Wuhan plans to introduce the new regulations for pre -sale funds: supervision account information should be announced at the sales office

[Dahecai Cube News] On September 13, Wuhan Housing Management Bureau issued the "Measures for the Supervision Measures for Pre -sale of Fund Fund for New Commercial Housing in Wuhan", which mentioned that a real estate development enterprise should choose a supervision before submitting a pre -sale plan. The bank opens a regulatory account; the supervision account information shall be stated in the pre -sale permit of the commercial housing, the commodity housing trading contract, and the publicity house sales site and the regulatory department portal website will be publicized. Before the completion of the project, the balance of the project supervision account with the rough delivery standard shall not be less than 5%of the regulatory quota, and the balance of the project supervision account that is fully renovated must not be less than 10%of the regulatory quota.

Real estate development enterprises shall open a special account for supervision of pre -sale funds for new commercial housing in accordance with the principle of establishing a regulatory account in a pre -sale project.

Regulatory banks should strictly supervise the sub -branch of the new commercial housing pre -sale fund supervision business, check regularly, deal with illegal acts in a timely manner, and assume corresponding economic and legal responsibilities.

The "Draft for Soliciting Opinions" mentioned that the buyers should deposit all forms of deposit, down payment, and other forms of house prices in accordance with the order contract, commercial housing buying and selling contracts, and payment notices.

If the buyer purchases a commercial house through a mortgage loan method, the mortgage bank shall confirm that the down payment has been paid to the regulatory account in full, and the mortgage loan will be issued directly to the supervision according to the time and amount agreed in the loan contract according to the time and amount of the borrowing contract. Account.

For the use of regulatory accounts, the "Draft for Soliciting Opinions" pointed out that funds within the supervision amount should be allocated in accordance with the progress of the project construction. The first dial -up node shall not be completed earlier than the underground structure, and the final allocation node is registered for the first time of real estate. The specific allocation node is determined by the regulatory authorities. Real estate development enterprises can apply for funds within the supervision limit according to the regulatory dial -up node determined by the regulatory authorities.

Before the completion of the project, the balance of the project supervision account with the rough delivery standard shall not be less than 5%of the regulatory quota, and the balance of the project supervision account that is fully renovated must not be less than 10%of the regulatory quota.

Regarding illegal treatment, the "Draft for Soliciting Opinions" proposes that real estate development enterprises have not deposited pre -sale funds in commercial housing into the regulatory account in accordance with regulations. For the relevant procedures for the sale of funds, the funds within the supervision quota have been transferred by the group company, and the regulatory agency may adopt an interview, order correction within a time limit, and suspend the use of funds in its regulatory account to urge enterprises to rectify. Report, credit deduction, recorded credit files or administrative penalties for real estate development enterprises, and publicize to the society.

If the supervisory bank fails to enter the account and allocate funds in accordance with these regulations, if it deducts the funds in the supervision account without authorization, the municipal management bank shall order correction and recovery, and shall bear legal responsibility according to law.

Regulatory banks that violate these regulations, the regulatory authorities have suspended and eligible for regulatory banks as depending on the situation, and the financial regulatory authorities will report their violations of the rules; if the financial regulatory department finds that commercial banks illegally and illegal acts shall be dealt with Regulatory authorities.

The staff of the regulatory authorities and regulatory agencies who neglect their duties, abuse their powers, and abuse their fraud in funds, and deal with them in accordance with the law.

Responsible editor: Shi Jian | Audit: Li Zhen | Director: Wan Junwei

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