Up to 100,000 yuan!Hubei announced the latest house purchase subsidy policy

Jimu Journalist Cheng Yuxun

On June 22, Xianning City, Hubei issued the "Notice on Promoting the Steady and Healthy Development of the Real Estate Market in Xianning City", the full text is as follows.

In order to thoroughly implement the decision -making and deployment of the Party Central Committee, the State Council, the Provincial Party Committee, and the Provincial Government, adhere to the positioning of "housing and not frying", realize the goals of stable price, stable house prices, stabilize work goals, support rigid and improved housing demand, and stimulate market vitality. Promoting the virtuous cycle and healthy development of the real estate market in the city, with the consent of the municipal government, the relevant matters are notified as follows.

1. Implement house purchase subsidy

The buyers who purchase new commercial housing in the city urban area will be subsidized by house purchase subsidies. Buy 10,000 yuan for each set of 90 square meters (inclusive); to purchase 20,000 yuan per set of more than 90 square meters. Each set of two -child families in line with the national fertility policy is 0.5 million yuan, and the additional subsidy of three -child households is 10,000 yuan per set.

For the first time in the area of ​​Xianning City, full -time doctoral doctoral doctoral talents, Zheng Senior Title Talents, Full -time Master's, Deputy Senior Title and Senior Technician Talents, Full -time Undergraduate, Intermediate Professional Title, Technician Talents, Full -time Talents, Senior Workers' Talents , Buy new commercial housing in the city urban area, give 100,000 yuan, 60,000 yuan, 40,000 yuan, and 20,000 yuan for house purchase subsidies, respectively.

The above -mentioned subsidy policies are based on families. According to the principle of Gao Congyou, they can only enjoy one, and they must not be repeated. The specific implementation rules shall be formulated by the Municipal Housing and Urban Construction Bureau, together with the Municipal Finance Bureau and relevant departments. The funds shall be coordinated by the municipal finance and shall be included in the city's financial system in accordance with the current financial system.

2. Strengthen financing and credit support

Financial institutions should support the reasonable credit needs of real estate enterprises, and do not blindly draw loans, disconnection, and loan. Actively adapt to credit policies, establish a bank -enterprise docking mechanism, revitalize the existing assets of the enterprise, and create conditions for the development of the project loan or the new development loan.

Guide financial institutions to vigorously support rigid and improved housing needs, and to purchase residents families in the first house of ordinary commercial housing, the down payment ratio is not less than 20 % of the total housing price, and the two or more and above are not less than 30 %. At this stage, the interest rate of commercial personal housing loans is implemented at a standard of not more than 4.8 % and a two -suite of not higher than 5.05 %. The banking financial institutions are encouraged to adjust the interest rate of commercial personal housing loans accordingly according to market changes.

For families with a house and settle related housing loans, in order to improve the living conditions to apply for loans to purchase ordinary commercial housing, it is encouraged to implement the first home loan policy for banking financial institutions.

3. Strengthen the support of housing provident fund

Under the premise of 80 % of the total price of a housing contract, both the couple's two employee families who pay the housing provident fund normally, apply for a housing provident fund loan, the upper limit of the quota increases from 500,000 yuan to 600,000 yuan; The provident fund is withdrawn first and then the loan business, cancel the origin of "the sum of the amount of withdrawal amount and the loan amount is not higher than the upper limit of the loan amount"; when the housing provident fund depositor of the city's housing provident fund pays for the purchase of the provident fund loan or balance of the housing housing, you can apply at the same time at the same time. Sexual extraction of the housing provident fund balance of parents and children (the account keeps 100 yuan).

If the employees who pay the employees in the city purchase self -occupied housing for housing provident fund loans in the city urban area will cancel the restrictions on the original provisions of the municipal housing provident fund for 6 months in this city.

Fourth, regulate market supply rhythm

The total land and commercial housing control of real estate development in the city urban areas, the annual supply scale is determined in accordance with the urbanization process reference to the land stock, the inventory of commercial housing, and the sales volume of the previous year. Priority support for infrastructure and public services to ensure the supply of well -equipped and well -derived regions, and encourage high -quality real estate projects with reasonable development and planning layout, complete supporting, and green ecology.

5. Adjust the conditions for pre -sale of commercial housing

The construction of new commercial housing projects below the number of planning layers above the ground planning below (including) is built to the ground 1 -floor structure on the ground, and the new commercial housing projects from 7 to 12 (inclusive) are capped from 3 floors on the ground. The construction of the 6 -story structure above the commercial housing project can apply for pre -sale permits.

6. Increase tax support

Real estate development enterprises do have staged difficulties. After the enterprise application, the taxation department is approved and approved, the current tax can be extended, but the longest does not exceed three months. The taxation department shall actively counsel the eligible real estate development enterprises to apply for tax refund.

7. Standardize the order of the intermediary market

Further regulate the service charging behavior and standards of real estate intermediaries, guide development enterprises and real estate agencies to control the service fee standards within 4 % of the total sales price of the house, increase the strike of illegal and violations of the real estate intermediary service market, and actively create Healthy and orderly market environment.

8. Standardize the sales price management of commercial housing

Further strengthen the management of price filing of commercial housing, guide the development of enterprises to pricing reasonably, and strictly prohibit illegal and illegal acts such as low -cost dumping, bidding reduction, and price fraud. If the record price needs to be adjusted during the sales process, the interval of the application adjustment is not less than 6 months.

This notice will be implemented from the date of issuance, and the validity period is one year. All counties and cities can be implemented according to the actual situation. If the relevant provisions are inconsistent with this notice before, if this notice shall prevail, if the implementation period is provided as other provisions, it is stipulated as stipulated by national laws, regulations, and policies.

Xianning Housing and Urban -Rural Development Bureau Xianning City Finance Bureau

Xianning Natural Resources and Planning Bureau Xianning City Local Finance Bureau

Xianning City Housing Provident Fund Center, Xianning Taxation Bureau of the State Administration of Taxation, June 22, 2022

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