The lowest risk!There is a problem with the "transferred transfer" house in Jinan's house.

Qilu.com · Lightning News, August 17th, on August 17, the Jinan Municipal Party Committee and Municipal Government held a press conference to introduce the new model of the second -hand house "transferred" registration in Jinan in the country, and answered questions from reporters. The reporter learned that there is no need to be unlocked first before the new model of "bringing transfer" in Jinan. The buyer can get the house to get the house to get the house. The interests of the two sides minimize the risk.

Du Jiangang, Secretary of the Party Committee and Director of Jinan City Real Estate Registration Center, introduced it simply, the traditional model requires the first -time mortgage and re -households, and the name implies of "bringing the transfer" is to bring the mortgage to the final link with the mortgage transfer. This is the point. Adjustment brings two benefits:

Greatly reduced transaction costs. The traditional model requires that it can be transferred before the transfer can be transferred. The removal must be repaid. It is not possible to be unblocked if it is not repaid. If the buyer needs to buy a house, you must apply for the transfer and mortgage before the bank can lend the loan. In this case, it is impossible for the seller to use the buyer's money to repay the loan, so it must raise the bridge funds, so an additional large amount of expenditure has been added. In particular, when the buyer's loan was delayed, the cost of occupying the bridge for a long time has also increased significantly. The model of "transferred the transfer" is to use the buyer's bank loan to repay the seller's bank loan, without having to raise the bridge funds and reduce the transaction cost.

Completely resolved transaction risks. Under the traditional model, the buyer's bank is approved first, and then the payment is released before the transfer is registered. In the process, the buyer will inevitably have any problems in the preparation of credit reporting and loan registration materials. Methods to raise a lot of funds to pay the seller. At the same time, because the house is completed first, in the process, the risk of the seller is huge, and it is likely that the house wealth is short. In the past, there were often such cases. Both buyers and sellers were under great pressure, and some transactions would be canceled due to such risks. There is also a situation that under the traditional process, there are many links and long time. In the process, once any part of the buyer and the seller have economic disputes, the court seizes the house and will have an adverse impact on the entire transaction. The new model does not need to be solved first. The buyer can get the house to get the house to get the house. If there is a problem with the household, the house can be returned to the original road, which guarantees the interests of the two parties to the greatest extent and minimizes the risk.