Frequent biography!The warmth of the Fuqing property market is getting apparent

In the first half of the year, the scores of soil auction were bright, and the transaction volume of second -hand housing was steadily rising ... In the influence of the epidemic and the general environment of the national property market, the Fuqing real estate market in the first half of the year was quietly recovering, and market confidence gradually picked up.

With the reduction of the loan market quotation interest rate (LPR) in August, the first mortgage interest rate fell to a historical low. Is it a dawn for the Fuqing property market in the second half of the year?

The first set of mortgage interest rates decreased and the burden was reduced

On August 22, the central bank released the news that the loan market quotation interest rate (LPR) was: one -year LPR was 3.65%, and the LPR of more than 5 years was 4.3%. Compared with last month, the LPR of more than 5 years fell 15 basis points. According to this interest rate, the lower limit of the interest rate of Fuqing's first settlement mortgage was reduced to 4.1%, which was lower than 4.156%after a 50%discount after the mortgage interest rate in 2009.

"I was still hesitating to buy a house now. I saw that the interest rate was reduced, and the heart of buying a house was hooked again." Fuqing citizen Xiaolin, who has been working in Japan recently, through his family seeing a house and intermediary online communication. The news of the interest rate of the first house of the first house also learned the first time.

Kobayashi calculated a account, based on the latest loan market quotation interest rate (LPR), which was reduced to 4.3%according to the five -year LPR, and was calculated based on 4.45%. The principal and interest repayment method, the LPR decreased by 15 basis points, a monthly supply decreased by 88.48 yuan, and the 30 -year monthly supply decreased by 31,800 yuan.

Kobayashi said that for the housing buyers, the interest rate cut has reduced the cost of buying a house.

People in the industry generally believe that the current real estate market is still relatively sluggish, consumers have insufficient confidence in buying houses, and the lowering of LPR can effectively boost the expectations and confidence of home buyers.

Second -hand housing transactions are stable and there is a rising soil to shoot the market active

The reporter learned from the Municipal Real Estate and Trading Center that in July, the city's second -hand housing transactions rose, with a transaction volume of 420 units, of which 376 units were residential, with a transaction area of ​​61,600 square meters and a transaction value of 251 million yuan, which increased by 29.66%and 27.27%from the previous month. , 28.72%. This is also the first "opening of the door" in the second half of the Fuqing second -hand housing trading market.

"In the first half of the year, the transaction volume of second -hand housing in Fuqing rose and declined, which was relatively stable. From 1st to July, there were 4 months of second -hand housing transaction volume increased, reflecting the relatively active real estate market in Fuqing." You Xintong said.

Active also reflects the soil auction market.

In the first half of this year, Fuqing carried out a total of 4 soil auctions, with a total of 924.256 acres of land, with a total amount of 4.6362 billion yuan, injecting a dose of strong heart into the market. There are no state -owned enterprises at the bottom of the four times, and many foreign real estate companies involved in the Fufuqing market and other signals, which also conveyed the relatively stable confidence of the Fuqing real estate market, and further stimulated the recovery of the property market.

Data show that in the first half of the year, the transaction volume of the first -hand housing transaction in Fuqing rose in February and April, and sales prices in April and June increased. The trading volume of first -hand housing in August also increased.

Although the adversity of the second -hand housing market rises, the rise in the first -hand housing market is slightly difficult, but it also shows a weak momentum. "Fuqing folk purchasing power is strong, and the potential of improvement and rigid needs. Many Fuqing people in foreign countries or overseas are willing to return to their hometowns to buy business." You Xintong believes that this is also the characteristics of Fuqing different from other places.

Holding the pressure on the first -hand room and moving forward steadily

Despite the beginning of the recovery, the two "mountains" of the "inventory" and "derived cycle", the Fuqing real estate market in the second half of the year still faces a lot of pressure.

The reporter learned that according to the pre -sale approval situation of the Municipal Housing and Urban Construction Bureau in the month and the sales of real estate and trading centers, and accumulating statistics from historical inventory, the inventory of commercial housing in our city in July this year was 3.0452 million square meters. = Inventory ÷ 36 months of monthly sales calculation. At present, the city's commercial housing dewy cycle is 27.11 months.

You Xintong said that the current national property market is generally sluggish, the market confidence is insufficient, and the mood is strong, and Fuqing is also affected. The 27 -month dewlocular cycle "overall in a reasonable range".

Some people in the industry believe that how to better use market regulation and other means and gradually increase the destination rate and keep the real estate market a steady development trend, which will be a new issue that Fuqing will face.

In the case of favorable policies, the Fuqing government firmly confidence, do a good job of service, and take the initiative. "In the first half of the year, we have launched a number of low -density, low -volume accumulation -yield comfortable products through optimizing the product structure to meet the needs of market improvement buyers." The relevant person in charge of the Municipal Land Development Center said In the current market conditions, the rhythm of land supply also needs to be adjusted in the trend. In order to determine the confession, and to apply policies, we can better grasp the market trends.

For real estate companies, the quality of the business environment also directly affects the confidence of housing companies in the local area. Fuqing's good business environment will also become one of the help of the property market recovery.

In January of this year, the Municipal Land Development Center organized a third -party investigation agency to conduct investment intentions for investment in more than 140 housing companies. Among the cities in northern Fujian and Fuzhou, Fuqing ranked among the best.In May this year, Fuzhou Tonghui Real Estate Co., Ltd. entered the Fuqing market for the first time.General Manager Chen Qin said that in many inspections of Fuqing, he felt the government's work efficiency and support for enterprises.Behind the enterprise's recognition is Fuqing's vivid epitome that optimizes the business environment as a "number one project" that promotes high -quality development transcendence.

At present, Fuqing is continuing to deepen the reform of "decentralization of service", continuously optimize government services, and strive to create a good business environment.The pressure is first, and the heavy responsibility lies in the shoulders. Only by continuing to plant the "Indus tree" can it attract the "golden phoenix" and promote high -quality development to provide endogenous motivation for Fuqing.

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