The second -hand BMW of 870,000 yuan cannot go to the insurance car dealer and say that the consignment vehicle is not responsible

Author:Network Time:2022.08.13

Xinwang, August 13 (Reporter Li Xinbang) Buying used cars is most afraid of buying an accident car. Recently, Mr. Song broke the news that he bought a BMW X7 for 870,000 yuan in the "Eternal Famous Car" used car. "When the publicity was promoted, it was said that it was the original paint. The accident car. "In this regard, Xinwang (0532-80889431) contacted the" Eternal Famous Car ", and its staff said that there was no major accident car. In addition, the vehicle is a contract for the vehicle, and the consumer is a contract signed with a person with a surname, not a car dealer.

870,000 bought cars can not get insurance

According to Mr. Song, in January 2021, he was optimistic about a BMW X7 on a car home. The information showed that the vehicle was located at the "Eternal Car" on No. 55 Pingxiang Road, Shibei District. The car shop clerk's WeChat asked the staff to shoot the relevant videos of the vehicle in order to better understand the relevant information. The staff also mentioned in the video that the model is the local BMW X7 in 2020. The vehicle is the original original lacquer, and there is no accident, no water, no foaming and fire.

Mr. Song said that because the situation of the car was really good in the video, he wanted to go to the scene to take a closer look. "After I arrived at the car dealer, a staff member named Gao repeatedly spoke again. This car was free of accidents, blisters, and burning.

Mr. Song told Xinwang that when buying a vehicle, he also signed a related contract, but after the signing, the staff took the contract directly. Because I was in a hurry to go home, I did not take care of the contract. Now I have neither the contract nor the contract, nor contract, Related photos.

I thought the buying car was over, but when Mr. Song wanted to pay the insurance for the BMW X7, the problem appeared. "The insurance company refused directly. I also asked several insurance companies that I did not enter it. Later, I understood that it was because the car had an accident and the claim was too high, so I didn't give it in."

Mr. Song said that in order to verify the problem, he also contacted a vehicle testing agency. "The test results of the institution showed that there were indeed accidents in this car. Times high claims. "

The response of the car dealer is "different before and after"

After seeing the test results, Mr. Song repeatedly contacted the "eternal car", and the response was also "diverse". At first, the car I bought was not seen in the video. Later The consignment vehicle, and the staff selling the car at the time had left, and the car dealers could not handle it. This situation belonged to the employee's transaction.

According to Mr. Song, when transferring the transfer, the 870,000 yuan purchased by the vehicle was a personal account of Gao's surname, because whether it was online or offline to watch the car, it was introduced by this person. Essence In addition, no promotional videos and information about the vehicle can be found on the Internet. "Now that I think of it, it is really possible to be routine. The only appeal of myself is to hope that the car can be returned.

In this regard, Xinwang contacted the "Eternal Famous Car" car dealer. The staff said, "This car cannot be a major accident car. The four beams and eight pillars have no bubble water. To determine that the car is an accident car, it is necessary to show the test of a third party or the national authority agency.

In addition, the staff also said that the vehicle was a selling vehicle. At that time, consumers signed a contract with Mr. Gao, not signed with the car dealers. I don't know much about other situations. Why is the vehicle no problem? Why is it rejected by many insurance companies to join insurance? The staff said that he was on the meeting and hung up the phone.

It does not rule out the car dealers selling problems vehicles

Xinwang learned that the purchase of used cars, commonly known as selling, refers to the seller and the used car company to sign an agreement to entrust the vehicle to keep and sell it on behalf of them. cost. Generally speaking, the consignment vehicle is entrusted to a used car company, and the two parties will agree on the minimum sales price. Once the consumer is fancy, the used car company will timely notify the owner of the car owner to see the car and go through the relevant procedures.

Mr. Xing, who has been engaged in the second -hand car industry for many years, told Xinwang that because there are many information channels for car dealers to find buyers, they can help car owners find the buyer faster and understand the various processes required by the households. Therefore, most car owners are selling them. I am more willing to sell when the car.

However, there is also a certain risk that the consignment brings convenience. Mr. Xing said that if the car dealer encounters the "little white" that does not understand the car, the car dealer will estimate a lower price to the owner, and then sell it before selling it before selling it before selling. Raise the price to achieve the difference between the middlemen's earnings, and there are even problems such as fraudulent insurance and disassembling accessories.

Mr. Xing also reminded consumers that when buying cars in the used car market, they must choose a reputable and large -scale car dealer. When determining whether the vehicle is a consignment vehicle, you can ask if there is a selling contract. If you are a vending vehicle, you must confirm the quality of the vehicle. You must also see the specific details before signing the contract. In addition, if it is not a vehicle, the contract must be signed with the car dealer, so that even if there is a problem, you can find a car dealer to deal with it.

In addition, it is not ruled out that a type of car dealers will sell problem vehicles, packing some accident vehicles into consignment vehicles for sale, and signing the contract is also signed with individuals. Open, and signed a personal trading vehicle contract, you can even avoid taxes. Consumers sign for personal used car sales contracts

In this regard, the staff of the market supervision and administration bureau of Qingdao City City City said that after investigation, consumers signed a second -hand car sales contract with Mr. Gao at the car dealer, and the car model was also given to the individual. In this case It is an individual's second -hand car trading contract, so consumers are advised to retain relevant evidence and solve this problem through legal channels.

In response to this, Lawyer Guo Tiejun of Shandong Zhongqing Law Firm told Xinwang that if consumers signed contracts with the clerk, they can only find the clerk for compensation according to relevant regulations. If the merchant makes corresponding publicity on the vehicle and is purchased by publicity, consumers can report and complain about their false publicity behaviors in relevant departments.

In addition, Lawyer Guo pointed out that if consumers signed the contract in the store, the car salesperson sells cars as employees in the store and causes misunderstandings to consumers, then it may constitute a "watch agent". Essence Lawyer Guo suggested that when consumers buy second -hand vehicles, they must pay attention to the condition of the car and sign a contract with the merchant. In this way, even if there is a quality problem, it is easier to defend rights in the future.

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