Online Merchants Bank released 7 double 11 merchants measures, "combined boxing" service multi -platform merchants operate

Double 11 is approaching, and e -commerce merchants have been in full swing. For small and medium businesses, capital turnover is an important part of its operation. On September 28, online merchant banks issued 7 merchant measures to provide a package of comprehensive financial services for small and medium -sized merchants in stock preparation, pre -sale and sale.

The reporter found that the merchants' measures of online merchant banks have shown three major changes this year: on the one hand, the service radius is upgraded, from the main Taobao Tmall merchants to the e -commerce merchants operating other platforms at the same time. On the other hand, the product and science and technology capabilities are upgraded. The "Lian" intelligent interactive risk control system will be applied for the first time to the Double 11 merchant service. The merchant will obtain the loan withdrawal by uploading the self -certification materials. In addition, merchants have richer rights and interests. Based on the "withdrawal, interest rate cut, 0 accounts", we provide comprehensive financial services such as wealth management and receipt.

The specific merchants are as follows:

1. From October 21st to October 31st, businesses operated by Taobao and Tmall and other platforms apply for "preparation" credit loans, and online merchant banks provide a minimum 80 % discount on interest.

2. Double 11 superimposed black five, online merchant banks provided a discount of minimum loan interest rates for transit merchants on Situation, Lazada, SHOPEE, Amazon and other platforms. Retain loan.

3. During the Double 11 period, online merchant banks provide credit loan withdrawal services for multi -platform merchants, and are expected to withdraw more than 100 billion yuan.

4. The "Bailing" intelligent interactive risk control system will be applied to Double 11 for the first time. Multi -platform merchants can get different degrees of loan withdrawal by submitting tax data, order information and other materials. During the Double 11 period, the Bailing system is expected to serve 1 million e -commerce merchants.

5. After the consumer pays the deposit, Tmall pre -sale merchants can use the "early collection" service to receive some of the payment, and the payment is paid by the online merchant bank. In addition, starting at 8 pm on October 31st, Taobao Tmall merchants can enjoy the "advance payment" service of online merchant banks for free. When the order is delivered, the payment period will be represented at 0.

6. The peak of orders is also the peak of love. During the Double 11 period, Taobao Tmall's public welfare love store can get an additional 95 % discount on online commercial bank activities.

7. The merchant opens its corporate account and sets it as a multi -platform collection account, which can clearly see the operating conditions of each platform at a glance. In addition, for the first time, the additional interest rate of online business banking accounts can be collected with an additional interest rate of 92 %.

This year's Double 11 is essential for small and medium -sized e -commerce merchants. A package of financial services of online merchants and the laws of merchant operations are expected to alleviate the problem of tensions of merchants' funds on the one hand. On the other hand, including measures such as unified multi -platform collection accounts will also improve the business efficiency of merchants.

Zhang Chengzhu, the person in charge of the finance of the online merchant bank, told reporters: "The e -commerce merchants who started to serve Taobao Tmall have also grown with the development of e -commerce business. Platform management has become a trend, and the financial services required for small and medium -sized merchants are becoming more and more diverse. Online merchant banks will provide open and integrated services through scientific and technological innovation to enhance service capabilities and scope to meet new needs in merchant operations. "

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