Hunan Province's straight housing provident fund responds to the hot issue in August, the provident fund loan is not settled, the real estate certificate can be collected

Hunan Daily, September 16th (all media reporter Liu Yinan) Can the provident fund loan be clearly settled, can I receive a house property right certificate? Can the employees who pay the provident fund Changsha buy a house in foreign provinces, can I apply for a provincial provident fund loan? Recently, the Housing Provident Fund Management Center (hereinafter referred to as the "Center") responded to the hot issue in August, saying that the housing provident fund loan no longer collects the original "Real Estate Property Certificate".

The provident fund loan has not been settled, and the housing property certificate can be received. According to the relevant person in charge of the center, in accordance with the "Notice on Adjusting the Provincial Policies and Processs of the Provincial Unit's Housing Provident Fund", the original "Certificate of Real Estate Property Rights" that no longer collects mortgage property loans of housing provident fund loans, and has already collected the "House Ownership Certificate" or "Real Estate Real Estate" or Real Estate Real Estate "Credit", you can apply to get back to the original.

Employees who pay the provident fund in other provinces are planning to buy a house in Changsha. Can I apply for a provincial central provident fund loan? The relevant person in charge of the center stated that the provincial provident fund loan object is a complete civil capacity capacity and employees who have the normal deposit housing provident fund in other housing provident fund centers (excluding Changsha Center) in the Provincial Center or Hunan Provincial Administrative Region. Therefore, Changsha, an employee who pays the provident fund in foreign provinces, cannot apply for a provincial central provident fund loan.

What time period is the "Key loan" policy applied to the customer who purchases the first house? The relevant person in charge of the center responded that if the policy before May 2021 stipulates that if the borrower's family purchases the first house, the loan can be applied for a house with the name of the housing housing provident fund before applying for a loan. After the adjustment, it is stipulated that starting in May 2021, before the borrower and spouse apply for a loan, the housing housing provident fund withdrawal (including the borrower and the spouse in the provincial center or other centers) are processed in the name of the house purchase. On July 25, the "Notice on Adjusting the Provincial Policies and Process of the Provincial Housing Provident Fund" stipulates that if the policy implementation will be purchased by employees' families from December 31, 2022, they may be allowed to withdraw their housing for this set of housing once. Provident fund, at the same time, you can apply for a housing provident fund loan.

[Edit: Wang Yaobing]

[Source: Hunan Daily · New Hunan Client]

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