Our state continues to release the "dividend" of the housing provident fund policy

Since the beginning of this year, the State Housing Provident Fund Management Center has issued a series of profit -making policies to benefit the people and has continued to release the "dividend" of the housing provident fund policy.

The center has increased support for the use of housing provident fund loans, relaxing the application conditions for housing provident funds, and canceling the restrictions on the household registration of loans and employment in different places. As long as the employees of the deposits in different places meet the loan conditions of the housing provident fund in the state, they can apply for a housing provident fund loan. Both husband and wife pay the provident fund normally, and the maximum loan amount has increased from 600,000 yuan to 700,000 yuan. The repayment of some loan business has been opened throughout the state, and the amount of some repayment has been reduced from a minimum of 20,000 yuan to 10,000 yuan, and the number of number of times per year is canceled.

The center also increases the extraction amount of paying rent. Unmarried employees who rent private housing have increased from 700 yuan to 1,000 yuan per month. The monthly extraction amount of married employees increases from 1,000 yuan to 1,200 yuan. Relax and repay commercial banks' housing loan withdrawal and the application conditions for the state -owned business transfer loan. Parents and children can participate in these two businesses. Different places who meet the conditions of housing provident fund loans in our state can also apply for in the state merchant transfer transfer Public loan. At the same time, the implementation of the phased support policy, before December 31, 2022, the minimum down payment ratio of residents who used the provident fund loan for the second time fell from 30%to 20%.

In order to continue to optimize the business environment and effectively alleviate the lack of liquidity funds of real estate development enterprises, starting from August 1, 2022, the newly accepted housing provident fund loan mortgage cooperation real estate, real estate development enterprises will no longer pay loan margin; The development project entered in the housing provident fund reserved loan deposit will be in line with the good loan reputation. There is no default in the development project or the real estate registration certificate for the real date. Return all.

It is reported that in the first half of this year, our state collected 1.699 billion yuan in housing provident funds, an increase of 57 million yuan year -on -year, an increase of 3.5%. The housing provident fund collection indicators showed a steady development trend.

Yanbian Daily All Media Reporter Ren Weifeng

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