Tai'an implements the "bringing transfer" to stimulate the vitality of the second -hand housing market transaction vitality

Recently, Mr. Wu, a citizen, wanted to buy a mortgage property in the dormitory hospital of Longtan Road Central Hospital. After the staff of the real estate window merged and accepted the two businesses of second -hand housing transfer and mortgage change registration, the mortgage bank received it separately at the same time separately received separately. No property certificate and real estate registration certificate, all businesses are completed within 1 hour. The handling of this business marks the official implementation of the "transfer of transfer" of the Civil Code in Tai'an, which not only facilitates the transaction and financing of enterprises and the masses, but also stimulates the vitality of the transaction of the second -hand housing market.

During the traditional second -hand housing transaction, if the loan has not yet been settled, the seller needs to raise funds in advance to repay the loan to relieve the original mortgage in order to go through the transfer procedures. Article 406 of the Civil Code, which is implemented from January 1, 2021, stipulates that during the mortgage period, the mortgagor can transfer mortgage property. This provision allows the "bringing transfer" to the legal conditions for liberalization, and there is a mortgaged real estate listing transaction. Without the need to pay off the loan in advance, no need to pay funds, and no need to terminate the mortgage, it can be achieved according to the wishes of all parties in the party. Second -hand housing transfer+mortgage change registration, second -hand house transfer+new mortgage right establishment+original mortgage right cancellation registration and other conditions.

In order to do a good job in the registration of "transfer of transfer", the Municipal Real Estate Registration and Trading Center formulated the "Implementation Plan for Real Estate Transfer Business During the Mortgage Registration period", further regulating the trading behavior of "transferred transfer", and requiring the window personnel to improve the initiative Service consciousness, further strengthen the information verification and inquiry prompts of the "transferred transfer" real estate transfer, mortgage and other businesses to prevent the occurrence of bad behaviors such as "one room selling more", not fulfilling the obligation of mortgage registration obligations, and ensure that the "transferred transfer" is the one. The service measures of non -convenient enterprises have been implemented.

[Tai'an Daily · Most Thai Security Media Reporter Li Haoruo]

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