Service entity pays attention to people's livelihood 丨 Central Plains Bank Innovation launches housing mortgage insurance supply loan

Henan Daily client reporter Wang Yinan

Housing, close to thousands of households, and the well -being of the people. Strengthen housing security, support the healthy development of the real estate industry is not only economic propositions, social propositions, but also people's livelihood projects and confidence projects.

In the case of benefit the people, silk hair must be happy. As the bank of the Central Plains, the Central Plains Bank adheres to the strategic direction of "service strategy, service entity, service enterprise, and serving the people", optimize products, enhance services, actively integrate into the overall situation of stable economic promotion, and innovate "housing mortgage supply loan" , Build a happy home for the Central Plains.

The housing mortgage supply loan is a comprehensive financial service plan for the resolution of real estate problems in the Central Plains Bank of the Central Plains Bank for construction and sales of real estate issues, ensuring real estate sales and delivery of real estate sales and delivery. According to the service plan, the Central Plains Bank has established a long -term mechanism, a strong service skill, and focused on solving the pain points of real estate development enterprises and the people of buying housing. Bank responsibility.

Reasonable credit support and reasonable pricing promotion resolution problems

Focusing on the impact of the epidemic and disaster situation, the project and real estate development enterprise and stoppage real estate with relatively high -quality projects and temporarily occur in the project. On the one hand, through the distribution of project development loans to help re -production of real estate, and strengthen the management of credit funds to ensure the construction of real estate projects, on the other hand, joint developers rationally pricing and promoting sales, synchronized support for personal housing mortgage loans, accelerating real estate resolution resolution Essence

Build online channels and innovative mortgage products to boost market sales

Focusing on real estate with good location and good sales prospects, Central Plains Bank relies on the mobile banking APP to build the "Central Plains e -family" online housing -related housing service community, and joint buildings to carry out commercial housing promotion activities to help real estate output inventory. Customers can enjoy one -stop home purchase services such as online houses, appointment visits, application for special mortgage loans, exclusive house purchase discounts, etc. through the Central Plains Bank mobile banking.

On the basis of joint promotional activities, Central Plains Bank has launched a series of "Zheng Hao An's Home" characteristic housing mortgage loan series combined with the policy and the needs of different customer bases. From the aspects of loan pricing, approval policies, repayment methods, and attachment to rights and interests, it supports rigid and improving house purchase needs, so that the masses can buy houses more money, trouble and worry.

Preferred project credit support, closed -loop management guarantee delivery

Focusing on projects with strong development strength, excellent location, and strong construction quality, the Central Plains Bank first provides development loan support in accordance with the principle of marketization, maintains the smooth and orderly release of real estate development loans, and promotes the healthy and stable operation of the industry; the second is to adopt real estate project funds. Closed -loop management, strengthen the supervision of residents during the duration of the business, and strictly prevent the risk of rotten the risk of real estate projects in order to protect the legitimate rights and interests of the buyer; Household specialty and special funds are dedicated, and funds are paid strictly in accordance with the actual project progress to ensure that the funds are not misappropriated.

Central Plains Bank effectively unified the mind and actions to the judgment and deployment of the economic situation on the provincial party committee. The mechanism is provided with the stable operation of the real estate market with housing mortgage loans, and promoted the implementation of the provincial party committee and the provincial government to stabilize the economy to promote growth decision -making and deployment.

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