The concept of "Network Security Insurance Technology" has a new appearance, and multi -industry integrates high -quality services!

On the afternoon of September 3, the High -end Dialogue of the 2022 World Artificial Intelligence Conference was successfully held at the Shanghai World Expo Center. The conference's security sub -forum was officially released. The innovative definition of the network security insurance technology concept of the white paper was first proposed for the first time of network security insurance technology models, and the application of data science in new network security insurance was outlined.

Innovative definition of "network security insurance technology" concept

Regarding network security insurance, the industry may not be unfamiliar, that is, the insurer's economic loss caused by the insurer due to cybersecurity incidents or the legal compensation liability that should be assumed. Simply put, if the enterprise has a network security incident, this network security insurance may reduce the loss of the enterprise to a certain extent.

In response to the "network security insurance technology", there is no clear concept definition at home and abroad. The release of the white paper has made up for the shortage of this concept and laid the theoretical foundation for the development and innovation and change of the network security insurance industry. The newly defined "Cyber ​​Security Insurance Technology" refers to the application of technological innovation in the development of the network security insurance industry and its integration with the network security industry, which will derive new models, business, processes and products.

According to the White Paper, network security insurance technology services are the insured/insurance company/insurance brokerage company. It is used by third parties based on data collection, cleaning and integration, artificial intelligence, cloud native and other technological innovation applications. Combining services, mapping in insurance links such as insurance, insured, claims, etc., aiming to strengthen the elasticity of corporate network security by network security insurance technology services through scientific and technological integration insurance formats and network security formats.

Compared with traditional engineering problems, a major challenge in the field of network security is the lack of data and models to express variables and formulate strategies. Through the disassembly of the three main network security models of P2DR, P2DR2, and IPDRR, it was found that 6 major model factors were basically covered with security strategies, risk identification, security defense, security detection, safety response and security recovery Related supporting service capabilities can be raised, which can form a new type of "Internet Security Insurance Technology Model" (InsurTech-PIPDR2), thereby promoting network security insurance to embed the various parts of corporate network security construction.

From the perspective of corporate network security construction, network security insurance technology models can be effectively adapted with most corporate network security defense systems and continuously improved during the operation.

The potential of the technological innovation of network security insurance has the potential to excavate the trillion blue sea

With the frequent incidents of cyber attacks and cybersecurity violations, in order to maintain normal operation, enterprises, in addition to strengthening the construction of security infrastructure such as their own firewalls, encryption and certification, and network invasion testing, starting from the purpose of optimization of cost revenue, they will also buy them. Cyber ​​security insurance enhances protection. The white paper shows that the construction of security infrastructure is the main measure of risk relief, and network security insurance is the best choice for risk transfer. The combination of the two has become the most efficient investment portfolio of enterprises.

Since the launch of network security insurance, the scale of insurance has continued to grow with the rapid development of network technology. According to the "2022 Global Network Security Insurance Market Report" released by Research and Markets, the size of the network security insurance market in 2021 was US $ 9.29 billion, about $ 11.9 billion in 2022, and it is expected to reach US $ 29.2 billion by 2027. The annual growth rate is 19.47%, which shows huge market demand and development space. It is foreseeable that with the shortage of all things and the shortage of IT labor, the scale of the global network security insurance market will further explode.

According to the White Paper, my country is in the early stage of development in the network security insurance industry, and has begun to enter the air outlet stage. At the same time, with the help of scientific and technological means, network security insurance is carried out across the industry and cross -field, becoming another market growth point for the development of the insurance industry. Potential tap a trillion -dollar blue ocean market. Based on network security technology and service capabilities, Zhongan Technology provides technology support for network security insurance products through the full process risk management of ARMS active risk management platform.

Based on the support of the overall ecosystem, Zhongan Technology revolves around the three core product series -business growth series, business production series, business infrastructure series, covering product design, precision marketing, underwriting claims, service and operation management in insurance operations, etc. Key links to create efficient, safe and reliable technical products and solutions.

For example, Zhongan Technology's Locket DLP office environment data security solution: Data anti -leakage solutions based on user behavior analysis, using big data technology, analyzing corporate employee terminal behavior and network behavior, accurately identify data leakage risks and block. Another example is the production environmental data security solution: the architectural design for the cut -oriented surface, realizing low -coupling, high -use data security capacity building, which can not only meet the needs of fast business iterations, but also achieve unified and strict data security control.

Zhong'an Technology is based on cutting -edge technologies such as blockchain, artificial intelligence, big data, and cloud computing to build new ecological infrastructure with science and technology. The white paper shows that from the ecology of the enterprise to the security service ecology, Zhongan Technology's ecosystem has a certain forward -looking and representative development of network security insurance technology. Science and technology help push multi -industry integration to accelerate "service coupling"

The white paper shows that in the complete business format of cybersecurity insurance, it includes three roles: network security enterprises, insurance technology companies, and third -party risk management technology institutions. The network security insurance business model has generally gone through three development stages: (1) the insurance policy of network security products; (2) network security service+network security insurance policy; (3) network security technology/service+network security insurance technology+network Safety insurance policy. The three models reflect the integration depth of the network security industry and the network security insurance industry, from shallow to depth, from the extensive binding of products to the in -depth blending of products and services.

The integration of multi -industry has reduced the technical threshold, accelerated service coupling, further enriched the format of "network security is service", and at the same time effectively promoted the innovation of the network security insurance industry, and formed a development situation of multi -industry integration and win -win. Taking Zhongan Insurance as an example, with the "insurance+technology+security" innovation model, it provides enterprises with one -stop services such as active security compliance, active risk management, and active safety operations based on network security insurance.

The innovative services of Zhongan Insurance cover key links such as network security verification, risk assessment, risk surveillance, risk prompts, responsibility division, fixed loss assessment, and claims. It has the characteristics of modularization, service systemization, and rapid claims. At the same time, it has created a network security operation center for enterprises to support technical services. Relying on the six major service capabilities of insurance business management, digital asset management, risk assessment management, risk business management, safety operation management, and ecological service management Prevention, monitoring, incident response and full -process customization services for the incident.

In terms of the design of network security insurance solutions, insurance companies generally cooperate with third parties to form complementive advantages. Zhong'an Insurance provides a model for the solution of the "network security technology/service+network security insurance technology+network security insurance policy" model through a strategic cooperation with technology companies.

In terms of underwriting scope, Zhongan Insurance basically covers the property loss and third -party liability caused by mainstream security risks; in terms of supporting services, Zhongan Insurance uses Zhongan Technology's forward -looking and representative technology ecosystem to create different different suitable for users for users. Data security solution of the scene.

In short, in the new stage of network security insurance, 3 keywords cannot be bypassed: insurance, security, and technology. When insurance companies and cyber security companies cannot upgrade the network security insurance format and solve the bottlenecks facing industry development through simple products and service matching methods, technology plays a role in bonding, shaping, and re -coupling. Focusing on the innovation at this stage, looking forward to future development, technology will empower network security insurance and smart painting new formats.

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