Expert: Beijing trial stock house transaction "serial order" will improve market transaction efficiency

Zhongxin Jingwei, September 25th (Li Huicong) According to the website of the Beijing Municipal Housing and Construction Commission on the 23rd, in order to improve the efficiency of second -hand housing transactions and support the reasonable housing demand of households, the Beijing Municipal Housing and Construction Commission and the Municipal Corporation issued the "Trial of trials. The notice of the parallel processing of the "serial order" business of stock housing transactions (hereinafter referred to as the "Notice"), the second -hand housing transaction "serial order" was adjusted from the past in series to parallel processing, shortening the transaction processing time.

Experts said that the adjustment of such new policies in Beijing not only facilitates the process of buying houses in the process. At the same time, in the new market situation, it is conducive to improving the convenience of Beijing second -hand housing transactions and promoting the further release of housing demand for home buyers.

According to the past practice, the "serial order" families generally need to be qualified to purchase the next house after selling the house and the transfer registration under the name of the name, and the transaction cycle is longer. The implementation of parallel treatment has optimized the verification of the qualification verification operation, which can effectively shorten the transaction cycle of the "serial order" in Beijing's second -hand housing.

Beijing's trial -stock house transaction "serial order" business mainly includes the following three aspects:

First, implement the common application system. The policy is clear that the "Lian'er" family reached a transaction intention with the sales party and the buyer, and reached an agreement on handling the "serial order" business, and jointly submitted the "serial order" business application to the brokerage agency providing brokerage services. That is, the three parties of two transactions need to sign such transaction agreements at the same time.

Second, optimize qualification review. The policy is clear that the "serial order" family has signed a contract (selling) online contracts that have not been transferred to the registration of real estate, and the number of real estate sets is not included in the name of the house when the purchase qualification review is reviewed. That is, once such families sell real estate, they can quickly get the opportunity to buy a house again.

Third, the processing rules for stopping the transaction in the middle of the transaction are clarified. The policy is clear that if the process of selling the house for sale of a house in such a serial order is terminated, the next order is that the family must stop buying a house, and the policy is trying to avoid the possible transaction risks of serial transactions. However, if the house is sold successfully, the subsequent purchase of the house will not be affected by the failure of previous transactions.

After years of development in the Beijing real estate market, it has gradually entered the era of stock, and the operating efficiency of the second -hand housing market will directly affect the overall market resource allocation efficiency.

According to the middle finger monitoring data, in 2021, the transaction area of ​​the second -hand housing in Beijing exceeded 17 million square meters, which was significantly higher than the transaction area of ​​10.1 million square meters in the new house. As a first -line cities, Beijing has a high cost of buying a house and a "serial order" in transactions. The market operation also relies more on the further improvement of the second -hand housing replacement chain.

In this regard, Yan Yue, the research director of the Think Tank Center of the E -House Research Institute, said that the "serial order" of the trial of the existing housing transaction in Beijing is the business environment of optimizing real estate transactions, and the policy is targeted at Further optimization and adjustment of the content of the buyer's house.

This kind of approach will largely activate the mainstream demand for improvement of house purchase in the market, so that buyers can be more "ease" in the operation of "selling first and then buying".

Xu Yuejin, deputy director of the Research Department of the Index Division of the Medium Finger Research Institute, believes that the parallel processing of the "serial order" business in Beijing can effectively improve the efficiency of second -hand housing transactions in Beijing, unblock the second -hand housing to improve the chain, and improve the vitality of the real estate market. The main effectiveness of the policy is to shorten the transaction time of second -hand housing, but the impact on the overall supply and demand of the real estate market is more limited. At the same time, it should be noted that the current policy only incorporates the second -hand house "serial order" business involved in the three -party family into the trial scope. Don't try it for the time being. (Zhongxin Jingwei APP)

This article is original by the Sino -Singapore Jingwei Research Institute, and the copyright of the Sino -Singapore Jingwei. Without written authorization, no unit or individual may be reprinted, extract or use in other ways.

Editor in charge: Sun Qingyang

Pay attention to the official WeChat public account of JWVIEW (JWVIEW) to get more elite financial information.

- END -