There are many village cadres who have killed insurance claims for wild boars and said that they have never received compensation
Author:Cover news Time:2022.07.17
Cover news reporter Xie Ying
In recent years, the coverage rate of Pakistani forest has steadily increased, and it has been as high as 63.18%. The ecology has become "troubles". The cases of wild animals, especially wild boars, have frequently occurred. The people in some areas of Tongjiang and Nanjiang have been harmed for a long time.
In order to make up for the personal damage and property losses suffered by the masses, in 2019, Nanjiang County took the lead in buying wildlife in the province to cause government assistance liability insurance in the province. Similar insurance. It is understood that other counties and districts in Bazhong are also following up.
What is the situation? Cover reporters investigated.
Some village communities:
"Never received insurance compensation"
Houba Village, Qianjiang Town, Tongjiang County is more than 1100 meters above sea level, and is a high -altitude mountain village more than 100 kilometers away from the county seat.
Zhang Chengyuan, the village secretary of Houba Village, introduced that the local corn, potato, and sweet potato were abundant. Most of the fields were close to the forests, and the wild boars were extremely frequent. The villagers tried their best to drive various ways to drive, and even set up a shed in the ground, and people lived in it, but as long as they left for two or three hours, the acre of crops were ruined.
The crops are ruined by wild boars and can be reported to insurance. Last year, the village cadres conveyed this policy to the whole village. Villagers Peng Xiantang, Song Changhui, and Wang Xuezhong's crops were damaged. They called Zhang Chengyuan and came from the requirements. It is said that insurance companies will come as soon as possible.
"No one is here, let alone compensation." Zhang Chengyuan said that during the meantime, the three asked his insurance many times, and he questioned him "Cadres are not counting?"
In addition to the above three people declared in the name of personal names, the village committee also reported six from collective names, but all stones were sinking. Village director Li Dibo said that they have reported more than a dozen this year, but according to the situation he mastered, so far, no household in the village has received insurance compensation.
The situation of another remote village -Tongzui Village, Tiexi Town Tongjiang County is also roughly the same. Chen Biao, a village branch, introduced that there are 247 households in the village, and about 80 households are close to the mountains and forests. The crops must be more or less lost. Earlier, some villagers reported the case, but no one saw someone to claim. This year, more than 40 acres of wasteland plowed in the village, the area of corn planting in the village reached more than 500 acres, and the harvest season was immediately. "Everyone wants to have a guarantee. Will be hit. "Chen Biao was a little worried.
However, some villagers received a claim call. About a month ago, the yellow sheep breeding households in Houba Village heard a lot of screams in the sheep in the night. He followed the sound. After the inventory, two sheep were missing, he suspected that he had been taken away by the wild boar. The village cadre helped him report the insurance. A few days later, he received a call from a self -proclaimed insurance company staff to provide him with on -site pictures and videos. "The information he said to prove that the sheep was bitten by a wild pig . "Xiao Houjiang had no first -hand video materials, and only to think about it.
Forestry Bureau:
I have received many complaints and have interviewed insurance companies
In 2021, Tongjiang County took out 400,000 yuan in financial funds and purchased wildlife to cause government assistance liability insurance. Jiangzhi Company) underwritten.
"Under the circumstances of financial tension, the government took out the money to buy insurance, hoping to give some policy compensation for the masses that damaged the property, which is a real measure of benefiting the people." Li Bin, the person in charge of the center, introduced that since last year, the forestry department has been following the claims of insurance companies. "Some village communities and cadres are indeed not satisfied with the effect of claims." Li Bin said frankly that since last year, he has indeed received a lot of complaints. There are more than 40 complaints from the 12345 hotline, and the villagers have not yet accused the telephone complaints of the forestry department.
After sorting out, the complaint matters were mainly to claim the on -site claims, claims in time, unreasonable compensation, and the compensation was not in place.
Li Bin analyzed that Tongjiang County was vast, and the people's hand -insured companies were a little tense. From July to October each year, it was a period of high incidence of wild boars. Essence He also interviewed the head of Tongjiang Branch Company. Not long ago, he even interviewed the person in charge of the Bazhong Branch Company.
Buying wild animals to cause government assistance liability insurance. Nanjiang County is the first county to eat crabs in Bazhong City. Zhang Ping, director of the Rare and Plants Cultivation and Protection Center of Nanjiang County Forestry Bureau, introduced that in that year, the county was divided into three districts, which was underwritten by three insurance companies. The problem is that the process of claims is too complicated.
Capture effect:
The actual compensation of 400,000 premiums is 170,000?
At the end of 2021, the wildlife of Wildlife in Tongjiang County caused government assistance liability insurance claims data to be released, and the actual payment of 170,000 yuan in place was 170,000 yuan.
How to view this data? The relevant person in charge of the Tongjiang County Forestry Bureau said that some people did have questioned that it was not worth spending this 400,000 value? "We are also thinking." The person in charge said frankly, but in the comprehensive evaluation effect, some objective factors should be considered. For example, the policy is implemented in the first year and may not be in place. On the report, some people suspected that the process of compensation was complicated and took the initiative to give up reporting. This year, the Forestry Bureau will increase its publicity with towns and villages, and the declaration data has increased significantly. Some people think that the starting line of 100 yuan is too high. Management and supervision of insurance claims. "Since it is a policy of benefiting the people, it must be used well." The person in charge said that it has been clearly stated during the interview that if the sample is implemented, reducing premiums will not be ruled out.
Insurance company:
"All cases should be compensated"
Regarding the opinions of all parties, on July 15, Li Xiaobo, manager of China Insurance Tongjiang Branch Company, said that the government purchased insurance types, rescue compensation, and complete cost insurance, the premiums invested are not the same. In 2021, a total of 600 cases were received, all of which were in place. The smallest compensation was only dozens of dollars, and the maximum of more than 5,000 yuan.
"From the perspective of data, many people think that the insurance company has made it. In fact, this is not the case." Li Xiaobo said that the insurance amount of 400,000 yuan in premiums is 10 million yuan, of which the personal damage insurance amount is 5 million yuan. Cases of damage, "If it happened, would we still say that we made it?" In addition, the outside world does not know the invisible cost of claims, and the annual travel expenses are a big number.
Li Xiaobo said that there were indeed some places that were not in place last year. This year, under the supervision of the forestry department and municipal company, a special classes of wild animals were established. The county was divided into three districts. There are also co -organizers. After receiving a call for insurance, the claimer can arrive at the scene as soon as possible, which is greatly improved than in the past.
"In the process of actual claims, there will be various situations." Li Xiaobo said that a few days ago he rushed at nearly 40 ° C and high temperature. He went out of the scene at Tiexi Town. As a result, there were only a few corn that were actually damaged, and the compensation line could not be reached at all.
"This year, the publicity has increased, and there are more people reporting. We receive at least more than 10 calls a day." Li Xiaobo said that Tongjiang Branch will cooperate with all parties to do well in this work.
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