Reduce the financing cost of cultural tourism enterprises!Financial support for the restoration and development of the Wenwen Travel Industry

Jiangnan Tourism Media July 25 (Reporter Chen Chong edited Jiangnan) According to the official website of the People's Bank of China, the Ministry of Culture and Tourism jointly issued the "Notice on the Restoration of the Cultural and Tourism Industry in the Financial Supporting Culture and Tourism Industry" ( The following is referred to as the "Notice") to give full play to multi -party forces and promote the recovery and development of the cultural and tourism industry.

The "Notice" emphasizes that we must effectively improve financial services to culture and tourism companies, stabilize the team of employees, promote the resumed development of the culture and tourism industry as soon as possible, and give play to the importance of the culture and tourism industry in accelerating the establishment of a new development pattern and promoting high -quality development. Role to meet the needs of the people for a better life.

The "Notice" pointed out that the two functions and structural dual functions of monetary policy tools are used to maintain reasonable liquidity and adequate liquidity, and use monetary policy instruments such as re -loan and discounting to guide banking financial institutions to improve and strengthen credit services for cultural and tourism companies. Essence Encourage cultural and tourism administrative departments at all levels to increase discount support for enterprises affected by the epidemic, and give play to the role of government financing guarantee system in reducing the financing costs of cultural and tourism enterprises.

The "Notice" requires that the cultural and tourism administrative departments at all levels should give play to the advantages of the competent industry department, and formulate a list of companies in difficulty in the impact of the epidemic. The People's Bank of China and its branches, together with cultural and tourism administrative departments at all levels, organize banking financial institutions to understand the financing needs of enterprises and connect with the enterprises in the list. Banking financial institutions should actively support cultural and tourism enterprises to resist the impact of epidemic conditions, and improve the credit supply system for cultural and tourism enterprises through various methods such as innovative products.

The "Notice" proposes to further expand the financing channels of cultural and tourism companies, and increase support for eligible cultural and tourism companies to issue bonds. Explore the establishment of cultural and tourism enterprise assets and product evaluation systems, and support the revitalization of culture and tourism enterprise assets. Encourage various measures to stabilize the cultural and tourism industry practitioners, and improve credit recruitment services for practitioners in the culture and tourism industry.

The "Notice" emphasizes that the People's Bank of China and its branches, the China Banking Market Dealers Association, and the Interbank Market Clear Institute Co., Ltd., the cultural and tourism administrative departments at all levels should further improve their sense of responsibility and urgency, strengthen communication and cooperation, innovate work, and work innovation work Methods, measures to promote the recovery of the culture and tourism industry. The banking financial institutions should combine their own actualities, innovate financial services, and do a good job of financial services for cultural and tourism companies.

A little more news:

Notice of the Ministry of Culture and Tourism of the People's Bank of China on the recovery and development of the financial and tourism industry

In order to thoroughly implement the decision -making and deployment of the Party Central Committee and the State Council on the prevention and control of the new crown pneumonia's epidemic and economic and social development, and conscientiously implement the "Notice of the State Council's Policies and Measures on Printing and Stabilizing Economic Parners" (Guo Fa [2022] No. 12) , Give full play to the financial management departments, cultural and tourism administrative departments, and financial institutions to promote the recovery and development of the cultural and tourism industry. The relevant matters are notified as follows:

1. Work goal

Deeply understand the impact of the epidemic on the culture and tourism industry, combine the characteristics of the cultural and tourism industry, effectively improve financial services to the culture and tourism industry, stabilize the team of employees, promote the resumed development of the culture and tourism industry as soon as possible, and exert the cultural and tourism industry to accelerate the acceleration Establish an important role in the new development pattern and promote high -quality development, and meet the people's needs for a better life.

Second, work measures

(1) Continue to increase financial support for the culture and tourism industry. Give full play to the dual functions and structural dual functions of monetary policy tools, maintain reasonable liquidity, and give full play to the effectiveness and guiding role of the loan market quotation interest rate reform, and promote the steady decline in the comprehensive financing costs of cultural and tourism enterprises. Use monetary policy tools such as re -loan, re -discounting, and inclusive micro -loan support tools to guide banking financial institutions to improve and strengthen credit services for cultural and tourism companies.

(2) Provide differentiated financial services for cultural and tourism companies that are affected by the epidemic. Cultural and tourism administrative departments at all levels should give play to the advantages of the competent industry department and formulate a list of companies in difficulties in the impact of the epidemic. Cultural and tourism financial service centers in various places must actively play a role, actively understand and collect financing needs information of cultural and tourism companies, provide guarantee services for implementing various financial support policies, and encourage conditional cultural and tourism financial service centers Difficulty fund.

The People's Bank of China and its branches, together with cultural and tourism administrative departments at all levels, understand the financing needs of cultural and tourism enterprises in accordance with the local actual organization of banking financial institutions, and connect with enterprises in the list through online or offline. The banking financial institutions must combine their own functional positioning, and actively support cultural and tourism companies to resist the impact of epidemic conditions through the principle of marketization, through new loans, exhibition or renewal methods, and must not blindly restrict loans, loans, and disconnection.

(3) Improve the credit supply system for culture and tourism companies. The banking financial institutions must combine their own business and cultural and tourism industry characteristics to optimize credit management systems such as credit management, internal rating, loan approval, post -loan service and risk management of cultural and tourism enterprises, and improve credit services for cultural and tourism companies. efficiency. In response to the characteristics of cultural and tourism enterprises, innovate credit products, carry out pledged financing in cultural products, scenic spots, etc., and enrich the credit financing instruments of culture and tourism enterprises. Promote active credit and borrow the loan mode. Give full play to the positive role of cultural and financial franchise institutions and specialty branches in improving and strengthening the credit services in cultural and tourism enterprises. (4) Further broaden the financing channels of cultural and tourism companies. The China Banking Market Traders Association and the Interbank Market Lleel Co., Ltd., etc., should make good use of the "green channels" that have been established, simplify business processes, appropriately relax information disclosure requirements, and increase the qualified cultural and tourism companies that meet the conditions. Support. Encourage local conditions to adapt to local conditions, explore the establishment of an asset evaluation system suitable for local culture and tourism enterprises, and encourage cultural and tourism various industries to explore the establishment of the value evaluation system of cultural and tourism products in the industry, in order to further expand the financing channels of cultural and tourism companies. Support all localities to revitalize corporate assets in accordance with the characteristics of local culture and tourism enterprises and asset characteristics, and enhance the "hematopoietic function" of the enterprise itself. Financial institutions should do a good job of corresponding financial services.

(5) Efforts to reduce the financing costs of cultural and tourism companies. The banking financial institutions should take advantage of the relevant policies such as re -loan, re -discounting, and improve the mechanisms of pricing, risk transfer and sharing of financial services in cultural and tourism enterprises, strengthen scientific and technological empowerment, and further improve the efficiency of financial services for cultural and tourism enterprises Essence Encourage cultural and tourism administrative departments at all levels to rely on existing capital channels to increase the discount support for cultural and tourism companies affected by the epidemic. Give play to the role of government financing guarantee system in reducing the cost of culture and tourism enterprises.

(6) Improve employment and credit service for employees in the culture and tourism industry. Encourage cultural and tourism administrative departments at all levels to adopt various measures to stabilize employees. Encourage banking financial institutions to adjust the relevant information of the cultural and tourism industry employees provided by the cultural and tourism administrative departments at all levels, and according to the lender's application, flexibly adopt a reasonable delay in repayment time, extend the loan period, delay repayment, etc. The plan, and the adjustment of the repayment arrangement is submitted to the credit record.

3. Work arrangement

The People's Bank of China and its branches, the China Banking Market Dealers Association, the Interbank Market Clearance Institute Co., Ltd., and the cultural and tourism administrative departments at all levels must further improve their sense of responsibility and urgency, strengthen communication and cooperation, innovate working methods, and take multiple measures to restrain them. Promote the recovery and development of the cultural and tourism industry, summarize typical experience and cases in a timely manner and promote it. The banking financial institutions should combine their own actualities, innovate financial services, and do a good job of financial services for cultural and tourism companies. The branch of the People's Bank of China shall, together with the local cultural and tourism administrative department, inform the relevant institutions in the area in this notice.

People's Bank of China Culture and Tourism

July 21, 2022

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