From now!The "1+8 Zhengzhou Metropolis Circle" housing provident fund realizes mutual recognition and mutual loan!

Author:Top news Time:2022.09.01

On August 31, 2022, the Zhengzhou Housing Provident Fund Management Center issued the "Notice on" 1+8 Zhengzhou Metropolitan Circle "Housing Provident Fund Integrated Coordination and Coordinated Development". From September 1, 2022, Zhengzhou Metropolitan Housing Provident Fund The integrated cooperative development has entered the implementation stage to achieve mutual recognition and mutual loan.

● The background of the integrated development of urban housing provident funds in Zhengzhou Metropolis City

It is reported that in order to thoroughly implement the coordinated development strategy of the country, implement the relevant decision -making and deployment of the Provincial Party Committee and Provincial Government, reasonably allocate housing provident fund resources, adapt to the inter -city flow of human resources in the urban circle, and further facilitate the handling of the housing provident fund business across the market, help Zhengzhou, Kaifeng, Luoyang, Luoyang, and Luoyang , Pingdingshan, Xuchang, Luohe, Xinxiang, Jiaozuo, Jiyuan "1+8 Zhengzhou Metropolitan Circle" (referred to as the metropolitan area) economic development, the housing provident fund management centers in the urban circle jointly signed the "1+8 Zhengzhou Metropolitan Circle" housing provident fund Integrated Coordinated Development Cooperation Agreement. In order to implement the relevant matters reached by the cooperation agreement, the Zhengzhou Housing Provident Fund Management Center issued the "Notice on the Integration of the" 1+8 Zhengzhou Metropolitan Circle "housing provident fund integrated development related matters."

● The urban circle urban housing provident fund realizes mutual recognition and mutual loan

Zhengzhou City regards the depositor of other cities in the urban circle as the local depositor, and can apply for a housing provident fund loan in a housing provident fund in Zhengzhou. At the same time, loan workers are not required to obtain Zhengzhou administrative regions first. The applicant has the number of housing sets in the administrative area of ​​Zhengzhou City and uses the Zhengzhou big data platform to identify it; the number of self -living housing sets outside the administrative area outside Zhengzhou City is determined in accordance with the personal housing loan record of commercial banks.

● The urban circle urban housing provident fund deposit employees are treated in the same city

Other cities in the metropolitan circle can use the housing provident fund in the same conditions with the same conditions of the employees in Zhengzhou. After the implementation of the "1+8 Zhengzhou Metropolitan Circle" Housing Provident Fund Integrated Cooperation Cooperation Cooperation Agreement, when the depositor employees in the urban circle come to Zhengzhou to buy a house to apply for a housing provident fund loan, the loan amount, loan interest rate, repayment method, and repayment of the loan amount, loan interest rate, repayment method, repayment method, and repayment In terms of models, as well as the equivalent treatment of Zhengzhou's depositor employees in terms of procedures for borrowing, mortgage registration, and loan issuance.

● Buying a house in the urban circle to withdraw housing provident funds is no longer restricted by household registration

Zhengzhou depositors who purchase housing in other cities in the urban circle can compare the corresponding conditions of the housing provident fund withdrawal of the housing provident fund in accordance with the purchase of housing provident funds in Zhengzhou, and no longer require the application for the registration of the applicant to issue the household registration certificate.

● Special window for housing provident fund cross -city business

The Zhengzhou Housing Provident Fund Management Center has set up a "cross -domain -running" service special window in the office of various government service centers to facilitate the handling of housing provident fund business across cities in the urban circle.

● The urban circle urban housing provident fund business cooperation will be closer

After the "1+8 Zhengzhou Metropolitan Circle" Housing Provident Fund Integrated Cooperation Cooperation Cooperation Cooperation Agreement, it will promote the housing provident fund management centers in the urban circle to strengthen business cooperation, and from the local people's most concerned, direct and most realistic housing provident fund Start on matters, according to the concepts of unified planning, integration deployment, cooperation, and implementation together, through mutual reference management experience, bold business innovation, continuously converging of the housing provident fund use policy, cooperating with each other's risks, truly realize the integration of urban housing provident funds in the urban circle, Coordinated development.

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Source: Dahe Daily · Yu Video Reporter Zhang see

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