Huizhou: These five types of personnel can delay housing provident fund repayment

"I am an employee of a small and micro enterprise. Due to the epidemic affected, the economy is more difficult. I hope to delay the repayment of the provident fund and alleviate some pressure." Mr. Deng, a citizen, recently applied for a delayed repayment of provident fund loans at the Municipal Housing Provident Fund Management Center.

The Implementation Plan of Huizhou City Implementing the "Policy and Measures for the Economy" (hereinafter referred to as the "Implementation Plan") was introduced recently. By December, the city's housing provident fund's phased -slowly paid support policies were implemented, and the repayment period was delayed reasonably, and the amount of rent withdrawal was increased.

Enterprises applying for slow payment requires employee congress or union resolutions; five types of provident fund borrowings affected by the epidemic can delay repayment; since June this year, more than 17,000 strokes have been applied to pay for rent, with an withdrawal amount of about 60 million Yuan ... The reporter learned from the Municipal Housing Provident Fund Management Center that the center has issued a business service guide, and eligible enterprises and individuals can apply for delayed loans and temporarily deposit.

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Enterprise application requires all employees' consent

The "Implementation Plan" states that the enterprises affected by the epidemic can apply for a housing provident fund from June to December 2022 from the regulations. Enterprises that have been approved to be retreated will restore normal deposits within the prescribed time and make up for the housing provident fund during the periodic period in accordance with the regulations. During the slow payment period, it is not determined to be disconnected. The payment time is continuously calculated. Provident fund loan.

"At present, several companies have come to apply for slow payment, and many people have come to consult in terms of personal delay repayment." The relevant person in charge of the Municipal Housing Provident Fund Management Center introduced that from June to December this year, the city implemented a phased slowly payment. The support policy is to further increase the rescue efforts to help enterprises and help the epidemic affect the company and the depositor to spend the difficulties together.

What situation can be regarded as affected by the epidemic? Application enterprises need to provide certification materials that are difficult to pay for housing provident funds, including materials, wage reports, third -party audit reports, or materials approved by relevant departments as difficulties.

What are the conditions for enterprises to apply for slow payment? According to the "Huizhou Housing Provident Fund Enterprise Staging Slowing Business Service Guide", companies that meet the application conditions can fill in the application form for application, sign the "Promise Book" and prepare the corresponding materials.

"The housing provident fund involves the personal interests of employees, and the premise of the ease of enterprises is to protect the rights and interests of each employee." Relevant person in charge of the Municipal Housing Provident Fund Management Center reminded that in the application materials, the publicity of the employee representative conference or the union of the enterprise after the publicity is required. The original resolution is stamped with the official seal of the corporate and publicly announced on -site photos. This also means that if you want to apply for a slowdown, you must pass the consent of all employees.

After preparing the materials, the enterprise can log in to the Huizhou housing provident fund online service hall to initiate a slow -moving application and scan and upload the required information of the Huizhou Housing Provident Fund online. Come on within the day. "If the production and operation conditions of enterprises have improved, you can log in to the online office hall to restore the deposit at any time." Said the relevant person in charge of the Municipal Housing Provident Fund Management Center.

Huizhou Daily reporter Zhou Nan

Personal delay in loan repayment can only apply offline

In addition to supporting enterprises, the "Implementation Plan" also clarifies the policy of delayed repayment for the survivors affected by the epidemic. According to the "Implementation Plan", if you cannot repay the housing provident fund loan from June to December 2022, you can apply to the Municipal Housing Provident Fund Management Center in accordance with regulations. Submit the credit reporting department.

In response, the Municipal Housing Provident Fund Management Center issued the "Guide to Application of Loans for Loans for Loans for Loans in the Evalent Influence of New Crown Pneumonia". According to this guide, the service target of the broad -limit processing of provident fund loans in our city is infected with new crown pneumonia hospitalization or isolation personnel, epidemic prevention and control requires isolation observer, participating in the epidemic prevention and control staff, employees who have approved the enterprise with approved enterprises, and the epidemic situation of the epidemic, and the epidemic situation The influence of the five types of provident fund borrowings such as the loss of the source of the income source.

These five types of personnel need to provide corresponding proofs. Personnel who are infected with new crown pneumonia or isolation shall provide hospitals issued by hospitals issued by hospitals, such as diagnostic certificates, medical records, hospitalization certificates, or discharge. Those who have lost their income sources affected by the epidemic need to provide proof of unemployment, termination of labor contract certificates, suspension notices, bank running water, and explanation materials issued by the relevant industry authorities.

The reporter learned that the current individual application can only be carried out through the offline model. Citizens can apply for acceptance to the Jiangbei Loan Service Hall or county (district) management department of the Huizhou Housing Provident Fund Management Center.

After the borrower successfully applied for a suspension of repayment, the provident fund loan will adjust the repayment plan, the longest suspension will be on December 31, 2022. In January 2023, the repayment amount (including principal and interest) and the repayment amount (including principal and interest) in the month (including principal and interest) in January 2023.

Employees can withdraw the provident fund once a month to pay the rent

In addition to slowing and postponing, the "Implementation Plan" proposes that employees apply for withdrawal of housing provident funds for paying for rent, from June to December 2022, from one per year to one per month for extraction.

At the end of last year, the "Notice of the Huizhou Housing Provident Fund Management Center on Adjusting the Regulations on Adjusting the Urban Housing Provident Fund Rentage" stipulated that the employee of the rental housing to withdraw the housing provident fund is used to pay the rent. 50%, and each person does not exceed 800 yuan per month, which can be extracted once a year. Earlier, the city's withdrawal amount was 30%of the deposit of the month, and the upper limit was 500 yuan. "Payment employees can be handled directly on the public account of 'Guangdong Province' or the public account of the Huizhou Housing Provident Fund Management Center, which is very convenient." The relevant person in charge of the Municipal Housing Provident Fund Management Center introduced that the number of extraction and extraction is mainly to support the depositor on demand on demand on demand. Extract, better meet the actual needs of paying people to pay for rent, and help employees over the difficulties. Since June this year, the withdrawal provident fund has been handled for more than 17,000 pens for paying for rent, with an withdrawal amount of about 60 million yuan.

【Five Categories】

1. Infection of new crown pneumonia hospital treatment or isolation personnel

2. Observation personnel need to be isolated from the epidemic prevention and control

3. Participate in the epidemic prevention and control staff

4. Approved payment employees who have approved the enterprise

5. The influence of the epidemic loses the source of income source

● Huizhou Daily reporter Qiu Ruorong

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