[Minsheng] Houses in Xining people!Several measures are introduced

Recently, the Xining Municipal Party Committee and Municipal Government fully implemented the requirements of the deployment requirements of the country and the province to stabilize the economic market and the spirit of the 14th party congress of the province. "Several measures to support rigid and improved housing demand", which proposed several measures from 15 aspects of optimizing the supply of state -owned land, improving the efficiency of project approval, supporting reasonable housing credit, and alleviating corporate capital pressure to support rigidity and improvement for Xining City The demand for housing promotes the virtuous cycle of the real estate industry and the foundation of healthy development.

Land transfer price can be paid in installments

Reasonably determine the annual supply plan and supply structure of the state -owned construction land, and to transfer the right to use the state -owned construction land by bidding, auction or listing, the bidding deposit is implemented at 20%of the starting price of the listing. The land transfer price is 50%, and the remaining price can be paid in a stable according to the contract, and the payment period is up to 1 year.

Take the land to start, apply for a certificate to apply for a certificate

Strengthen the cooperation of departments, deepen the integration of information sharing, implement the right to use the plan to transfer the use of state -owned construction land, implement multi -measurement and joint acceptance, compress the project approval time limit, optimize the approval process, improve the efficiency of approval, and carry out the "land acquisition of land, start construction, work, and to start. Pilot work for handling the certificate.

The minimum down payment of the first house is adjusted to 20%

In order to better meet the reasonable housing needs of home buyers, the minimum down payment ratio of commercial mortgage and provident fund loans to purchase the first house was adjusted to 20%; the minimum down payment ratio of commercial mortgage and provident fund loans to purchase second houses was adjusted to 30%. Guide all commercial banks to raise interest rates for commercial personal housing loans reasonably, support rigid and improved housing needs. For residents who buy ordinary housing households, the first set of housing commercial personal housing loan interest rates are adjusted to not less than lower than the corresponding time limit loan market The quotation interest rate is reduced by 20 basis points, and the lower limit of the two sets of housing commercial personal housing loan interest rate policy is implemented in accordance with the current regulations.

Proper extension of the delivery period

Encourage financial institutions to increase financial support for small and medium -sized real estate companies, high -quality real estate projects, and non -residential commercial housing sales. Essence Affected by the new coronary pneumonia's epidemic, before December 31, 2022, you can apply for a slowdown in housing provident fund in accordance with regulations, and pay after expiration. During this period, the employees withdrawn and apply for housing provident fund loans normally and apply for housing provident fund loans are not affected. If the real estate development enterprise affected by the epidemic cannot fulfill the obligation of the commodity housing trading contract on time, it may appropriately extend the period of delivery of commercial housing, up to 6 months.

The amount of provident fund loan increases to 700,000 yuan

Both husband and wife and wife pay the housing provident fund in full, and the amount of housing provident fund loans has increased to 700,000 yuan. To the issue time of the compressed housing provident fund loan to less than one month, the access conditions for the housing provident fund loan project to reduce the housing provident fund loan project for credit -level 4A real estate companies. Comprehensively promote the "Provident Fund+Commercial Bank" portfolio loan, expand the online channels of "reinstating loans", and reduce the pressure on employees to buy house repayment. Actively carry out loans in different places and support the demand for loans to buy housing groups in different places.

Optimize the pre -sale permit for commercial housing

For projects that support key project construction, newly acquired state -owned construction land and start construction within 6 months, the application progress of the pre -sale permit application for commercial housing is adjusted to ± 0.

Improve the efficiency of pre -sale funds

Further optimize the process of pre -sale funds, reduce the time limit for approval of the pre -sale funds, actively promote online application, review, and payment business, implement the "non -seeing" approval, and improve the efficiency of pre -sale funds. Reasonably determine the supervision limit of the funds required for the completion of the project, and the funds that exceed the supervision limit can be extracted and used by the enterprise to improve the cycle efficiency of the use of funds.

Hollow the implementation of housing listing transactions restrictions

The newly purchased housing (including new commercial housing and second -hand housing) for the implementation of the restrictions that can be transferred after obtaining the property rights permit for 2 years.

Increase talent housing security

Continue to implement various talent policies of the central and provincial and cities, make overall use of various housing), accelerate the construction of talent apartments of "bags and live in", establish a talent housing security mechanism of various levels and channels, strive for relevant subsidy policies, support the introduction of talents in Xining in Xining Living in home.

Support diversified housing needs

Implement the "rental and purchase", increase the construction of affordable leasing housing, cultivate the housing rental market, and promote the "rent -and -purchase same power". The specialized units have determined that the non -residential houses used for residential houses meet relevant standards such as one household, one table, one, and measurement to households. The property owner is allowed to go through the procedures for buying a house and his spouse and children.

Implement a leadership contract security service mechanism

Sort out the difficult items, implement the leadership package insurance service mechanism, carry out "one -to -one" contract insurance, "point -to -point" services, solve the difficulties encountered in the project construction, and make every effort to ensure the construction of the project.

Increase project element guarantee intensity

Implement the main responsibility of the government and functional departments in the jurisdiction, increase project collection efforts, encourage the requisitioned person to choose monetized resettlement, actively track services, coordinate and resolve supporting infrastructure such as water, electricity, gas, warmth, and roads, and promote the promotion The project is effectively implemented and started on schedule to ensure the smooth implementation of the project. Strengthen the services of corporate employees, logistics guarantee, upstream and downstream connection, etc., and minimize the impact of epidemic conditions on the normal production and operation of enterprises. Carry out the rectification of the real estate market order

Continuously carry out the work of regulating the order of the real estate market. Formulate guidance plans for the sales price of new commercial housing. Increase the outstanding issues of rectification of abnormal real estate prices, false propaganda housing buying and selling, and pension fraud, such as strong reflection and high social attention, and maintain market order and legitimate rights and interests of housing consumers.

Establish and improve the real estate industry credit system

Improve the trust incentives and disciplinary punishment mechanisms. Strengthen the exchange of public credit information with financial information. Establish and improve a new type of regulatory mechanism based on credit, comprehensively promote the credit commitment system, establish a comprehensive evaluation system for corporate credit status, and optimize supervision resources with credit risk -oriented.

Source: Xihai Metropolis Daily

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