What to do with Fuzhou personal housing merchant transfer loan business?The detailed process is here!

Fuzhou News Network, September 12 (Reporter Hu Yisheng) The pressure of employees in Fuzhou will be further reduced. The reporter learned from the Fuzhou Housing Provident Fund Center on the 12th that in order In stress, the Fuzhou Housing Provident Fund Center has pushed the people's measures to benefit the people. From September 15th, resumed the personal housing commercial loan transfer to the housing provident fund (or combination) loan business.

In recent years, Fuzhou's housing provident fund liquidity has been tight. In 2016, the Provident Fund Center suspended the processing of transferred to the loan business according to the spirit of the relevant documents. Recently, many employees pay attention to when to restore the business transfer business.

"From 2016 to the present, the housing provident fund in Fuzhou has been operating at a high level. Until July this year, the utilization rate of the center's individual loan fell below 90%." On the 12th, the relevant staff of the Provident Fund Center explained in an interview with reporters. The reason also stated that the usage rate of personal housing loans in Fuzhou's provident fund is 89.20%, and the usage rate of personal housing loans containing discounts is 89.39%. "Now we have prepared all the preparations for restoring this business."

So how to apply for a personal housing loan dealer to transfer the formalities? According to the staff of the Provident Fund Center, if the employee's self -raised funds settle the business loan applicant to the public, follow the steps below: 1. "Provident Fund Loan_Fuzhou_Pynthological Fund Personal Housing Loan_Prandical Housing Loan Transfer Provident Fund (or Combination) Loan"), prepare for the application materials for the service guidelines; From the date of acceptance, the applicant will be notified within 3 working days of the qualifying day. Within 30 days after approval, employees shall settle the original commercial loan and apply for the procedures for solving the procedures; Bank loans.

If the employee handles the housing change mortgage registration applicant to the public, the steps are basically the same as that of the self -raised funds settlement of the commercial loan applicant to the public. Then the bank handled the mortgage registration and loan. Within 15 working days after the bank loan, the borrowing applicant shall settle the commercial loan of the native house, go through the procedures for solving the procedures and send it back to the real estate mortgage registration information query results.

It should be noted that the application for the business transfer loan business is only applicable to employees deposited at the Fuzhou Housing Provident Fund Center, and the employee families have never applied for a housing provident fund loan. "Applying employees should pay attention to preparing the repayment funds in advance, bring the materials required for Qi, and arrange the time reasonably." The above staff reminded.

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