Multiple departments have issued measures to promote the "insurance delivery building": strictly limited special loans for the construction of overdue project construction

The reporter learned from the Ministry of Housing and Urban -Rural Development: The Ministry of Housing and Urban -Rural Development, the Ministry of Finance, the People's Bank of China and other relevant departments recently issued measures to improve the policy instrument box, and support the construction of sale, overdue, and difficult to deliver residential project construction through the special borrowing of policy banks. deliver.

Some real estate companies have long relying on the development model of high debt, high leverage, and high turnover. With the impact of the epidemic and the increase in market downward pressure, the sales repayment is not smooth, the new financing is blocked, and the problem of the capital chain has caused some of the sales. Commodity housing projects are suspended or overdue due to difficulty in capital turnover, which harms the legitimate rights and interests of the buyer and affects social stability.

As the responsible subject of the preservation of the property, real estate companies actively deal with assets, raise funds from various parties, and strive to complete the task of paying over the building. In order to prevent the risks of real estate enterprises, local governments have effectively assumed the responsibility of "insurance to pay the property and stabilize the people's livelihood" to help enterprises do a good job of insurance delivery. At present, with the joint efforts of all parties, positive progress has been made in the work of maintaining diplomatic relations in various places, but there are still financial pressure.

It is reported that the special borrowing is accurately focused on "keeping the building and stabilizing the people's livelihood", strictly limited to the construction of residential projects that have been sold, overdue, and difficult to deliver. Through special borrowing and follow -up of bank loans, support the construction of residential projects for overdue difficulty in sale, safeguard the legal rights and interests of the buyer, and maintain the overall social stability situation.

Relevant departments emphasized that the work of "keeping diplomatic relations and stabilizing people's livelihood" adheres to the people -centered development ideas, adhere to the principle of rule of law and marketization, compact the responsibility of self -rescue of enterprises, implements the responsibility of local governments, and effectively safeguard the legitimate rights and interests of the buyers. While doing a good job of "protecting the buildings and stable people's livelihood", the issues of illegal and violations behind overdue difficulty delivery are investigated and dealt with in accordance with laws and regulations, and the original pre -sale funds of the project are embezzled, and relevant institutions and personnel are responsible.

Relevant departments stated that they will resolutely implement the decision -making and deployment of the Party Central Committee and the State Council, firmly adhere to the positioning of the house for living, not used for speculation, and implement the long -term real estate mechanism, step up and improve the relevant system and policy tool box, explore new new The development model continues to rectify the order of the real estate market, and create a market environment of law -abiding integrity, integrity, and righteousness.

Source: People's Daily Client Guangzhou Daily · Xinhuacheng Editor: Su Yijian

- END -