and high pressure of de -de -destruction are the common characteristics of these urban property markets.

In fact, since this year, the policies of boosting the property market have been introduced in various places, from non -hot -point cities to hot cities, from provident fund policy to restrictions on purchase restrictions, loans, and sales restrictions. Since the beginning of the month, the movement of the property market has become more dense.

Open purchase restrictions are one of the means of stabilizing the property market in various places. For example, Nanjing has recently adjusted the property market restriction policy again, allowing non -residents in the city to make up for social security housing.

Yu Yang, who was ready to settle in Nanjing, told China News Weekly that he developed from Beijing to Nanjing a few months ago. It was originally intended to buy a house in Nanjing. However So you can only stop temporarily.

"Now that it is restricted to purchase, it only takes 6 months to change the social security, and it can be paid. The main urban suburbs can be used." Yu Yang said that he re -ignited the idea of ​​buying a house again.

As one of the central cities of the Yangtze River Delta, its property market has been known for its "stable" in the past, but has frequently moved in recent times. According to the incomplete statistics of China News Weekly, from the beginning of April, in more than two months, Nanjing has issued more than a dozen times to the property market regulation and control policy.

The pace of Hefei, Anhui, not only paying social security to buy a house, but also a big move that allows enterprises to buy a house.

According to local media, Hefei adjusted the purchase restriction policy on June 24th. , Social Security Social Security Certification Settling and Replenishing Payment; Legal persons and illegal organizations can purchase new commercial housing and second -hand housing within the urban area.

From the perspective of Yan Yuejin, the real estate markets such as Nanjing and Hefei are not worse than similar cities. He told "China News Weekly" that the above -mentioned policy adjustment instructions are under hot cities, and the real estate market is currently under pressure. In order to boost the property market, many cities also make articles on the provident fund. Decreased loan down payment ratio and increased loan quotas, and became the choice of many cities.

On June 23, the new policy issued by Quanzhou, Fujian adjusted the down payment ratio of the first housing provident fund loan to not less than 20 %. If it is used to buy two houses, the down payment ratio is adjusted to not less than 30 %, while the two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or two children or second children or Three -child families can add 100,000 yuan to the highest loan amount.

The "relay loan" of the provident fund promoted by Zhuhai, Guangdong also attracted attention, which mentioned the implementation of the "one -person house gang". In other words, the provident fund account money can be withdrawn between the direct relatives to help each other pay the down payment or repay the house purchase loan. Similar policies have been introduced in Shaoyang, Chaozhou, Guangdong Province, Zizhou, Sichuan, Chuxiong, Yunnan Chuxiong, Ganzhou, Jiangxi, Cangzhou, Qinhuangdao, Qinhuangdao, and Qinhuangdao.

In addition to the "conventional" measures such as relaxation of purchase restrictions, reducing the proportion of down payment, reducing interest rates, and increasing the amount of provident quota, it can be described as a way to rescue the market. Some cities have the slogan of "sending work" to buy a house, and even include the selling houses into the assessment. In some places, there are places. The promotion policy of "wheat receiving down payment", "garlic to the first payment" and "watermelon to the down payment".

"Ultra -General" method of self -rescue

Since January this year, many real estate in Yulin has successively received viewing groups organized by local governments or functional agencies at all levels.

Several real estate agents in Yulin City told China News Weekly that since this year, many official organizations have been received. "The number of people is uncertain, most of them are organized by county -level organs or from villages."

Yulin even used the big move to buy a house. According to the "Several Policies and Measures on Accelerating the Population of the Population on the City", which has been introduced, the local citizens are responsible for buying a house from the city and not employed.

Today, in Yulin, up to each district and county, and down to every township, they have been assigned the task of "pulling people into the city". "Regardless of the number of house purchases or the number of resident population, there are clear tasks." Zhang Ming, who worked in an unit in Yulin, told China News Weekly that almost all agencies and institutions were appointed by tasks.

"China News Weekly" also learned that the agencies and units at all levels of Yulin also incorporate "pull people into the city" into the assessment. There are quantitative indicators every year, and a reward and punishment mechanism is also set up. , District) performance deduction, until the performance is reduced.

Taking Babai County as an example, the county holds a working progress meeting for the city every week. At the work progress meeting on March 16, Babai County made an interview with the three towns and departments after the week. Essence

Coincidentally, Qingdao, Shandong, also promoted residents to buy a house into the assessment. Qingdao Xuejia Island Street Office recently issued the "Notice on Promoting the Buying a New Commercial House" (notice for promoting the purchase of new commercial houses). The Sub -district Office must not only organize commercial housing group purchases, but also incorporate residents to buy a house into the work assessment. Some netizens ridiculed, "The end of the universe is the test public, and the end of the exam is to help developers sell houses."

The "Notice" also clearly put forward work goals. By the end of June, each community has completed no less than two online signing. "If it is not done, the community will be deducted, and the community secretary may be deducted." A staff member of the street office said.

The new policy of the property market in Changsha is also creative. In early May, Changsha issued a "rent -to -purchase and purchase" policy. The real estate was used as a rental housing under the name. It will not be included in the number of household housing sets. It can bypass the current purchase restriction policy of Changsha to purchase commercial housing.

Similar policies also appeared in Chengdu, Sichuan. On May 31, Chengdu launched a new policy for renting a house for "house tickets". Residents leased their own housing to new citizens, young people and other groups. If you manage the rental housing management service platform, you can buy another house.

If the aforementioned "rescue strategies" have been enough to break people's traditional cognition, then "garlic changing houses, barley exchange houses" make many people deeply feel "nonsense."

At the end of last month, Jianye City Real Estate in Qi County, Kaifeng City, Henan Province made an advertisement for "5 yuan/catties, garlic changing". Buyers sell garlic to designated acquirers to offset some down payment. 10,000 yuan.

On June 20, Jianye Real Estate of Citizenship County, Shangqiu, Henan, also launched the promotional activity of "2 yuan/catties, wheat change", which can reach a maximum of 160,000 yuan.

Although the above -mentioned promotional campaigns are suspended as the developers are concerned about the attention of public opinion, some analysts have pointed out that although the promotional gimmick of the promotional promotion of "objects" is greater than the substantial effect, the above cities and the severe de -inventory challenges faced by developers can be seen. Essence Before the epidemic impact on the overall economy slows down, it is expected that more cities and housing companies will be rescued by themselves in a "super routine" manner.

"Following the house and not frying" is still the bottom line

According to incomplete statistics from Zhongtai Securities, from January to May this year, 134 cities across the country introduced a total of 326 local relaxation policies. Especially in May, it entered a dense release period.

In June, according to statistics from the Central Plains Real Estate Research Institute, as of the 20th, more than 80 cities have released nearly 100 new property market policies in the month of the month.

I love Hu Jinghui, former vice president of my group and chief economist of Jinghui Think Tank, told China News Weekly that due to many factors such as the epidemic, the local government's financial pressure is relatively large. There may be large difficulties and gaps. This is also considered to be actively trying to boost the background and reasons of the property market in various ways. This year, when the government work report of the State Council mentioned the property market, while emphasizing that "the house is used for living and not used for speculation", it has increased "supporting the reasonable housing needs of the commercial housing market to better meet the housing demand for home buyers". This expression.

Many interviewed experts said that in the current market environment, the central government's tolerance of the local property market's loosening policy has improved, and the space for relaxation of policy is expanding.

The Central Political Bureau meeting held on April 29 proposed that "supporting and improving real estate policies from local actualities". The outside world believes that this is the recognition of various loose policies this year, and it also gives local governments greater adjustment authority.

It is worth noting that the premise of this expression is "to adhere to the positioning of the house to live and not for speculation." Some analysts pointed out that "housing does not stir -fry" is still the prerequisite and bottom line for the adjustment of policies in various places.

On May 20, multiple sources confirmed that Nanjing had canceled second -hand housing restrictions from the day. When Nanjing's household registration and non -Nanjing residents purchased second -hand housing, they did not need to provide a house purchase certificate. However, the above -mentioned policy was urgently stopped after experiencing the "half -day tour".

Some public opinion believes that it can be seen that policies that support reasonable residential housing purchases can be introduced, but they must not stimulate demand without bottom lines, and also prevent speculative speculation. The analysis pointed out that the main pressure currently facing China's property market is insufficient demand. To restore market confidence and improve market expectations, the most important thing is to accurately implement policies and inspire real and potential living consumption needs.

People in the industry generally believe that in the future, more cities will actively boost the property market in various ways. However, how to grasp the balance in "Houses and Housing Do not speculate" and "better meet the reasonable housing needs of home buyers", and to grasp the scale and strength of policy adjustments according to local conditions is a test of governments in various local governments.

In Hu Jinghui's view, localities need to "make policies" according to the actual situation. He believes that there is still a lot of space and autonomy in various cities. Under the premise of "housing and not frying", some "more powerful policies" should be introduced according to local conditions.

(At the request of the interviewees, Li Siqi, Chen Xiang, Yu Yang, and Zhang Ming were a pseudonym))

Send 2022.7.4 Total Issue 1050 "China News Weekly" magazine

Magazine title: "Ultra -General" stabilized property market

Reporter: Sun Xiaobo ([email protected])

Edit: Cai Rupeng

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