Tianzhu County Housing Provident Fund Management Department: It is about a new policy of actively improving the provident fund's new policy.

This year, Tianzhu County Housing Provident Fund Management Department actively coordinated the prevalence and deployment requirements of the stable development of the real estate market in accordance with the central, provincial, and municipalities, and actively coordinated the "two mistakes" of the epidemic prevention and control and business development, and adjusted some housing provident fund policies in a timely manner.

It is reported that some of the policy adjustments of the housing provident fund this time are carried out from five aspects. One is to optimize the purchase and withdrawal policy and cancel the withdrawal of the housing provident fund more than 2 times. Regulation. The second is to optimize the loan policy for different places. The municipal employees in the city will issue a loan payment certificate and the provident fund deposit on the martial arts center when purchasing the self -occupied housing in other places. The third is to reduce the down payment ratio of the second home, and the minimum down payment ratio is 20%of the residential families who have a house with a house and have settled the corresponding home purchase loan. Fourth, the area of ​​the first house does not affect the re -purchase loan. When the borrower's family purchase (built) housing applies for a loan, the area of ​​existing housing property rights is not stipulated. Fifth, the time to repay the payment after the loan is not restricted. In order to effectively reduce the pressure on the repayment of the borrower and expand the loan repayment channel of the housing provident fund loan, the employee can be paid in advance or repay the housing provident fund the next month after the housing provident fund loan. Loan principal and interest.

In order to fully implement the new policy, the organization staff of the Tianzhu County Housing Provident Fund Management Department went to each real estate to understand the sales of housing and the problems of personal housing provident fund loans. The housing provident fund helps the enterprise to relieve the rescue, helping the affected enterprises affected by the epidemic, and the individual to pay the individual through the difficulties.

Reporter: Xu Shiting Correspondent: Li Jipeng

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