Digital RMB successful payment payment provident fund

Text, Figure/Yangcheng Evening News all -media reporter Li Xiaoxu

Digital RMB consumption red envelopes are hot topics since a period of time. In fact, in addition to consumption red envelopes, digital RMB has many uses. The reporter learned from the Shenzhen Housing Provident Fund Management Center that Guangdong's first housing provident fund business digital RMB application scenarios have recently landed in Shenzhen. A flexible employee has successfully paid the housing provident fund in the form of digital RMB payment.

Bank of China staff is guiding customers to use digital RMB wallets to pay housing provident fund

Realize the entire process of housing provident fund business for the first time

When Shenzhen became the first batch of pilot cities of digital RMB, Shenzhen Housing Provident Fund Management Center began to conduct in -depth special discussions on the application of "Digital RMB+Provident Fund".

The relevant person in charge of the center introduced that around the country and Shenzhen's digital RMB operation ecological construction and promotion work, the Shenzhen Housing Provident Fund Management Center focused on the diverse payment needs of the people. Among them, the full process of the full process of the housing provident fund business and the payment of the entire process of payment, and the funds are "second to the account".

"This deep integration is different from the payment method of only opening digital RMB wallets, and then manually transferring '. The person in charge said that from the perspective of user experience, the biggest difference between the housing provident fund through digital RMB is that the system will automatically jump to the payment app without manual switching, and the entire operation process is more convenient and smooth.

It is reported that at present, Bank of China has taken the lead in completing the system development and reconstruction, and connects to Shenzhen's flexible employment staff to pay the housing provident fund business. Shenzhen flexible employees who have opened the Bank of China Digital RMB wallet. If you need to use the digital RMB to handle the provident fund remittance business, you can log in to the "Shenzhen Provident Fund" applet from the self -service channel and apply for monthly remittances at the "Personal Resentment" option. Select "Digital Currency" for the payment method. The coin wallet bank selects "Bank of China". After submitting, it will automatically jump to the bank's digital RMB payment interface and pay according to the prompts. After successful payment, the provident fund service will be automatically returned, and the provident fund system will be automatically reported.

Strive to promote the digital transformation of housing provident fund business

In order to adapt to the development trend of the economy and society, in response to the interests of the relevant group's interest in the housing provident fund system, and realizing the full coverage of the housing provident fund system to various types of employment groups, in July 2021, Shenzhen issued the "Shenzhen flexible employment staff to deposit and use housing "Interim Provisions on the Management of Provident Fund", incorporate the following three types of groups into the voluntary payment scope: first, individual operators, freelancers and other flexible employees who are employed in Shenzhen; Employees outside the scope of deposit; third, the "Interim Measures for the Management of the Shenzhen Housing Provident Fund" stipulates that during the period of slowing the housing provident fund within the payment scope of the deposit scope, their employees can also voluntarily pay their personal housing provident funds.

The actual needs of flexible employment personnel, diverse, and convenient use of the housing provident fund business have put forward higher requirements for the digital transformation, online handling of the housing provident fund business, and the efficiency of public services. To this end, at the beginning of the design of business scenarios, the Shenzhen Housing Provident Fund Management Center actively promoted the interconnection of the department's information to achieve a number of business "full -process online" such as the payment, extraction, and loan of flexible employees. The implementation of the digital renminbi application scenarios of the housing provident fund for flexible employees.

The reporter learned that since July 20, 2021, Shenzhen has implemented a policy of flexible employment staff. As of June 17, 2022, a total of more than 30,000 accounts opened, of which 97.3%were online account opening. Flexible employees pay the housing provident fund business, which has strongly promoted the construction and development of the digital transformation of housing provident funds in Shenzhen in terms of data standardization, information sharing verification, online services and payment.

According to the relevant person in charge of the Shenzhen Housing Provident Fund Management Center, Shenzhen will accelerate the docking land with other bank digital RMB applications, continuously expand the wide application scenarios in the field of housing provident fund business, and strive to build a wider "digital RMB+housing+housing+housing Provident fund "uses ecology.

Source | Yangcheng Evening News

Editor -in -law | Xu Jing

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