Heavy!Make provident fund!Fuzhou opening

good news!

"Cross -center in the province to repay loans"

Business opens

Fuzhou is within the first batch of opening!

The housing provident fund "bonding loan" refers to the business of using the employee's housing provident fund account month to pay funds to repay the principal and interest of the house purchase loan. It turned out that this business was independently carried out by the provincial provincial provident fund centers, and the scope of service and efficiency was limited.

The opening of the "Cross -Center Return of the Provincial Capital" business can effectively solve the problem of different provident fund centers due to provident fund deposits and loans, and cannot handle the problem of "reinstatement" business. The provident fund loan employee spouse and the direct relatives participating in repayment can apply, which greatly expands the beneficiary group of the "repayment loan" business, and will benefit more housing provident funds to pay employees.

About development

Notice of the "Cross -Central Centers and Return to Loan" business

Provincial direct housing provident fund each pays employees:

In order to implement the requirements of the Provincial Party Committee's "improving efficiency, improvement of efficiency, and increasing efficiency", in -depth promotion of the practical activity of "I do practical things for the masses", and better provide efficient and convenient services for the majority of provident funds to pay cadres and employees. According to the Provincial Department of Housing and Construction Department Work deployment, the Provincial Direct Housing Provident Fund Center and the Fuzhou and Putian Provident Fund Center took the lead in opening the "provincial cross -center to repay loan" business in the province. The relevant matters are notified as follows:

1. Application object

Employees who have shared a housing provident fund (portfolio) loan (portfolio) in Fuzhou or Putian Provident Fund Center and opened a "repayment loan" business. If their spouse or joint repayment person pays the provident fund center "Cross -central to repay the loan in the province" business.

Second, handling channels

The "Provincial Cross -Central Centers Retreat" business temporarily adopts offline site handling methods, which meets the requirements of qualified employees to handle materials, and go to the provincial housing provident fund service hall to handle. The online business of "Cross -Central Centers in the province" is opened after the function of the online service hall of the housing provident fund is upgraded.

Third, handle materials

(1) Original ID card;

(2) Original marriage certificate;

(3) Original bank cards agreed in the housing provident fund (portfolio) loan contract.

Fourth, precautions

(1) The first batch of "cross -centers in the province" business is the first batch of housing provident fund (combination) loans of the three provident fund centers of the province, Fuzhou and Putian, and the next step will be expanded to other parts of the province.

(2) Implement reimbursement model of the "cross -center and repayment loan in the province" business. After handling the procedures for the "Cross -Central Centers in the Provincial Cross -Central Centers", the "Bonding Loan" starts from the second month. The payment is transferred to a type of repayment bank card agreed in the loan contract.

(3) The owner of the owner shall confirm whether the repayment bank card funds agreed on the loan contract shall be sufficient according to the balance of the repayment amount and participating in the housing provident fund account balance of the "Bonding Loan" personnel every month. The main borrower should ensure that the monthly repayment is full, so as not to generate overdue loans to the bank card balance, causing personal credit. If the cumulative overdue is overdue, the cross -center loan will be automatically stopped.

(4) As the "cross -center loan" business involves a long period of time, it must be applied for by the housing provident fund depositor, and others cannot handle it.

(5) If the owner does not handle the "bonding loan" business, his spouse or other common repayment persons cannot handle the cross -center loan repayment business.

(6) During the three working days around 15 days before and after 15 days and after 15 days and after 15 days and after 15 days and after 15 days, the transformation (stop) and the provident fund transfer business.

(7) The provident fund deposit employees who have applied for the "cross -center loan" business cannot handle other extraction services.

Consultation Tel: 0591-12329

Housing Provident Fund Management Center in Fujian Provincial Units in Fujian Province

September 16, 2022

Source: Housing Provident Fund Management Center in Fujian Province

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