Loans can be deducted directly in different places!All the housing provident fund loan repayment coordination mechanisms are established in Harbin and the province 13

The reporter learned from the Harbin Housing Provident Fund Management Center that recently, with the signing agreement with Yichun, Qiqihar, and Daqing Provident Fund Center, the Harbin Provident Fund Center has been with all 13 prefecture -level city provident fund centers in the province and provincial, agricultural reclamation, and electricity sub -centers in the province. The Mori Industry Provident Fund Management Center officially established a collaborative mechanism for the repayment of loan repayment of individual public accumulation. At present, if the above -mentioned cities with housing housing provident fund loans have been overdue for 3 consecutive periods or accumulated 6 or more (inclusive), the deduction procedure can be started; Open simultaneously.

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In recent years, with the increasing increase in the amount of provident fund loans in the Harbin Provident Fund Center in different places, the repayment procedures for different places have brought great inconvenience to employees. "On the one hand," on the one hand, the loan of the borrower is overdue, and on the other hand, there is still balance in the employee account For repayment ", the Harbin Provident Fund Center needs to sue the loan employee, and the court will perform deductions from the court to complete the repayment.

According to the Ministry of Housing and Urban -Rural Development's "Notice on Operations Relevant Housing Loans for Housing Provident Fund" (Jianjin [2015] No. 135) and "Heilongjiang Provincial Housing Provident Fund's Personal Housing Loan Management Measures" As of June 13, it has been completed with all 13 prefecture -level provident fund centers in the province and provincial, agricultural reclamation, power branch centers, and Senong Provident Fund Management Center. The agreement stipulates that the repayment of the personal housing provident fund and overdue loan of the individual housing provident funds of the two parties in the interoperability of the two parties, and simultaneously operate to support the repayment of the other party's off -site provident fund loan commission to withdraw on a monthly basis. As of the end of May, the Harbin Provident Fund Center has handled 23 provident funds business for overdue loans, with a deduction amount of 231,000 yuan, reducing 23 overdue loans. This not only facilitates the employee of the depositor, but also prevents the risk of loans. It solves the problem of overdue collection of provident fund loans for overdue loans, and has achieved major changes in the repayment of Harbin Housing Provident Fund's loan repayment.

Source: Bingcheng+Client

Reporter Liu Shubo

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