The minimum down payment ratio of Suizhou Provident Fund loan fell to 20%

Jimu Journalist Zhou Pingying

Correspondent Wu Jie

The maximum loan amount of the provident fund increased from 300,000 yuan to 450,000 yuan, and the minimum down payment ratio was reduced from 40%to 20%. Citizens who purchase the first new commercial housing can also enjoy tax subsidies. On June 16, the reporter learned this information from the theme press conference of the "Midsummer Beautiful Life Consumption Season" in Suizhou, Hubei.

The theme press conference of Suizhou "Midsummer Beautiful Life Consumption Season" (Photo Conferry at the Propaganda Department of Suizhou Municipal Party Committee)

Wang Tianhong, deputy director of Suizhou Housing and Urban -Rural Development Bureau, introduced that in order to alleviate the pressure of citizens to purchase houses, the city has increased its support for financial credit and guides banking financial institutions to increase real estate housing mortgage loans. On the basis of the loan market quotation interest rate, personal housing mortgage mortgage is maintained The loan interest rate is steadily reduced. Increase the support of provident fund, for families with a house or using a housing provident fund loan to buy a house, in order to improve the housing provident fund loan to purchase ordinary commercial housing in order to improve the living conditions, the maximum loan amount has increased from 300,000 yuan to 450,000 yuan. Yuan, the minimum down payment ratio was reduced from 40%to 20%.

At the same time, increase the subsidy of house purchase, and provide tax subsidies to citizens who purchase the first new commercial housing. The subsidy funds shall be shared in accordance with the current deed tax sharing ratio. If the construction area is within 90 square meters, the subsidy of 50%of the amount of the deed tax amount; if the building area exceeds 90 square meters (including 90 square meters), it will be subsidized at 20%of the amount of the deed tax amount. It is also planned to hold the theme event of the "Leju Suizhou" housing festival in mid -to -late June. It is 3 to 5 days. The exhibition scope is a new commercial housing project that has obtained pre -sale permits in the city. It is expected to participate in 20 real estate.

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