The highest loan of the first house is 800,000 yuan, the highest amount of provident fund loans in Qingdao

Reporter Zhao Bo

On the 15th, the reporter learned from the Qingdao Housing Provident Fund Management Center that the highest amount of housing provident fund loans will be adjusted from now on, and those who buy their first home -living houses in the administrative area of ​​Qingdao will meet the loan conditions for borrowing applicants and spouses. The maximum amount of loans was adjusted to 800,000 yuan.

In order to further adhere to the positioning of "housing and not frying", effectively support the rigidity and improvement of housing demand for employees, and promote the virtuous circulation and healthy development of Qingdao's real estate industry, after review by the Qingdao Housing Provident Fund Management Committee, it is decided to adjust the Qingdao housing provident fund The highest amount of loan, the adjustment content is as follows:

If the first home -living house is purchased in the administrative area of ​​Qingdao, the borrowing applicant and the spouse are met in the loan application conditions, and the maximum amount of provident fund loan is adjusted to 800,000 yuan; the borrowing applicant only meets the loan application conditions, the provident fund loan The maximum quota was adjusted to 500,000 yuan. The highest amount of provident fund loans to buy the second set of self -living housing has remained unchanged. This notice is implemented from the date of issuance, and other matters that have not been adjusted shall be implemented in accordance with the original regulations.

The reporter learned that before February 1, 2013, the provident fund loan policy of Qingdao has been implemented in 2010. Specifically: purchase new commercial houses, the maximum loan amount of the original seven districts is 400,000 yuan, and the highest fifth city is 20 10,000 yuan; buying second -hand houses, the maximum loan amount of the original seven districts is 250,000 yuan, and the maximum of 150,000 yuan in the original five cities is 150,000 yuan. Beginning on February 1, 2013, the maximum limit of the highest amount of provident fund loans in Qingdao's newly -built commercial houses was uniformly adjusted to 600,000 yuan, and the maximum limit of second -hand housing provident fund loans was uniformly adjusted to 350,000 yuan. Since May 9, 2020, Qingdao has unified the highest loan quota policy for second -hand housing and new housing, and implements the highest loan quota of 360,000 yuan and 600,000 yuan in dual employees.

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