There are property rights housing, and the "sandwich crowd" lives in peace

On August 26, a notice on the website of Nanjing Development and Reform Commission attracted attention. The announcement shows that Nanjing's second batch of common property housing Guanhong Yayuan 2215 suits will be launched soon, and the price is the same as the first batch. The project launched the first batch of 514 sets of houses in May this year, attracting 4073 groups of buyers to register, becoming the lowest -winning rate in Nanjing this year. The launch of the second batch of housing will greatly alleviate the contradiction between supply and demand of common property rights.

Guanhong Yayuan is the first pilot project in Nanjing. It is an exploration made by Nanjing to meet the housing demand of no housing residents, new citizens, young people, and talents in the city. In this year's deserted property market, what deep logic is behind the popularity of this common property housing project? Reporters were investigated.

The dream of "settle in the main city" is possible

Located at the Guanhong Yayuan Community, No. 1, Qian Qian, Qinhuai River, Qinhuai District, 200 meters on the north are Shimenkan Station where Metro Line 5 and Line 8 are intersected. The across of the river is the area of ​​the Southern New Town Grand School in full swing. In the southern New Town, the price of new houses this year is about 50,000 yuan/square meter. Some large units and technology housing not only have higher unit prices, the total price is generally not less than 7 million yuan.

Chen Jianqi, a Huai'an young man who holds 1 million heads of state, has already seen the house with his girlfriend for more than a year. According to the 30 % down payment, the total budget of the small couple's house cannot exceed 3.3 million yuan. On May 20, Chen Jianqi's dream of "Ann in the main city" suddenly had the possibility of realization. "My girlfriend called me and told me in an excited tone that we are qualified to buy Xintou Guanhong Yayuan in Qinhuai District! The total price is only two or three million yuan, hurry up and register!"

On the next weekend, the sales office of Guanhong Yayuan was full of voice. Chen Jianqi and his girlfriend learned about the real estate situation in the turbulent flow of people. These housing) are all small units of 75-115 square meters, with an average price of 32,000 yuan/square meter. Buyers only need to purchase 80%of the property rights share at a total price of 80%. The payment method is also very flexible, 30 % down payment, the rest can be loan, or a loan or all commercial loans.

Registration began on June 1, and the results of the lottery were released on July 29. Chen Jianqi was shaken to more than 2000. Although the first batch of listings were not bought, he still had a eager hope. "The salesperson said, this is just the first batch of listings, there are later."

27 -year -old Wang Zhenzhen was lucky to buy Guanhong Yayuan's first batch of listings. Talking about this house purchase experience, he still couldn't hide his excitement: "This house is good and the quality is good. The most important thing is that the price is too friendly to young people!"

Wang Zhenzhen bought the largest units of 115 square meters. This time he could "grab", and he felt that he was "good luck." Xiao Wang said that in the traditional concept, "there is a house to have a home". As a marriage youth, his parents are worried about his buying a house. This time, he used his savings and part of his parents to buy a house with a minimum down payment of 1 million yuan and loan. Although he will pay more than 10,000 yuan a month in the future, he doesn't feel a lot of pressure. "Young, so that you can work more."

Let young people solve the problem of "buying a house" first

Why is Guanhong Yayuan so low? There are property rights housing, who has the "ownership" of the property rights, who has the total price of another 20%for them?

Guanhong Yayuan Construction Unit Yicheng Construction Group Co., Ltd. is a state -owned enterprise belonging to Qinhuai District, and Yao Shiyu, deputy general manager, told reporters that the low total price is because the basic principle of common property housing pricing is 20 % off the price of market -oriented housing. In the nature of property rights, only 80%of the property rights buyers only need to pay 80%of the total price. In this way, the price is far lower than that of commercial housing in the market.

Another 20%of the property rights are held by Yicheng Construction Group Co., Ltd. on behalf of the government. Yao Shiyu believes that this is equivalent to the company's temporarily "paid" houses for buyers, so that they can first solve the problem of "affordable houses".

Purchasing common property housing can be transferred after meeting a certain period of time. According to the regulations, the buyers of the city's household registration can be transferred to transactions 5 years; the buyers who are not in the city's household registration can be transferred in 8 years.

After the launch of the first batch of property rights in Guanhong Yayuan, it also caused heated discussions from the media and the industry. The focus of the discussion is "value is not worth buying", and has analyzed the advantages and disadvantages of the project: the advantages are obvious, the price is low, the location is good, and the disadvantages are the topic that cannot be bypassed.

The reporter found that the first batch of 514 houses supplied with a total of 4 types of houses, including 75 square meters, 82 square meters of two rooms, 89 square meters, and 115 square meters. The first three types of units are relatively narrow, with only one bedroom or two bedrooms facing south, and the living room may be in the middle or north. The units of only 115 square meters are very square, and the three bedrooms facing south, and the living room is south, similar to the current mainstream commodity house type in the market. However, 115 square meters of house supply is only 33 units, which is very sought after.

Nanjing guy Liu Zichen bought a set of 82 square meters, and he didn't care very much about the apartment type. "You can re -plan the house pattern by designing it during decoration. For me, buying a house is the most important thing." Liu Zichen's home has only one self -house, his salary is not high, and the house purchase budget is very limited. He has been watching a house in recent years, but due to the restrictions on the budget, he can't buy a house with satisfactory location and quality. His parents recently discussed with him and sold the old house to replace a new house. In this case, Liu Zichen would live with his parents after getting married. "It's tangled, but the news of the common property housing is here. I don't need to sell my parents' rooms, I can also afford a new house." Wang Zhenzhen also had the same idea and Liu Zichen. Young people who are similar to him are people who are just in need, and some people are anxious to buy a house and make a wedding room. "The price is so favorable, and it is impossible to be perfect. For young people, first solve the problem of housing housing, wait for the economic strength in the future, and then replace a larger and better house."

Liu Zichen observed that there were many people abandoning the number at the scene of the house, and most of them did not buy a satisfactory floor or unit. But he feels normal, even if you buy a commercial room, there will be abandoned numbers.

Yao Shiyu told reporters that at the beginning of the project, it took a lot of time to discuss how to optimize the apartment, and discussed about one year before and after. "The positioning of the project is based on small units, which cannot be changed. People in the industry understand that the smaller the house, the more difficult it is to design." Yao Shiyu said that he has fulfilled the maximum effort to optimize the apartment in the possible scope.

Give full play to the "two -way adjustment" role of common property housing

The Nanjing Housing Security and Real Estate Bureau analyzed the registration of the first batch of common property housing listings this year. It was found that 80%of the applicants were under 35 years old, which was very in line with the original intention of this pilot: to solve Nanjing houseless families and family -free families and no houses and houses and no houses and houses without housing. Housing problems of new citizens, young people, and talents.

Nanjing City has clearly stipulated the supply targets of common property housing. Song Zhameng, director of the Municipal Housing Security and Real Estate Bureau Housing Reform and Security Housing Management Office, said that three types of people are mainly involved: First, there are no housing families or individuals in Nanjing's household registration, and there are no unprecedented households or individuals. Enjoy property rights security in Nanjing, of which individual buyers under the age of 35 must provide a certificate of 12 months of urban social insurance or personal income tax for 12 months. The second is non -city household registration family or individuals that meet certain taxes and social security conditions, and there are never their own housing registration information and transaction records in Nanjing. Third, various types of housing talents have no houses in their names, and have not enjoyed property rights housing security in Nanjing.

It is understood that from 2016 to 2019, Nanjing has also served as a co -owned property affordable housing, mainly distributed in the affordable rooms such as Shan, granite, and Dingjiazhuang, with a total of about 4,000 units. The supply target is households in low -income housing in urban and towns, families with no housing houses for the first time, and new employment college students.

Wu Xianghua, Executive Director of Tiancheng Institute of Real Estate, Nanjing University of Technology, said that the previous "common property protection housing" and the "common property housing" of Guanhong Yayuan, the pilot, were completely different in nature. The biggest difference is that the former is to guarantee the nature, restricting the household registration and income of the purchaser, and the latter is more market -oriented. If the household registration of the city meets the relevant conditions, it can also be purchased. In addition, the income restriction of the applicant is canceled.

Wu Xianghua said that there is a type of "sandwiches" in the city. According to the standards for the supply of affordable housing, their income is not so low, but their income is not high enough to buy market -oriented commercial houses. This part of the "sandwich crowd" did not enjoy any policy care in the real estate supply system, and it was really difficult to buy a house. The larger the city, the greater the number of "sandwiches", and the supply of common property housing is more valuable. The co -owned property housing of Nanjing piloted this time accurately corresponds to the housing demand of the "sandwiches". Because it was the first supply, the demand broke out at once, resulting in supply.

In addition, the nature of "common property protection housing" and "common property housing" are also different in the nature of land use. The former is the government's distribution nature, and the latter has the nature of allocation and the nature of transfer. He said that from the perspective of market performance in the five years of the implementation of common property housing in Beijing, co -owned property housing built on the land that is traded in nature is more popular. The land with the nature of the nature has more market attributes. This kind of common property housing is not only more livable, but also has the same appreciation space as ordinary commercial housing.

According to Wu Xianghua, Beijing has been vigorously promoting common property housing since 2017. The practice of Beijing is that when land transfer of normal commercial housing projects, developers are required to provide a certain percentage of common property housing. The public property rights are held by the government, and some land transfer fees will be reduced accordingly when transferring land. This kind of common property housing has the same location as commercial houses, enjoy the same community environment and surrounding supporting facilities. Once launched, it is very sought after, and it has repeatedly set an ultra -low -winning rate.

Wu Xianghua suggested that at the moment, it is the best time to vigorously develop common property housing. He believes that common property housing has a two -way adjustment effect on the market. When the market is sluggish, increase the proportion of co -ownership housing during soil auction. On the one hand, the cost of land acquisition of development enterprises can be reduced. On the other hand, it can improve the efficiency of land transfer. At the same time Difficulty, "Every three things".

(Liu Zichen in the text is a pseudonym)

Xinhua Daily · Jiaojiao Reporter Liu Xia

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