Xingtai, Hebei: The first set of down payment for self -living houses is reduced from 30 % to 20 %

[Dahecai Cube News] On September 19, Xingtai City issued a total of 12 measures for the "Several Measures on Further Supporting the Patient Circle and Healthy Development of the Real Estate Industry and Healthy Development. Among them, for families who have a house and have settled the corresponding house purchase loan, those who apply for a loan to buy housing again will implement the first home loan policy. The down payment ratio of the purchase of the first self -occupied housing is reduced from 30%to 20%, and the down payment ratio of the purchase of two houses is reduced from 60%to 40%.

Xingtai City to promote the stable and healthy development of the real estate market leading group

Several measures to further support the virtuous cycle and healthy development of the real estate industry

In order to implement the national, provincial, and municipal settlements and the relevant requirements of the economic stability of the economy, actively respond to the downward settlement of the real estate market, and strive to promote the virtuous circulation and healthy development of the real estate industry. The following measures are specially formulated.

1. Implement financial credit policies. In accordance with the People's Bank of China housing loan interest rate policy, the commercial banks are guided to fully implement the housing loan interest rate formulated by the Xingtai City Interest Rights Rate Discipline Committee; for families who have a house and have settled the corresponding house loan, they apply for a loan to purchase the housing again, and the first house will be implemented. Loan policy; encourage and support commercial banks to launch "parking loan" products with longer years of launch, reducing the economic pressure of buyers. (Responsible unit: Xingtai Municipal Sub -branch, Xingtai Banking Insurance Regulatory Bureau)

2. Give full play to the role of provident fund loans. The down payment ratio of the first self -occupied housing is reduced from 30%to 20%, and the down payment ratio of two houses to buy two houses is reduced from 60%to 40%; continuing to open a foreign provident fund loan business; adjust the second -hand housing provident fund loan process. First review the qualifications of loans, and then apply for real estate transactions to effectively reduce transaction disputes; implement a provident fund portfolio loan, mainly provident fund loans, and the insufficient part can be supplemented by commercial bank loans. (Responsible unit: Municipal Housing Provident Fund Management Center)

Third, reasonably grasp the rhythm of land supply. In accordance with the principle of supply and demand balance, according to the city's commercial housing on sale, construction, and land supply can be built in scale, the municipal natural resource planning department shall meet with the municipal housing and construction department scientifically preparing an annual residential land supply plan to ensure the demand for commercial housing land. At this stage, the transaction of commercial housing has continued to decline year -on -year, and the de -division cycle exceeds the reasonable range, and moderate reduction or suspension of residential land supply. (Responsible unit: Municipal Natural Resources and Planning Bureau, Municipal Housing and Urban -Rural Development Bureau, Xindu District Government, Xiangdu District Government, Development Zone Management Committee, Xingdong New District Management Committee)

Fourth, resolve commercial housing inventory. For non -residential houses that have been built and unprepared, they can be used for residential housing after approval by the local government or district's relevant departments. The same support policy of housing financial loans involves the nature and period of land use.

During the renovation of shantytowns and the reconstruction of urban villages in various districts, they must coordinate the existing commodity housing in the jurisdiction, guide and encourage the relocated people to purchase existing commercial housing as resettlement houses, or adopt direct currency compensation and issue house purchase tickets. For the choice of monetization resettlement, the saved cost can be converted into the compensation amount, and the enthusiasm of the monetization resettlement of the relocated people can be increased. (Responsible units: Municipal Natural Resources and Planning Bureau, Municipal Housing and Urban -Rural Development Bureau, Municipal Urban Management Comprehensive Administrative Law Enforcement Bureau, Huanxing Xingtai Municipal Sub -branch, Xindu District Government, Xiangdu District Government, Development Zone Management Committee, Xingdong New District Management Management Committee, Xingtai Power Supply Company, Xingtai Water Industry Group, Hebei Xingxiang Hot Rens Group Co., Ltd.)

Fifth, scientifically allocate parking spaces for residential motor vehicles. The parking space of the shantytown renovation project that has not been transferred has been controlled by no less than one/household, or the overall excavation of the underground parking garage (the ground parking rate does not exceed 10%); When entering the ground parking rate; when the same construction unit obtains two or more plots adjacent to, under the premise of convenient use and the nature of parking spaces, the establishment of underground parking spaces can be considered (the proportion does not exceed the overall planned plot underground parking space 10%). (Responsible unit: Municipal Natural Resources and Planning Bureau, Xindu District Government, Xiangdu District Government, Development Zone Management Committee, Xingdong New District Management Committee)

6. Maintain the effective connection of industry policies. When involving the relevant policy adjustment and distribution requirements of the development, planning, construction, and sales of real estate projects, the principle of "old projects and old methods, new projects and new methods" should be strengthened, and a single emphasis on the starting execution time should be used. The development and construction of development projects is clearly applicable.

Planning points (within the validity period) issued or approved by the Periodical Committee approved the shed reform project (except for the large -scale adjustment of the total flat adjustment in the later period, except for the project approved by the Periodical Committee), its supporting facilities are still based on the original original according to the original original. With policy enforcement, the projects that have been transferred to the land are still implemented in accordance with the original policy; the resettlement plots used for residents 'relocation are implemented in accordance with the original policy, and residents' resettlement houses are constructed. (Responsible unit: Municipal Natural Resources and Planning Bureau, Municipal Housing and Urban -Rural Development Bureau, Municipal Administrative Examination and Approval Bureau, Xindu District Government, Xiangdu District Government, Development Zone Management Committee, Xingdong New District Management Committee))

7. Optimize engineering construction management services. After the project unit obtains the land, it can carry out preliminary preparations such as soil and stone excavation, slope support, sales display (model room) construction in advance; on the basis of not violating the corresponding planning principles and specification conditions, the project is allowed to be in construction and construction. Use artificial stone instead of natural stone. (Responsible unit: Municipal Housing and Urban -Rural Development Bureau, Municipal Natural Resources and Planning Bureau, Municipal Urban Management Comprehensive Administrative Law Enforcement Bureau, Xindu District Government, Xiangdu District Government, Development Zone Management Committee, Xingdong New District Management Committee) Effective construction time. Except for the requirements of atmospheric prevention and early warning, if other construction projects are required to stop working, they must be delivered to the construction unit to the paper "Stop Working Notice" to request the suspension; Summary and announce the effective construction days of the construction site in the jurisdiction to the society during the quarter. (Responsible unit: Municipal Housing and Urban -Rural Development Bureau, Municipal Urban Management Comprehensive Administrative Law Enforcement Bureau, Xindu District Government, Xiangdu District Government, Development Zone Management Committee, Xingdong New District Management Committee)

Nine, optimize the requirements of green buildings. According to the enterprise application, the local government can coordinate the prefabricated distribution indicators in the jurisdiction in accordance with the two balance principles of "county -district levels, enterprises"; for the construction of prefabricated and passive buildings, the relevant regulatory account funds can be in Use it as soon as possible. (Responsible unit: Municipal Housing and Urban -Rural Development Bureau, Municipal Natural Resources and Planning Bureau, Xindu District Government, Xiangdu District Government, Development Zone Management Committee, Xingdong New District Management Committee)

10. Supporting children of households in the house is near school. Anyone who purchase new commercial houses in the city's main urban area or commercial housing used for residence, the house has not been delivered, the house purchase family can apply for the "commercial house sales contract" and sales invoices in the housing construction department. The address is settled. According to the relevant policies of the state, provincial, municipalities, and districts, the education department in accordance with the relatively close admission principles to ensure the enrollment of children's children. (Responsible unit: Municipal Public Security Bureau, Municipal Education Bureau, Xindu District Government, Xiangdu District Government, Development Zone Management Committee, Xingdong New District Management Committee)

11. Active commercial housing market. Give full play to the role of industry associations, actively build various online and offline sales platforms, and open housing exhibitions and other house purchase activities; launch industrial and unified "house purchase coupons" and other measures to increase real estate companies, excellent teachers, masterpieces, and universal blogs of the real estate companies Talents, retreat soldiers, and the preferential purchase of houses in the second child and third -born childbirth policy to activate the sales market for the commercial housing. (Responsible unit: Municipal Housing and Urban -Rural Development Bureau, Municipal Real Estate Association)

12. Regulate the management of commercial housing. Formulate the "Standards and Process of the Transfer of Commercial Housing in Xingtai City", uniformly standardize the responsible subject, conditions, standards and processes of the delivery of commercial housing, and reduce the hidden danger disputes of the house; Delivery. (Responsible unit: Municipal Housing and Urban -Rural Development Bureau, Municipal Natural Resources and Planning Bureau, Municipal Administrative Examination and Approval Bureau, Xindu District Government, Xiangdu District Government, Development Zone Management Committee, Xingdong New District Management Committee, Municipal Real Estate Industry Association)

This measure is responsible for explaining by the Municipal Housing and Urban -Rural Development Bureau in conjunction with the relevant units. It is implemented from the date of issuance and the implementation period is tentative for two years. Essence

Responsible editor: Wang Shidan | Audit: Li Zhen | Director: Wan Junwei

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