He Shuo Management Department multi -time to clear the long -term overdue non -performing loan

Author:Bayzhou Provident Fund Time:2022.08.29

On August 22, the Payzhou Housing Provident Fund Management Center and Shuo Management Department successfully collected the last long -term non -performing loan through the combination of multi -party coordination and education persuasion, effectively ensuring the safety of housing provident fund loan funds, maintaining the vast payment of the large number of payment The legitimate rights and interests of employees have achieved the "zero overdue" goal of loans.

It is reported that after the borrower Amou had an overdue loan in June 2019, the management department was collected from the phone and visited by the phone for the first time. During the collection process, Amou claimed that his salary had to feed a family of four, and it was really unable to repay the loan. Based on this, the management department helped him formulate a repayment plan to ensure that he could not only ensure the lives of family members, but also did not generate overdue loans. Since then, Ah Mou has returned to normal loans every month until February this year.

From March to July this year, Amou has not repaid the loan on time for 5 consecutive periods. The staff of the management department have successively reconciled by contacting Amou, contacting guarantor, and delivery of lawyers' letters, but Ah still failed to repay on time. After that, the management department commissioned the real estate company and guarantor to assist in the investigation and learned that Ah Mou had sold the houses that applied for loans and collected some housing funds. Amou's loan. After the consent of the buyer and Amou, the management department successfully recovered Amou's remaining loan of more than 130,000 yuan on August 22.

Since the beginning of this year, the management department has analyzed, summarized research, summarizes research, and prominent issues after investigation of loans. Implement repayment funds. At the same time, United Bank and Real Estate Company adopted a variety of collection methods such as text messages, telephones, and door -to -door to strengthen the management and repayment of housing provident fund loans and repayment conditions. The departments formed a joint force to prevent the occurrence of malicious overdue and ensure the safety of housing provident fund funds. (Yu Haiyan)

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