Excessive insurance is overdue illegal!Heze Traffic Police will be concentrated in rectification

On July 7, the reporter learned from the Heze Traffic Police Detachment that the traffic police department of our city will carry out centralized governance on illegal acts of mandatory insurance for motor vehicle traffic accidents.

According to the traffic police department, with the development of society, more and more motor vehicles are involved in human daily production and life. While the car provides people with convenient transportation, it also brings property losses and personal casualties caused by traffic accidents. The condition that car users are paying for insurance premiums and passing all the risk costs they may suffer to the insurer. Although the insurance users spend part of the premium when they buy it, they can play a great role in critical times.

At the same time, the traffic police department announced several accidents. Due to the incidental vehicle insurance of the vehicle, the driver of the vehicle must not only bear huge compensation, but because of the limited compensation capacity, the victim's rights and interests could not be guaranteed. At 22:30 on April 16 this year, Zhou drove a small car at the intersection of Baizhai, Peony District, and collided with a three -wheeled car driven by Yang. In the accident of the damage to the two vehicles, Zhou should pay more than 1.14 million yuan in compensation. Since its vehicle has not insured the strong insurance and commercial insurance, it has not been compensated so far; around 14:10 on December 24, 2021, Zhang drove a small van in Caoxian County Cao County Xie Mou, who was walking into the Pedestrian, caused Xie Mou's death. Zhang's vehicle was not insured with strong insurance and commercial insurance. I wish a traffic accident with pedestrian Changmou and Zhang on Chengwu Bole Street on Chengwu Bole Street, causing Changmou's death and Zhang Mou's first -level disability. The sentence is sentenced to six years in prison, and the civil compensation is 2.65 million yuan. Because it has not been insured for any insurance for driving three rounds of motorcycles, it is still unable to compensate ...

According to the traffic police department, traffic insurance is the first mandatory insurance system implemented by national laws. All motor vehicles driving on roads in my country should insure traffic insurance. The termination of the intensive insurance contract provides timely and basic guarantees for the victims of traffic accidents to the greatest extent.

In life, due to the carelessness, busyness, or fluke of the car owner, he did not renew the vehicle in time, causing the vehicle to "escape". The traffic police department stated that on the road without investing in a traffic insurance, the on -road is a traffic violation. After being investigated, it will be fined twice as much as the premium. If a traffic accident occurs, the relevant losses and compensation will be borne by the owner; there is no renewal after the expiration of the strong insurance, and the annual annual trial or transfer of the vehicle cannot be handled.

The traffic police department reminded that the owner must pay attention to the purchase date of the vehicle's strong insurance insurance, and renew the fee in a timely manner before maturity. In the next step, the Heze traffic police will carry out centralized governance of illegal acts of mandatory insurance for motor vehicle traffic accidents.

Heze Newspaper All Media Reporter Feng Yan

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