The transaction cycle can be shortened by half!Beijing second -hand housing "serial order" connects parallel, trading and selling simultaneously

Reporter Li Beibei, a reporter from this reporter, reported by Beijing

On September 23, 2022, the Beijing Housing and Construction Commission and the Beijing Regulations jointly issued the "Notice on Trial of the" Disciplinary "Business Payment of Trial Housing Transactions" (hereinafter referred to as the "Notice"). The "Notice" states that the "serial order" in Beijing second -hand housing transactions will be adjusted from the past in series to parallel processing to shorten the processing time and facilitate the purchase of houses.

On September 23, Zhu Xiaohong, Dean of the China Luxury Research Institute, said that the new policy means a certain degree of restrictions on purchases, which has brought convenience to buyers who improve sexual needs, and also accelerated the second -hand housing market.

"Land Ring Delivery" trading trading synchronization

Recently, improving the efficiency of second -hand housing transactions has become a hot direction of the property market policies in various cities. As of now, more than ten cities have announced the implementation of policies such as "transferred" in second -hand housing to improve the convenience of transaction in second -hand housing. Beijing did not implement the "transferred transfer", but instead launched the "serial order" business model according to local conditions.

The "Notice" states that the Beijing "Lannene List" business is a new measure to optimize the business environment. The purpose of implementing is to improve the efficiency of second -hand housing transactions and support reasonable housing demand for households.

The "Notice" pointed out that the "serial order" refers to the first time that the house purchase family first sold the housing and purchased the trading business of the housing again. The "connecting order" business refers to the completion of the number of houses signed by the contract online, and the number of household real estate sets of houses is sold, and the original needs of the houses that are processed in order will be adjusted and the buying business is adjusted to parallel processing.

The Beijing Housing and Urban Construction Commission said that at present, Beijing only includes the serial order business of "family A ← B family ← C family" involved in the trial scope of the three -party family. Family or involving new house transactions will not constitute a "serial order" business.

In the application process, the "Notice" clearly clarifies the requirements for common applications. The "serial order" family reached a transaction intention with the seller and the buyer, and reached an agreement on handling the "serial order" business, and jointly submitted the "serial order" business application to the brokerage agency providing brokerage services. In other words, the three parties of the transaction need to apply to the real estate intermediary agency in order to start the "serial order" business.

In the audit process, the "Notice" clarifies the regulations for synchronous qualification review. After the buyer's housing qualification verification verification is approved, the "connected order" family completes the online signing procedures for selling houses through the "service platform", and submits the application for the check of the house purchase qualification verification simultaneously. The "Land Ring Delivery" family has signed a contract (selling) online contracts that have not been transferred to register, and the number of real estate sets will not be included in the name of the real estate during the review.

That is to say, after the "Lianyuanlin" family sells a house to complete the online signing, you can turn it out with the "temporary" of the house, and you can get a new qualification for buying a house. Only to get qualified for buying a house. After completing the online signing of the house, you can handle the loans, tax payment, and registration business of selling and buying houses.

In terms of processing, the "Notice" pointed out that during the process of trial, online signing, and registration, if the "serial order" purchaser failed to pass the qualification verification of the house, the "serial order" business process was terminated. Make timely control of the transaction risk of "serial order".

On September 23, Yan Yuejin, director of the research director of the Think Tank Center of the E -House Research Institute, said in an interview with the reporter of the Huaxia Times that the policy of Beijing is generally a policy of changing houses. The policy change policy is currently actively optimizing all over the world. content.

Zhu Xiaohong said that this new policy means that a certain degree of restrictions on purchases have brought convenience to improving the demand for buyers, and at the same time, the second -hand housing market expands capacity.

Xu Yuejin, deputy director of the Research Department of the Index Division of the China Finger Research Institute, believed in an interview with the China Times reporter on September 23 that the main effectiveness of the policy was to shorten the transaction time, and the impact on market supply and demand was limited.

Tips have started last year

After years of development in the Beijing real estate market, it has gradually entered the era of second -hand housing. According to the middle finger monitoring data, from January to August 2022, the transaction area of ​​the second-hand housing in Beijing exceeded 8.77 million square meters, which was much higher than the 4.81 million square meters of the new house.

Zhu Xiaohong pointed out that the demand for improved housing market in Beijing is the main force. The demand for housing more than 90 square meters has begun to exceed 90 square meters from 2021. The demand for replacement of "changing houses" is the main trend of the past two years. Among the transactions that the second -hand housing market in the Beijing second -hand housing in 2022, the demand for "replacement of houses" accounts for 90%.

Xu Yuejin said that due to the high cost of buying a house, there are a lot of "serial orders" in the market, and the market operation rely more on the chain of improved second -hand house replacement.

The Beijing Housing Construction Commission said that since 2021, Beijing has piloted the "serial order" series of second -hand houses in some brokerage agencies to connect the parallel business. During the pilot period, the "serial order" business has actually begun to achieve results.

"We started operations last year. We have a lot of 'serial orders' transactions, accounting for about 40%of the total transaction." On September 23, an intermediary in Beijing told the reporter of Huaxia Times.

"The transaction cycle can be shortened by half! In the past 2 months, it can be completed for one month, and it can be reduced by half." The intermediary staff also said that the "serial order" business was carried out together, and the agency fee could be more. The discount was reduced from 2.7%to 2.35%.

Zhang Ming (pseudonym), who had experienced the "serial order" when changing the house, told the reporter of "Huaxia Times" on September 24: "Now there are a lot of serial orders for changing houses. From my own experience, before, before, before, before, before, before, before, I had my own experience. Previous If the serial order is good to find an intermediary company, they will have a business connection and communication, but if you find two intermediary companies to do it, there will be a lot of trouble. There will be a lot of things in the process. With the risk of transaction, the government now has a special regulation on the serial order. I think it is a good thing for buyers, because it is necessary to buy a set of households without being restricted by the name of the name. Links, such as house verification and housing qualifications, can be determined in the early days of transaction. Do not need to mention the intention. The overall processing process can shorten the time to improve efficiency. "However, Zhang Ming believes that it is not enough to optimize the" serial order ". He said: "If Beijing can also implement the transfer of transfer. As a seller, I must pay off all the loans in order to sell the house by the household. After the transfer, I can get the purchase of the house. A lot of money, millions of millions, borrowing from relatives and friends, and still have to find private institutions with high interest to make short -term borrowings, and dare not make credit loans, because they are afraid of credit loans to increase credit to increase liabilities and affect buying a house. At the time of bank batch loan ... In short, the pressure is very strong. "

Beijing has always implemented a strict purchase restriction policy. After this policy adjustment, will Beijing still have other actions? The Beijing Housing Construction Commission said that it will monitor and evaluate the implementation effect of the "Link List" in conjunction with relevant departments. Under the premise, gradually improve and optimize related measures.

Editor -in -chief: Zhang Bei Editor: Zhang Yuning

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