Three departments: In 2021, personal housing loan ratio exceeds 80 %

Zhongxin Jingwei, June 24th. According to the website of the Ministry of Residence, the Ministry of Housing and Urban -Rural Development, the Ministry of Finance, and the People's Bank of China released the "National Housing Provident Fund 2021 Annual Report". The "Report" pointed out that in 2021, the national housing provident fund's various businesses were stable, with the deposit of housing provident funds of 2915.687 billion yuan, and 66.111 million people withdrawn the housing provident fund 2031.613 billion yuan, and the personal housing loan was issued 3.033 million yuan and 139.622 million yuan. As of the end of 2021, personal housing loan ratio was 84.18%.

The "Report" shows that in 2021, there were 794,600 new account units and 22.051 million new employees. Among the new employees, urban private enterprises and other urban enterprises, foreign -invested enterprises, private non -enterprise units and other types of units account for 76.85%. The real -time housing provident fund paid units throughout the year were 410,900,900 and 16.439 million employees were paid, an increase of 13.88%and 7.23%over the previous year.

The "Report" shows that 66.1121 million people withdrawn a housing provident fund for the year, accounting for 40.22%of the number of practical employees, and the withdrawal amount is 2031.613 billion yuan, an increase of 9.51%over the previous year. Among them, 13.5393 million people were supported by 135.867 billion yuan, an increase of 10.40%and 5.90%over the previous year. 96.08%, 100.47%.

As of the end of 2021, the total amount of housing provident fund deposits was 2249.9131 billion yuan, and the deposit balance was 8188.214 billion yuan, an increase of 14.89%and 12.10%over the end of the previous year, and the balance of funds was 1294.248 billion yuan.

In addition, a total of 3.1033 million personal housing loans were issued throughout the year, 1396.422 billion yuan, an increase of 2.50%and 4.52%from the previous year. The interest expenses for loan employees are about 307.540 billion yuan, and the average loan can save about 99,100 yuan per loan.

The "Report" also stated that in 2021, the revenue of housing provident fund business was 25.8827 billion yuan, an increase of 11.72%over the previous year. Among them, the deposit interest was 43.621 billion yuan, the interest of the loan was 214.213 billion yuan, the interest was 225 million yuan, and the other 967 million yuan. (Zhongxin Jingwei APP)

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