The Jinan Provident Fund Center issued a plan to support economic and social development, and the brand "Laiquan City lives without worry" brand

New Yellow River Reporter: Luo Xiaofei

On June 14, the Jinan Housing Provident Fund Center issued the "Jinan Housing Provident Fund Center to Support Economic and Social Development Action Plan" (hereinafter referred to as the "Action Plan"), to strengthen the four major actions, and to guide banks to quickly support the local economy. Measures give full play to the role of provident fund and promote economic and social development. Among them, the dynamic adjustment mechanism of provident fund loan use policy will be established, the provident fund is efficient and practical, and the gradient use of provident funds will be increased to increase the role of housing consumption and stabilize real estate expectations.

Housing provident fund has the characteristics of inclusive public services. In terms of strengthening the provident fund for the people and serving the residence of the city, the "Action Plan" proposes to optimize the efficiency of loan fund issuance, provide full -chain closed -loop services for real estate enterprise provident fund business, explore the requirements for the integration of provident funds and commercial housing portfolio loans, and link the real estate center to explore the real estate center exploration Loan mortgage registration one -stop service, improve the time limit for pre -mortgage in place, speed approval, and quick release. Establish a list of real estate enterprise list with excellent credit and good levels, organize commercial banks to carry out financing docking, and provide real estate companies with development loan products. In order to support the development of the housing rental market, the Jinan Housing Provident Fund Center will link financial institutions to carry out legal person's rental housing loan business on real estate companies.

The "Action Plan" implements targeted measures from serving major national strategies, common prosperity, and rent -up and acquisition. Accelerate the establishment of digital channels for the Yellow River Breakfast of the Yellow River, realize cross -regional cooperation in the urban provident fund business of the Yellow River Basin, drive the gathering of people, logistics, and capital flows, and promote regional integrated development and coordinated development. Adhere to "low thresholds, wide coverage", promote the expansion system, and strive for pilot cities for the use of provident fund for flexible employees in the country, so that more agricultural transfer population, flexible employees, and new employee join the provident fund deposit system to improve housing consumption capacity Essence In order to facilitate employees to withdraw the provident fund to pay the rent, guide banks to reduce the interest rate of rental loans, expand the listing of the housing platform company, optimize the new citizen rental service system from both ends of the rent and home), and start the brand of "Laiquan City".

With digitalization and informatization, the provident fund is becoming more and more "wisdom". The Jinan Housing Provident Fund Center has strengthened digital thinking and exquisite service guarantee operations, breaking the traditional model, accelerating the digital transformation of the industry, and creating a new model of business collaboration and online service. Accelerate the construction of the provident fund chain, innovate the data safe, and count it, and also count the value of the large data of the provident fund, and create a typical case of the legal and reasonable application of the national data. Strengthen cross -regional cooperation, so as to go with people, accurately authorize, and support business integration. The encrypted provident fund and bank service hotline, community service network, self -service terminal, standardized business hall and other diversified three -dimensional service systems, open up the "last mile" of service companies, employees, and serving the masses.

In order to guide banks to quickly support the local economy, the Jinan Housing Provident Fund Center will give full play to the role of contacting the media, link county, parks, enterprises, and banking institutions to build a financing platform, guide banks to provide customized Accurate financial support. The bank scope and lending amount of "benefit enterprises" relying on the deposit fund deposit situation, encouraging small and micro enterprises with good credit and continuously stable provident funds to provide increased credit quota and preferential loan interest rates. Provide consumer financing for employees, guide banks to launch more consumer loan products based on the "risk portrait" of the depositor employee in accordance with the provident fund deposit situation, and improve the ability to pay the depositor employee.

According to the "Action Plan", a normalized working mechanism will also be established, the "provident fund+bank" comprehensive service network will be established, and the capital needs of the enterprise will be accepted as soon as possible to increase the satisfaction of the enterprise with the acceleration of response and the accuracy of support.

Edit: Weekend

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