There have been 37 cities to relax some cities to suspend purchase restrictions in some cities

Reporter Li Zheng

A few days ago, Qingyang City, Gansu Province, issued the "Implementation Opinions on Cultivating the Healthy Real Estate Market to Expand Housing Consumption" (hereinafter referred to as "Opinions"), saying that the purchase of ordinary commercial housing in Qingyang City will be fully implemented. "Policies, cancel residents to purchase restrictions on the number of new commercial housing purchases, household registration requirements, etc., and the price of commercial housing is available on demand supply and market adjustment to support the reasonable housing consumption needs of residents.

In addition to the above -mentioned "unlimited purchase and unlimited price" policy, Article 3 of the Opinions clearly states that on the basis of the minimum standard of 25%of the national regulations for the purchase of the first house for the purchase of the loan. ; For the residents who have a house with a house and the corresponding house loan, the minimum down payment ratio is not less than 30%of the minimum down payment ratio of commercial personal housing loans and purchasing commercial houses. If employees apply for provident fund loans, the maximum loan amount has increased from 400,000 yuan to 500,000 yuan; if the dual employee family applys for provident fund loans, the maximum loan amount has increased from 500,000 yuan to 600,000 yuan.

The "Opinions" will be implemented from the date of release, and the validity period is one year. It is adjusted in a timely manner according to the relevant policy documents of the country and the province.

Song Hongwei, the research director of the Tongzhe Research Institute, believes that the marketing policy of Qingyang Building is large. During the implementation of the Opinions, it has basically reached the level before the regulation of the purchase restriction policy. The validity period of the setting is to reserve a certain room for the current policy.

According to incomplete statistics from the Securities Daily, as of now, 37 cities have introduced to relaxing related policies during the year.

Song Hongwei said that although the relaxation of the purchase restriction policy can play a certain role in releasing the demand of the property market in the short term, due to the shorter timeliness of some policies, in the case of insufficient confidence in the market, to reverse the current situation, it is necessary to match it. More relaxation policies common effects.

Multiple cities have chosen the policy of suspending the purchase restriction.

For example, the "Notice on Strengthening Classification Guidance Optimizing Housing Purchasing Policy (Dongjian [2022] No. 7)" issued by Dongguan Housing and Urban -Rural Development Bureau on July 4th is clear that since the date of this notice, the housing purchase restricted area adjustment is adjusted It is the Guancheng Street, Dongcheng Street, Nancheng Street, Wanjiang Street, and Songshan Lake High -tech Industrial Development Zone (hereinafter referred to as the "purchase restricted area"). Except for the restricted area, the housing purchase restriction policy is suspended in other areas. The residents' households purchase commercial housing in a non -restricted area, and there is no need to check the qualification verification of housing. Similar cities include Jiujiang, Tangshan, Dalian, etc.

In response, Yan Yuejin, research director of the Think Tank Center of the E -House Research Institute, told a reporter from the Securities Daily that the current demand for urban houses that restrict purchase restrictions is currently insufficient. "The overall expectations of house prices are not ideal. It is expected that the effects of the restrictions on the purchase restriction will also be discounted."

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