It's about buying a house!Wuhan plans to introduce a new regulations

In order to strengthen the supervision and management of pre -sale funds for new commercial housing, to ensure the construction of pre -sale funds for the construction of commercial housing projects, ensure the legitimate rights and interests of the buyer, and prevent transaction risks, on September 13, Wuhan Housing Security and Housing Management Bureau drafted and revised " Wuhan's newly -built commercial housing pre -sale funds (drafts for comments) "(hereinafter referred to as the" Draft for Soliciting Opinions "), it is now publicly solicited.

Compared with the "Pre -sale of Funding Funding Fund in Wuhan New Commercial Housing" (Wuzhi Regulations [2017] No. 37), the "Draft for Solicitation of Opinions" released this time mainly revised the following:

General

The People's Bank of China is responsible for guiding commercial banks to do a good job of supervision account management.

The Banking Insurance Supervision Department is responsible for supervising and inspecting the operating risks and compliance of the pre -sale funds of commercial banks.

The regulatory authorities supervise the funds required to ensure that the project reaches the completion delivery.

The funds within the supervision quota are different from the ownership of the real estate development enterprise. It is applied to the project construction related to this project, including related expenditures such as the construction materials, equipment and construction progress essential of the project construction.

The regulatory period for the supervision of the new commercial housing regulatory quota has been issued from the pre -sale permit of the commercial housing, and the real estate is registered for the first time.

Pre -sale fund supervision agreement

When a real estate development enterprise signs a tripartite agreement, it shall provide relevant information such as the general construction contract, project delivery standard, construction permit, and construction explanation of construction scope to the regulatory agency;

Pre -sale fund payment management

Real estate development enterprises can not use non -regulatory accounts to collect house prices in any form.

Management of funds in the supervision quota

The funds within the supervision limit shall be allocated in accordance with the progress of the project. The first dial -up node shall not be completed earlier than the underground structure, and the final allocation node is registered for the first time of real estate. The specific allocation node is determined by the regulatory authorities.

Before the completion of the project, the balance of the project supervision account with the rough delivery standard shall not be less than 5%of the regulatory quota, and the balance of the project supervision account that is fully renovated must not be less than 10%of the regulatory quota.

Supervision banks must strictly monitor the supervision accounts in accordance with the pre -sale funding of the three -party regulatory agreement, and regularly reconcile with local housing and urban and rural construction departments, and find that real estate development enterprises have problems in violation of regulations. Regulatory agencies, regulatory agencies should be dealt with in time.

The regulatory banks shall not deduct the funding for the first registration of real estate projects in the real estate project within the supervision quota; the group company shall not be transferred to the group company.

After the real estate development enterprise completes the first registration of real estate, it shall submit an application for the regulatory regulatory regulatory agency. The regulatory agency shall verify within 3 working days. If the verification is true, the supervision of the regulatory account is lifted.

Illegal treatment

If the relevant application information of the new commercial housing pre -sale fund supervision is not provided in accordance with regulations, and the funds within the regulatory quota are transferred by the group company, the regulatory agency will deal with it in violation of regulations.

The city establishes a unified new commercial housing pre -sale fund supervision system (hereinafter referred to as the supervision system) to promote the connection of the housing network signing and filing system and the business management system of the commercial bank. Through the regulatory system Application, review, and allocating "full -scale online business".

"Draft for Solicitation of Opinions" also revised other content.

Source: Wuhan Housing Security and Housing Administration, Wuhan Municipal People's Government Network, Yangtze River Daily, Wuhan released

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