The first "individual+real estate enterprise" co -ownership comes!Dali launched the "half -buy and half rent" model, and the buyer bought half of the property rights to give the remaining rent

China Times (chinatimes.net.cn) reporter Li Kaixuan Li Beibei Beijing report

Dali, a tourist city, issued a new policy for commercial housing sales, which caused a lot of waves in the industry. Specifically, on August 1, Dali issued a statement saying that buyers and developers can jointly hold property rights, and buyers can purchase property rights of not less than 50%in advance. , That is, "half -buy and half rent", you can purchase the property rights in accordance with the contract.

The industry believes that this is a major measure for Dali to promote housing sales and reduce the threshold for house purchase. It is worth noting that in the first half of 2022, the Dali real estate market declined significantly, and the completion of real estate investment decreased by 14.58%year -on -year.

Co -owned with developers with property rights

On August 1, the People's Government of Dali Bai Autonomous Prefecture, Yunnan Province issued the "Notice on Printing and Distributing Implementation Opinions on Promoting the Stable and Healthy Development of the Real Estate Industry" (hereinafter referred to as the "Notice").

The "Notice" proposes to sell real estate development enterprises to sell commercial housing through "common property rights". Buyers can purchase property rights at less than 50%in advance. The remaining property rights will continue to be held by real estate development enterprises. The buyer is leased and used by the buyer.

In fact, co -ownership property rights are no longer a new thing in the market, but it was generally a buyer and the government who held property rights. Taking Beijing as an example, the price of traditional common property houses is generally lower than the market price, but its location advantages, units design, and subsequent market markets in the secondary market are generally lower than pure commercial housing.

In contrast, Dali's "developer and buyer shared property houses" that it seemed to be able to get rid of the restrictions on traditional common property houses, mainly a regulatory behavior of promoting sales and slowing the pressure of house purchase.

On the afternoon of August 2nd, Yan Yuejin, the research director of the Think Tank Center of the E -House Research Institute, said to the reporter of the Huaxia Times: "This is a kind of fancy promotion of the property market this year. At present Cities with a large scale of real estate supply. This "half -buy and half rent" model can minimize the funds of buyers' funds by half and stimulate the buying market and demand. "

Pay great importance to the suspension of Erhai Ocean

In addition to exploring the sales model of new commercial housing, the "Notice" also pointed out that the county and Dali Economic Development Zone, which exceeded 24 months of the de -industrial housing cycle, the first set of home buyers can subsidize subsidies in accordance with the amount of deeds paid paid after applying for non -motion property rights registration Or directly distribute house purchase subsidies to encourage house purchase, drive the consumption of house purchase, and shorten the derivation cycle.

In addition, the "Notice" requires that commercial banks in the jurisdiction shall implement financial policies such as "stable price, stable housing prices, and stable expectations" to implement good loan concentration management and differentiated housing credit to better meet the reasonable loan needs of home buyers.

At the same time, increase support for housing provident fund. After the real estate project obtains a pre -sale permit for commercial housing, you can apply for cooperation with housing provident fund to cancel the project image progress requirements. For qualified real estate project loans cooperation, eligible personal housing provident fund loans " Two full coverage ". According to market adjustment, the amount of housing provident fund loan amount and the down payment ratio of the second house should be adjusted in a timely manner.

It is worth noting that the "Notice" shows that it is necessary to attach great importance to the suspension of work and suspension of projects around Erhai Lake, compact the management responsibilities, actively act, and speed up the progress of disposal in accordance with laws and regulations to resolve risks. In principle, the supply of urban and towns is no longer added outside the urban planning area of ​​the Erhai Lake Basin. Except for the recreational and urban renewal projects in the urban planning area, the supply of single residential land for urban and towns is carefully added. , Cultural Tourism, Kangyang, Exhibition, Science and Technology Innovation and other industrial development and public service projects, they can enjoy relevant support policies.

Dali also made relevant regulatory regulations on the pre -sale price of commercial housing. The "Notice" shows that if the price of pre -sale commercial housing publicly publicized, the propaganda price shall not be lower than 85%or higher than 115%of the real estate table filing price. 50%.

Sales of real estate in tourist attractions are cold

"There are many people who have come to travel recently, and there are more people in Sanya. Many people have changed to Dali." A real estate agent Wenwen (pseudonym) told the China Times reporter. Wen Wen said that for a long time in the first half of the year, Dali tourists have decreased significantly, and the passenger flow of many scenic spots has fallen rapidly.

As a city with exotic style, Dali carries the dreams of many people. Looking at Cangshan and Dali, Dali became a tourist destination with a "literary atmosphere". "Dali is also a city that has begun to develop cultural tourism and pension real estate earlier in China." Wen Wen told the "Huaxia Times" reporter.

However, in the first half of 2022, real estate in the city declined significantly. Dali ’s economic operation in the first half of 2022 showed that the city’ s fixed investment (excluding farmers) fell by 12.8%year -on -year, and the completion of real estate investment decreased by 14.58%year -on -year.

So, what is the current sales situation of the Dali real estate market? "The sales of commercial housing in June in Dali City are about 400 sets, while the situation in other counties and districts has not been clear. Dali in the past two years in the real estate market is obvious. Go out. "Wen Wen said to the reporter of Huaxia Times.

As for the newly launched "common property house" policy, Wen Wen said to the reporter of the Huaxia Times: "We also received a notice from yesterday morning.Dali Longyue Huafu's Real Estate Counselor said to the reporter of "Huaxia Times": "Most of our current houses are in existing houses, and this model is not adopted. This is different from real estate.Editor -in -chief: Zhang Yuning

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