Destover the move: Nanjing Lishui promotes "house ticket resettlement"

21st Century Business Herald reporter Tang Shaokui Shanghai report

On June 20th, the 21st Century Business Herald learned from the relevant departments of Nanjing Lishui that the Lishui District will fully implement the "house ticket" resettlement policy, the total house purchase of the house is 0.8%, and the city's minimum interest rate. The execution date of the purchase subsidy is June 18, 2022 to June 17, 2023.

People familiar with the matter revealed that government departments have studied relevant rules in recent days and will be connected with various projects in recent days. As long as the buyers buy a house after June 18, they can enjoy the subsidy policy of buying a house. It is understood that the commercial loan interest rate of individual banks in Lishui District is also lower than in Nanjing City.

Since April this year, there have been relevant documents in six cities and regions including Xinyang and Nanjing Lishui to promote "house tickets". Without exceptions, these cities are facing the risk of market de -cycle lengthening and the pressure on the property market inventory.

Restarting the "house ticket placement", the local property market is waiting to recover. Yan Yuejin, the research director of the Think Tank Center of the E -House Research Institute, pointed out that recently has frequently appeared in house tickets in various places, and also shows that there have been innovations in shed reform work and house purchase work in various places.

In cities that have been launched in "house tickets", they basically have reward measures. Yan Yuejin pointed out that this is to encourage dynamic demolition households to accelerate the demolition and demolition houses, and to accelerate the purchase of houses, which has a role in the work of shed reform and new housing houses in housing enterprises. At the same time, the government can also reduce the cost and energy of directly building and relocating resettlement housing.

Restart the "house ticket placement"

In the past few years, a small number of cities have promoted the "house ticketing system". "House ticket resetting" is a policy of comparing currency resettlement and property rights replacement. The planned houses that are planned to be resettled into currencies and issued them to the requisitioned person in the form of house tickets. A house resettlement method of buying commercial houses (including residential and non -residential).

For more currency resettlement, "house ticket resettlement" can relieve local government funds in the short term, and can ensure that funds will eventually flow into the local real estate field. The housing field boosts the demand for housing and boosts the transaction market has a positive role.

Taking Nanjing Lishui District as an example, the district has officially proposed the "house ticket resettlement" and formulated relevant rules. The requisitioned person to purchase new commercial housing or second -hand housing (including garage, storage room and other supporting houses, etc.) within the Laishui District for resettlement.

The premise of replacement of the recruitment is the listing of the Lishui District, which can choose a multi -as -as -as -as -as -as -as -as -as -as -as -as -as -in -laws of units and geographical location. To this end, through the construction of online and offline "Real Estate Supermarket" service platforms, the commercial housing, second -hand housing, and allocated resettlement houses have been included in "Real Estate Supermarket" for transactions, and all -round consulting services are provided to facilitate residents (being requisitioned for collection People) Timely and comprehensively master the information market information of Lishui.

As of now, cities such as Xinyang, Changshu, Zhengzhou, Wenzhou, Wenling, Ezhou have restarted or issued a "house ticket resettlement" policy.

On April 25, the Changshu Municipal Government issued an interpretation of the "Implementation Measures for the Implementation of the Implementation of the Relocation of Housing Housing and Housing in Changshu City (Trial)"; on June 17, "Wenzhou Housing Construction" released the "Wenzhou City to support the phased housing demand in the stage "Policies, a total of 15 policies, and some measures are valid for September 30, 2022. Among them, the promotion of house tickets in the city's rotation policy. Wenzhou will use house tickets to accelerate the landing policies such as demolition and resettlement. In principle, the construction of houses will be completely stopped to promote the transfer of housing tickets in the area of ​​the city; promote the application of house tickets in the fields of talent purchase subsidies, government project payment, land transfer payment and other fields.

On April 18, the People's Government of Xinyang City issued an implementation opinion on promoting the resettlement of compensation house tickets in the central urban area, mentioning "accelerating the collection of resettlement, protecting the legitimate rights and interests of the requisitioned people, establishing a system of compensation for house collection and compensation, and promoting to promote it. The market provides the construction model reform of resettlement housing. "

On June 12, the Hubei Ezhou Municipal Government issued the "Several Measures for Further Promoting the Steady and Healthy Development of the Real Estate Market", "Implementation Measures for the Implementation of House Purchase Subsidies (Trial)", and "Implementation Measures for the Implementation of Housing Housing Housing Housing (Trial)", and mentioned it. Trial -of -housing ticket resettlement methods, on the basis of existing house collection and resettlement compensation methods, increase house ticket resettlement. Those who are clearly selected for the collection of house tickets to purchase new commercial housing in Ezhou City will be given to the house purchase rewards. Ezhou series policies will be implemented from June 16, 2022, with a validity period of 1 year.

On June 20, the Zhengzhou Municipal People's Government issued the "Implementation Measures for the Implementation of Housing Task Project Task Projects in Zhengzhou Greenhouses (Interim)", which clearly implemented the implementation of house tickets in the renovation of the shantytowns in Zhengzhou City, and stipulated the application of house ticket resettlement. Scope, rewards and preferential policies. In addition, the commercial housing purchased by the recruitment of the house tickets should not be included in the family restrictions. The policy will be implemented from June 20, which will be valid until December 31, 2024.

Wenling City has also recently introduced the "Implementation Rules for the Reconstruction of the Old Town Reconstruction of the Taiping Street in Wenling City" to clarify the market -oriented resettlement of the collection and compensation within the scope of the reconstruction of the old city of Taiping Street.

Unlike the "house ticket resettlement" of other cities, Wenling City has taken the opportunity to increase prices such as housing companies that relocated households. The use of tickets is equivalent to cash payment. The housing ticket users enjoy the preferential treatment of not lower than other buyers, and do not bring any restrictions. At the same time, the price of the commercial houses sold is sold strictly in accordance with the one -price one -price one -price one, and it is not allowed to sell it. In order to stimulate the demand for "house tickets", the aforementioned cities give different degrees of preferential policies for house purchase. For example, the subsidy policy for one -and -second -hand houses in Lishui District: From June 18, 2022 to June 17, 2023, buyers who purchase commercial housing (including second -hand commercial housing) in Lishui District are obtained After not moving the property right certificate, you can apply for a house purchase subsidy. The subsidy standard is to meet the subsidy conditions of 0.8%of the subsidy conditions. The purchase of a house for new commercial housing is based on the amount of tax invoice (excluding tax) issued by the development enterprise as the calculation standard; the purchase price of the second -hand commercial housing is based on the record price of the transaction contract.

Destocking pressure

"House ticket resettlement" is started again. Can it reduce the destruction pressure of these cities?

A real estate researcher regards multiple cities to start "house tickets" as a local "support" behavior. In addition to Zhengzhou, most of the "house tickets" cities are third- and fourth -tier cities. These cities have conducted a round of shed reform from 2017 to 2018, and the current pressure of the property market is relatively high. "The main purpose of the policy is to go to inventory, and it will not be generally implemented throughout the country."

The cities that have introduced "house ticket replacement" are indeed facing the situation of the property market transactions and downward prices to varying degrees. According to public information, Zhengzhou's commodity housing has a narrow and narrow inventory of 13.95 million square meters, with a dewy cycle of 34 months. As the concept of the Nanjing Metropolitan City Circle, since the market transaction reached a peak in 2021, the property market inventory has gradually increased. At present, the new house exfoliation cycle of the area is 20 months. According to the data of Wenzhou Housing Management, in May 2022, the number of second -hand housing transactions in Wenzhou City (Lucheng District, Erhai District, Longwan District/Economic Development Zone/Economic Development Zone/Economic Development Zone/Economic Development Zone/Economic Development Zone/Economic Development Zone/Economic Development Zone) was 1550 sets, a decrease of 3.72%month -on -month, which was half of the same period last year. Essence

Replacement of monetary resettlement with house tickets can reduce financial pressure in the short term of local governments. These cities that have introduced "house tickets" are also actively promoting policy implementation.

On May 7, Xinyang City Financial Work Bureau held three urban areas to restructuring and setting up the promotion meeting of Xinyang Rural Commercial Bank and house ticket resettlement financing work to study the financing matters of house tickets. Huaxin, Shenxin, and Dingxin, a state -owned capital operation company and three state -owned platform companies in the municipal state -owned capital operation company and the municipal -owned platform company, participated in the meeting, which introduced the first batch of housing ticket resettlement housing and the amount of financing required for converts, and explored various types of feasible financing paths.

All localities will also guide financial institutions to increase their personal housing mortgage loans to reduce the burden on personal housing consumption. For example, Nanjing Lishui District implements the minimum loan interest rate policy of personal housing loans; compared with many cities before reducing the proportion of the down payment of the provident fund loan, Wenzhou's down payment ratio of the first house and the second -house commercial loan is reduced to 20%and 30%, respectively; In the urban area, you can also give 0.6%of consumption subsidies to purchase funds.

The optimization and adjustment of policies is increasingly fond of market development, which will also become one of the important factors for housing companies to invest in land considering land considering land.

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