In the second half of 2022, there will be "4 major trends" in the property market. Buyers must know

In the past 20 years, my country's real estate market has been in a very prosperous state. On the one hand, because of the increase in living demand under population agglomeration, and on the other hand, the reason is that the property has the corresponding investment value.

However, this situation has also caused great pressure on my country's house prices to quickly push up the people's purchase of houses. Therefore, in the past two years, our country is also actively regulating. Then, under the control of the corresponding policies in my country, in the second half of this year, the property market is likely to have four major trends, and buyers must be psychologically prepared.

1. The polarization trend of the property market

First of all, in the future development of the property market, it is likely to show a trend of polarization. The so -called polarization trend means that the real estate market situation under different cities may show a large contrast. Under the basic regulation of real estate policies in my country in the past two years, housing prices in many cities have been restricted, but some first -tier and second -tier cities with more economically prosperous economies have not been affected.

This situation is also well understood. The industrial market in the second -tier cities is huge in scale. There are also many people who come here to develop here, which exacerbates the real estate living needs of the city. With the support of these people, the price of real estate prices in first -tier cities will still rise. As for those third -tier and fourth -tier cities with relatively stable economic development, house prices will quickly decline under the regulation of my country's policies.

Second, the property market in first -tier cities is loose

The second trend is likely to be more loose in the property market in first -tier cities. As we all know, the wages of first -tier cities are generally high, and the consumption level is relatively prominent. The price of commercial housing in the area is also very high. According to relevant market statistics, the average house price of many first -tier cities in my country has reached about tens of thousands of yuan.

These real estate are actually highly valuable, but under the restrictions of the relevant real estate policies in our country, the real estate has been stripped off the investment value, so there are fewer and fewer people who buy a house, let alone housing prices in first -tier cities in first -tier cities. Few people can afford it.

In fact, in the future, although real estate prices in first -tier cities are still likely to increase, the entire market will be in a relatively sluggish situation. However, the proportion of the real estate market in urban economic development is also large, so the government is likely to introduce corresponding policies to help the real estate market over crisis.

Among them, it includes reducing the proportion of down payment to reduce real estate interest rates, or issuing house purchase subsidies to increase the willingness to buy the corresponding crowd. Therefore, in the future, the real estate market in first -tier cities will likely become more loose.

Third, the subsidies for buying houses have increased, and real estate of state -owned enterprises and state -owned enterprises becomes the best choice

As for the third aspect, the future housing subsidy is likely to continue to increase the property market in the first -tier cities in the door of the first -tier cities will continue to become more loose. The government will strengthen the corresponding purchase subsidy to help the city's economic development. In some third- and fourth -tier cities, this phenomenon is likely to be more obvious.

Third and fourth -tier cities are different from the system for first -tier cities and economic development. The proportion of real estate sales in the urban economic development system will be even larger. So in order to better alleviate the downturn of urban economic development, the government of third- and fourth -tier cities has increased real estate subsidies, which also includes the increase in support of housing provident funds.

Presumably many cities will use provident funds to relieve difficulties, increase the loan amount of individual public funds, and reduce the down payment ratio of provident fund loans, so that they can help the real estate market through the downturn.

As for the fourth trend, that is, the real estate sold by central enterprises and state -owned enterprises will become the best choice for buyers. In terms of the current situation, my country's real estate financial policy has begun to collect rapidly. Most private real estate companies will face the problem of broken capital chain, which also means that they are likely to reduce real estate prices to sell real estate.

So for people who have already purchased real estate before, there is no loss, but the real estate sold by central enterprises and state -owned enterprises will not occur, because state -owned enterprises and central enterprises follow our policies to tilt, so their real estate The price will not be affected too much.

Fourth, somewhat

Under the regulation of my country's policy, the constant mouth of the property market in the second half of this year may follow the above four trends to develop. Generally speaking, these four development trends are still very good for the people. It can reduce the threshold for people to buy real estate and help just need to buy a house to realize their desire to buy a house.

Source: Finance Cloud Sister

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