Hunan Provincial Direct Provident Fund: The only house under the name is used for long -term rental, and then buy a housing provident fund loan to execute the first set

Author:Hunan Daily Time:2022.09.23

A few days ago, the Housing Provident Fund Management Center of Hunan Province issued the "Implementation Rules for the Pilot Work of Multi -channel Supply Housing for Rental Housing Multi -Masters" (referred to as "Detailed Rules").

According to the requirements of the Changsha Housing Provident Fund Management Committee "Notice on Cooperating with Promoting the Pilot Works of Multi -Channel Security Housing Housing for Rental Housing Multi -Masked Multi -Channel", when providing employees who apply for housing to apply for provident fund loans, the number of housing houses of employees can reduce the rental housing set of 1 set of rental housing sets Essence

The "Detailed Rules" states that the only one house in the family name has been used for long -term rental. If you apply for a provident fund loan when you buy a self -occupied housing again, the first set of housing provident fund loan policy is implemented.

There are 2 houses in the family name, and one has been applied to long -term rental. Those who apply for provident fund loans when they purchase self -occupied housing again shall be implemented according to the second set of housing provident fund loan policies.

In addition, the qualifications for housing are based on the "Changsha City Housing Qualification Confirmation Book" issued by the Changsha Housing and Urban -Rural Development Bureau. "Rental Cooperation Agreement" information. Due to the inconsistent implementation of the policy of applying for commercial loans after the long -term rental house, the combined loan business is not applicable to the above business standards for the time being.