Zhejiang Zhuji "Science and Technology Loan" 2.0 version of "Required Requirement" technology enterprise reduction threshold precision "pouring"

"It took only a week to apply for the loan procedures for 10 million yuan from the application to the 10 million yuan loan procedures." On August 15th, Zhang Shu, the person in charge of Shaoxing Xixi New Materials Co., Ltd., finally relieved. It is reported that Xixi New Materials is an innovative company focusing on the development and application of carbon fiber composite materials. It has settled in Zhuji for less than two years. Because there is no factory building and land, the equipment mortgage rate is low. Although the development prospects are good, it is difficult to get banks. loan. Due to expanding the scale of production and operation, companies urgently need to purchase a batch of raw materials such as carbon fiber, which still lacks some funds. When they are distressed, the local self -reduced threshold version 2.0 version of the new policy is released. , I solved our urgent urgent to ignite. "Zhang Shu said.

In order to better promote the healthy interaction of the talent chain, innovation chain and capital chain, Zhuji has continuously iterated and upgraded the full -cycle financial services of the talent project. In March of this year, it was revised and introduced to the "Several Opinions of the Development of Zhuji Rural Commercial Bank and Yang Technology Sub -branch to support technology enterprises and talent start -up enterprises to help solve the problem of" financing difficulties "of talents and technology companies. Since the introduction of the New Deal, a total of 7 companies have received 48 million yuan in "science and technology loans".

"In fact, as early as 2019, the Zhuji Municipal Government established a science and technology bank. The original intention was very good, but in reality, there were not many companies that could meet the conditions for loan conditions. I visited more than 120 companies and learned that many initial -time technology companies could not meet the loan application conditions prescribed by technology banks.

In response to the actual situation of "light assets and intellectual production" of science and technology enterprises, Zhuji Municipal Science and Technology Bureau formulated the implementation rules of policy opinions, re -optimized the application process of science and technology loans, and canceled the original sales, electricity consumption, taxation, social security, etc. "The threshold, the approval process has been reduced from one month to 7-10 days, and the loan interest rate will be reduced again on the basis of the benchmark interest rate discount to make the entire application conditions closer to the initial creation technology enterprises.

In this way, it not only solves the problem of the "first kilometer" of scientific and technological innovation companies, but also helps them to broaden investment and financing channels and further leverage social capital. As if enjoying this "summer cool" Zhejiang Sixfang Carbon Technology Co., Ltd., from last year to this year, it has received a total of 15 million yuan of "science and technology loans" to help companies continue to invest in research and development. The chip's extension of the tray manufacturer has attracted Zhongnan Chuang Investment Leading, Hangzhou Jindu followed the investment, and the old shareholders such as Shan Capital further chased the investment. The company has announced the completion of tens of millions of yuan A financing.

In order to play a combination of "helping enterprises to help the company", since this year, the Zhuji Municipal Science and Technology Bureau, the Financial Office and other departments and other departments for the upgrading of the talent science and technology projects have guided the "loan, investment, insurance, danger, and education". Gather the talent science and technology projects to promote the healthy interaction and deep integration of the talent chain and capital chain. At the same time, the Zhuji Municipal Science and Technology Bureau set up a loan risk compensation fund with a first phase of 50 million yuan to improve the risk guarantee mechanism and provide guarantee for the normal operation of "science and technology loans".

"With the effort of the silver administration enterprises, the bank has never dared to loan to active loan, allowing the company to" lightly put into battle ", and achieve a win -win situation." Fu Yufeng, deputy director of Zhuji Municipal Science and Technology Bureau, said that they will continue to integrate cross -border financial service products and model innovation Through financial empowerment, a group of high -quality talents and high -quality talents and technology companies with "high potential" and "high quality" and "high -quality" and "upper scale", strive to exceed 100 million yuan in "science and technology loan" loans throughout the year.

Technology Finance Times reporter Zhang Jiahui Correspondent Shi Qili

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