The nation's first "Weihai Preparation Insurance" platform is upgraded again

In September last year, Weihai's first prepaid consumption collaborative service platform in the country- "Weihai Prepaid" was officially launched, which effectively solved the national "boss difficulty" of "difficulty" and "difficulty in defending rights" brought by prepaid consumption. "question. Today, the "prepaid insurance" has been launched on the first anniversary, and is widely welcomed by consumers and merchants, and has ushered in again.

Dongtian Medical Beauty is one of the first batch of merchants settled in "Weihai Preparation". The person in charge told reporters that they have benefited a lot in the past year with "prepaid insurance".

Song Chengru, the manager of Dongtian Medical Beauty Operation: "Prepaid insurance is jointly created by the official joint bank and Alipay platform of Weihai. After the customer buys the prepaid payment, the money is not immediately at the merchant. Will go to merchants. Improving customers' trust in us. He dares to spend money in this place, and then continuous consumption will of course bring us a lot of benefits. "

Prepaid consumption, in general, is consumer recharge cards, multiple consumption, and also obtain discounts provided by merchants. This new consumption model is common in industries such as beauty, goblins, fitness sports, catering and entertainment.

In order to change the prepaid in the past, the merchant's self -management and lack of supervision, the Municipal Market Supervision and Administration Bureau and the Municipal Consumer Association were innovatively created by the five parties of the consumer associations, banks, Internet platforms, merchants, and consumers. The prepaid consumption collaborative service platform- "Weihai prepayment insurance", the prepaid funds are deposited in full, and some consumers who do not consume can apply for refund at any time, 100%guarantee funds security. Through "prepaid insurance", consumers can also query merchant information, prepaid consumption and funds balance anytime, anywhere, and consumption is more at ease.

Citizen Lu Yanting: "In the past, the store was not good or other reasons." The rolls are covered ", and we are difficult to defend their rights. But now that we have prepaid insurance, we will refund the fee directly, communicate with the bank directly, consume it with peace of mind, pay safely in prepaid prepaid, ","

Make consumers satisfied and benefit merchants. The prepaid insurance platform maintains complete public welfare, does not charge any fees for merchants, and uses market drainage, platform efficiency, and bank low -interest unsecured online loans such as online loans to reduce merchant operating costs and promote prepaid economic development. In the past year, the "prepaid insurance" has been officially launched. The city has settled in more than 2,800 enterprises and merchants, with a total of more than 8 million yuan in funds and a loan amount of more than 200 million yuan. On the basis of the original recharge card function, at the moment, the "prepaid insurance" ushered in the upgrade again, and the new cycle card and secondary card function were added.

Tao Weilong, Director of Ant Group Digital Technology Line Solutions: "The recharge card often uses retailer super or in catering entertainment, secondary cards or cycle cards, mainly used in the beauty industry beauty and sports fitness industries. , A full coverage of the card type and a full coverage of the merchant type. "

In order to allow "prepaid insurance" to "fully bloom" in Weihai, today, the Municipal Market Supervision and Administration Bureau organizes the promotion work site of Weihai Prepaid Consumption Coordinated Service Platform and convenes the city's supervision and management departments, consumer associations, banks, and ant groups at all levels in the city. Relevant persons in charge, exchanging typical experience, exploring new paths, and using a "one game" consciousness to make "prepaid" to make characteristics, make highlights, and make practical results.

Yu Jidong, Director of the Comprehensive Service of the Weihai Market Supervision and Administration Bureau: "In the early stage, through the pilot of Huancui District, we accumulated a lot of excellent experience and practices to achieve a significant improvement of the number of merchants on the platform. Next Strengthen the platform's publicity, guide operators and consumers to use the platform independently, so that consumers are willing to consume, dare to consume, and create a national benchmark for prepaid consumption governance. "

Source: Weihai News

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