Zhejiang's first single "Innovation Insurance" landed in Xiaoshan: Scientific research production failed, there is insurance paying for insurance

Recently, Zhejiang Province's first single "Innovation Insurance" science and technology project R & D expenses lost insurance. Instead of landing in Xiaoshan: China PICC Property Insurance Xiaoshan Branch and Hangzhou Yongzong Technology Co., Ltd. signed the first "Innovation Insurance" science and technology project R & D cost insurance policy for Zhejiang Province Provide RMB 1 million for Yong harmony technology innovation research and development.

The exclusive technology insurance project of "Innovation Insurance" is a exclusive insurance product tailor -made in provincial enterprises or scientific research institutions engaged in scientific and technological research and development and production. R & D expenses lost on time in the contract, covering equipment costs, material fees, testing and processing fees, fuel power fees, personnel labor costs, expert consultation fees, etc., with a maximum of 3 million under the premise of risks and controlling it as a whole Yuan, the preferential fee rate of similar products in similar scientific research projects nationwide. The first new model of "Science and Technology Innovation Insurance+Credit Credit Service", supporting the exclusive financial service project of "Zhejiang Science Loan", innovative and flexible use of insurance credit increase functions, using the risk guarantee and compensation function of insurance contracts, promoting banks to increase the responsibility Credit support of science and technology project enterprises or scientific research institutions.

In October last year, the Zhejiang Provincial Department of Science and Technology and the Zhejiang Banking Regulatory Bureau and the Provincial Local Financial Supervision Bureau, together with the first batch of cooperation units (China PICC Property Insurance Zhejiang Branch, Taiping Technology Insurance Zhejiang Branch) jointly launched the exclusive "Innovation Insurance" exclusive Technology insurance project. This is an exclusive insurance product tailored by the provincial or scientific research institutions engaged in scientific and technological research and development and production. It has a maximum of 3 million yuan under the premise of the overall risk and controllable risk. Promotion.

Yong harmony technology

Yongzong Technology is a first -level supplier in the domestic communication industry. It is a specialized communication equipment laboratory environment and production test environment solution specializing in the development of international standards. Increase the R & D production capacity of related electronic industry core devices.

The company's person in charge stated that the company's research and development technology is leading, the development is difficult, and there is a risk of failure. "'Innovation guarantee' reduces the risk of failure of enterprise R & D projects, enhances the company's confidence in the investment of new technology, and adds confidence to innovative research and development."

The losses of the research and development cost of the first "Innovation Insurance" science and technology project in the province landed in Xiaoshan, thanks to the continuous deepening and development of the practice of science and technology and financial work in the district. In April 2021, the "Implementation Measures for the Integration of Promoting Science and Technology Finance in Xiaoshan District" was officially introduced. Among them, the science and technology insurance policy is based on the principle of "independent insurance, two -way win -win", and the scientific and technological project R & D expenses of scientific and technological projects independently insured by technology companies, drug clinical trial liability insurance, and scientific and technological achievement transformation cost insurance. %Gives funding to help technology companies improve their ability to innovate and risk resolution. At present, Xiaoshan has nine cooperative insurance institutions, providing 491 million yuan in risk protection to 12 technology companies in 2021.

The relevant person in charge of the Planning Division of the Zhejiang Provincial Department of Science and Technology said that "Innovation Insurance" is an innovative measure to promote the deep integration of science and technology finance. Next, the Provincial Department of Science and Technology will work together with relevant departments and financial institutions to accelerate the construction of multiple levels and diversification. The service function and the development characteristics of the development of science and technology enterprises, the science and technology financial service system and management system, promote the incubation and growth of science and technology enterprises, and the transformation of scientific and technological achievements, create a first -class science and technology financial service system, and to accelerate the construction of a global influence of science and technology innovation highlands And the source of innovation provides strong technological and financial guarantees.

Source: Hangzhou Daily, Innovation Zhejiang. The copyright belongs to the original author.

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