In the first half of the year, the 44,000 households' market entity Central Bank Chongqing Camp Management Department re -loan to protect the fireworks on the world

Cover news reporter Teng Yan

Monetary policy tools are the confidence of the financial industry to help small and micro enterprises and individual households. Wang Hong, director of the Monetary Credit Management Office of the Chongqing Business Management Department of the People's Bank of China, introduced that in the first half of the year, Chongqing ’s total of 39.2 billion yuan was discounted by a total of 39.2 billion yuan, a year -on -year increase of 79.4%, which benefited 44,000 households. %.

At present, there are more than 40 million small and medium -sized enterprises in my country, more than 100 million individual households, and providing more than 85%of employment. However, due to the small scale, the impact ability of small and micro enterprises and individual households is also weak.

The Chongqing Business Management Department of the People's Bank of China has promoted local legal person financial institutions in accordance with the policy measures of the State Council's solid economic and stable economy, as well as the financial support of the People's Bank of China and the State Administration of Foreign Exchange. The actual loan interest rate of small and micro enterprises is lower, and the internal fund transfer pricing and loan inspiration of financial institutions are greater, and the financial water is better guided to help the fireworks on the world.

Wang Jiyong runs a barber shop in the same scenery community in Changshengqiao Town, Chongqing. This hairdressing shop is small, but its popularity is prosperous. However, Wang Jiyong's hairdressing shop also faced closure. Fortunately, with the support of "re -loan+self -operating household credit loans" and "re -loan+fast loan" created by Chongqing Rural Commercial Bank, Wang Jiyong received a loan of 700,000 yuan and successfully passed the difficulty.

Wang Jiyong's luck is by no means accidental. It is reported that the Chongqing Business Management Department of the People's Bank of China launched a re -loan assistance loan and supporting agricultural re -loan rural rejuvenation loan products, accurately supporting residential services and other contact service industry market entities to productize and physicalize the re -loan policy and guide Financial institutions innovate "re -loan+" credit products.

At the same time, the Chongqing Business Management Department of the People's Bank of China has established 268 financial services harbor in high standards in market entities such as districts, counties, communities, parks, and business districts in Chongqing City. And establish a credit service file to provide financial services one -to -one.

Haoai Agricultural Development Co., Ltd., Wanzhou District of Chongqing, supply chicken and duck agricultural products for large supermarkets. Affected by the epidemic, the recent high temperature in the superposition caused rising transportation costs, and funds were tight. "In the past, we were unfamiliar with credit products and felt that banks were far away. It was very different with financial serving the Harbor." The person in charge of the company was not emotional. Through the financial serving the Harbor, the Three Gorges Bank Wanzhou Branch Qingyang Palace Sub -branch took the initiative to docking, recommending it to the central bank's re -loan development of credit products. The loan of 1 million loans will be issued in place soon, and the agricultural enterprise -related enterprise will once again rejuvenate with the support of financial water.

In addition, in order to further improve the convenience of individual industrial and commercial households and small and micro enterprises, the Chongqing Business Management Department of the People's Bank of China also independently developed the "Yangtze River Yutong" inclusive small and micro online financing service platform, and launched the exclusive "two" two "two" two "two" two "Dimension". According to Lu Mansheng, director of the Chongqing Business Management Department of the People's Bank of China, since the opening of the online platform, a total of 6712 applications have been accepted, with a loan of nearly 8.7 billion yuan. Many barber shops, hotpot restaurants, and convenience stores in the residential community meet the financing needs through scanning the "QR code".

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