Politics and Bank Cooperation to protect people's livelihood 丨 Central Plains Bank creates a diversified provident fund housing mortgage loan product

Wang Yinan, a reporter from Henan Daily Client, Li Ang

For people's livelihood, people's hearts are stable, and society is stable.

Focus on one leaf to respond to the concern of the people. As the bank of the Central Plains, the Central Plains Bank has unwanled the Party Central Committee and the State Council to stabilize the deployment of the economic market, thoroughly implement the province's policy requirements for promoting the virtuous cycle and healthy development of the real estate industry, and create a diversified provident fund housing mortgage loan product The concept of "people -centered" into practical action is to continue to contribute financial forces to keep the basic disk of "stable" and create "entering".

The more key nodes, the more we must pay attention to people's livelihood, protect people's livelihood, and improve people's livelihood. In order to meet the rigid and improved housing needs, the Central Plains Bank actively connects the provincial, municipal, and county provident fund centers to launch a series of diversified provident fund housing mortgage loan products. It has effectively guaranteed the masses and lives in peace, making the people feel more fulfilling, happier, more secure, and sustainable.

Precise and intimate, "one -stop service" benefit people's lives

Placing people's livelihood bottom lines, need to seize the key points, and find a breakthrough. The more people are related to the vital interests of the people, the more we have to do more effort in financial services.

Focusing on customers who have housing financing needs and have provident fund housing loan qualifications, the Central Plains Bank Cooperation Center also handle provident fund housing loans and commercial personal housing loans for customers to fully solve the problem of insufficient customer provident fund housing loans. In the process, Central Plains Bank provides the optimal commercial loan interest rate to further reduce the interest burden on loan customers. As of now, the bank's related services have covered Zhengzhou, Kaifeng, Jiyuan, Jiaozuo, Sanmenxia, ​​Zhumadian, Pingdingshan, Shangqiu, Xinyang and other places in the province, which is a steady happiness for the "loan" of the elderly in Central Plains.

Serving the "one -stop", benefiting the "zero distance". The Central Plains Bank of the Local Provident Fund Service Hall in the class will be seamlessly connected to the application for provident fund loans and bank mortgage loans. In the waiting area for pre -review information for the masses, reduce the waiting time of the masses; provide delayed services after class to prevent the masses from running empty legs; unblocking, approval, issuing processing process, compressing approval time limit ... Central Plains Bank passed the provident fund portfolio loan "one" one "one Stand -style services bring a good life to the family buying family.

Deepen innovation, "loan" new experience of buying a house

The people's hope, the direction of "meong". The Central Plains Bank focuses on the concerns of the buyers who buy a house. On the basis of the provident fund portfolio loan, the "Provident Fund Paste Passing Combination Loan Business" is innovative, and the provincial legal person banks are supported by the people's responsibility and glorious brand.

The "Provident Fund Paste Patch Combination Loan Business" shall be issued a full housing mortgage loan by the bank. The provident fund center will subsidize the interest difference between the interest difference between the commercial housing loan and the provident fund loan. Through this model, on the one hand, the cost of funds for home buyers is significantly reduced, on the one hand, it relieves the lack of liquidity of the provident fund center and enhances the convenience of loans of the buyer.

Today, this business model has taken the lead in implementing it in Luoyang. The Central Plains Bank's resident staff stationed in Luoyang citizens' homes to do a good job of business coordination with the local housing provident fund centers and real estate registration centers, sort out the office process and required information, and realize the entire business of completing a discount combination loan and the mortgage registration of real estate.

It is particularly rare that the business model of the "Provident Fund Pastening Combination Loan Business" not only allows the masses to "run at most once", but also achieves "at most one place", which has achieved the maximum of the people, so that the masses can save time and worry, and let the services be more. temperature.

Politics and silver joins hands to let the new citizens dream dream and new life

"No need to run elsewhere, just run the bank lobby loan to easily handle it. The Central Plains Bank is really efficient." On June 7th, Zhang, Zhengzhou, Zhengzhou Business Outer Ring Road Sub -branch, to apply for a provident fund discount loan business The gentleman said excitedly.

Mr. Zhang, a buyer, is an individual industrial and commercial households who pays the housing provident fund on weekdays. After applying for the provident fund interest loan loan business, the approval is completed in 1 minute. The business is a housing loan service launched by new citizens and flexible employees. The bank is issued by the bank. The borrower can enjoy the provident fund loan interest rate (after the discount), which can enable the wider to pay the housing provident fund system dividends.

The Green Window of the Central Plains Bank Zhengzhou Business Outer Ring Road Sub -branch accepted Mr. Zhang's application information. After the staff entered the information, the approval can be completed in 1 minute through the intelligent approval model. The bank also achieves systems and data docking with Zhengzhou Real Estate Center. Relying on electronic contracts and online mortgage registration functions , Set up a set of packages at one time, one day of loan.

As the only provincial legal person bank that covers the province, the Central Plains Bank relys on the advantages of the outlets, not only to handle the provident fund account and deposit business for the citizens, but also cooperate with the provident fund center to handle the provident fund interest loan business for eligible citizens to make credit "" Living water "turns into" sunlight and rain dew ", nourishing people's lives and well -being.

Adhering to the business philosophy of "intimate, professional, cooperative, and win -win", the Central Plains Bank is determined to practice the responsibility of the "Central Plains's own bank". Excellent policies and more realistic measures deepen political and silver docking cooperation, strengthen financial services guarantee, continue to open up the provident fund housing loan business, and empower the construction of the province's people's livelihood protection and high -quality economic development.

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