Jinan real estate policy is adjusted again, affecting geometry?

Following the Qingdao official announcement of pine purchase restrictions, Jinan followed up and adjusted. In order to further support rigid and improved housing needs, Jinan has continued to optimize real estate policies and measures, and from September 16, it has continued to implement restrictions on the purchase of Lixia District and the city's central area within the second ring. This means that restrictions on the purchase restrictions outside the Jinan Second Ring Road, and the second ring roads are also canceled in cities, Tianqiao District, and Huaiyin District.

This is the second time that Jinan has adjusted the scope of purchase restrictions during the year. In May 2022, Jinan made a moderate adjustment of the property market regulation and control policy, and no longer included Changqing District and Zhangqiu District into the scope of purchase restrictions. After the adjustment scope of the purchase restriction in September, Licheng District, Huaiyin District, Tianqiao District, Changqing District, and Jinan High -tech Zone liberalized purchase restrictions.

Specifically, from the area where the purchase restriction is limited, most of the residential plots of Jinan transferred in the past two years are outside the second ring ring, such as the party, Jiqi Road, Guodian, Shengfu, Zhangma Tun, Shenwu, Snow Mountain In the area, the main area of ​​real estate transactions is in the east, Jinan High -tech Zone, and Licheng District of Lixia District outside the second ring. For the main urban area, there are very few new residential projects in the Limo District of the Second Ring Road and the urban area. For example, there are only a few new sets such as Yongxiangli, Minghu Yipin Garden, and Hanlin Mansion. There are new markets such as Lan Shiyuan Xitang, Chengtou Ruima Xiyue, Guoyu Mao Mountain, Junmao Mansion, Sanjian Junfuyuan, etc., all focusing on improving geopolitical customers. From this perspective, the area that has just been needed and improved the main buying houses in the group has long been no longer continuing to implement the calendar and urban areas. The purchase restriction policy for nearly 6 years has come to an end since October 2016.

Since May of this year, the regulation and control policy of Jinan property market has been significantly loose, and the housing has not recognized the loan. The first house payment is 30%, the second suite is 40%, the personal housing loan interest rate is 4.10%. Multi -children's family needs reasonable housing needs, and can purchase a house; the amount of provident fund loan is re -raised to 700,000 yuan. In 2016, the "four limits" policies sacrificed since the regulation of the property market in this round of the property market have been sacrificed by the "four limits" policies. In addition to the restrictions on some regions in the city and the city, most of the "four limits" policies in other areas have already been implemented. Lift.

Is there still room for optimization under the property market policy? It is understood that after the adjustment of the purchase restriction, the qualifications for household registration in foreign countries will continue to be optimized. At present, if a household registration family purchases a house within a restricted purchase area, the conditions for the accumulated personal income tax or social insurance in this city must meet the cumulative 6 -month personal income tax or social insurance; moon. After most of the regions of Jinan's main urban area cancel the purchase restriction, the qualification limit of this house is superfluous. In addition, in the context of Jinan's multiple measures to attract the inflow of the country, the housing security policy with a prescribed residence permit with a residence permit is qualified to be qualified for the housing purchase of the residence permit group or further optimized.

The date of adjustment of the scope of purchase restrictions is exactly the same day as the National Bureau of Statistics announced the monthly report of 70 residential sales prices. After the relaxation of the property market regulation policy in May this year, the sales index of new commercial housing prices rose three consecutive in May to July. According to data from the Jinan Real Estate Association, in August, the new commercial residential sales have been sold for 5721 units, covering an area of ​​770,200 square meters. The average daily transaction still maintains about 190 sets.

Industry insiders believe that although sales are declining, it is expected that the sales index of new commercial housing prices in August continues to rise from the previous month. The price has risen. After the adjustment of the purchase restriction, it is good for these main quality projects. In other areas, in order to rush the performance in 9 October, it may be sold for sale after the purchase restriction. "In the first half of 2022, newly built newly built. The sales of commercial housing were 96,100 units, covering an area of ​​7,107,200 square meters. Under the effect of favorable policies, the annual sales area may exceed 10 million square meters.

New Yellow River Client Reporter: Editor Luo Xiaofei: Sun Feifei

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