Shangcheng Consumer Finance re -receives the ticket: After being fined million, the person in charge Li Hao was warned

On July 13, the Shanghai Banking Regulation Bureau announced another consumer financial ticket.

The ticket shows that as of June 2020, Shanghai Shangcheng Consumer Finance Co., Ltd.'s online personal loan business debt repayment capacity review seriously violated the rules of prudential business, and the online personal loan business did not effectively identify customer identity in accordance with regulations. Li Hao was directly responsible for the above -mentioned violations of laws and regulations, and he warned.

In fact, the Shanghai Banking Regulatory Bureau disclosed a ticket against the company on June 30. Shangcheng Consumer Finance was ordered to make corrections for the above two violations and fined a total of 1 million yuan.

It is worth noting that the two fines of Shangcheng Consumer Finance this time, the date of the regulatory penalty decision is June 30 and July 4, respectively. Penalty.

Shangcheng Consumer Finance was established in August 2017, with a registered capital of 1 billion yuan. In terms of equity structure, Bank of Shanghai holds 38%, Ctrip Tourism Network holds 37.5%, Shenzhen De Yuanyin, a subsidiary of Boyu Capital, 12.5% Wuxi Changying Technology, a company of Sequoia Capital, holds 12%.

In terms of performance, Bank of Shanghai's 2021 annual report disclosed that at the end of the report, Shangcheng's total consumer financial assets were 12.727 billion yuan, loan balance was 12.199 billion yuan, net assets were 1.147 billion yuan. The year -on -year increase of 1.61 billion yuan increased by 18%year -on -year. (WEMONEY Research Office Liu Shuangxia/Edit)

- END -