Changde: Financial services help the development of the real economy

Author:Changde All -Media Time:2022.07.12

Changde City provides medium- and long -term funding support and exclusive credit products for innovative characteristics of characteristic industries, ensuring the financial supply of market entities, and injecting "financial live water" into local economic development.

Hunan Sanchang Machinery Manufacturing Co., Ltd., located in Taoyuan Industrial Park, is a mechanical manufacturing enterprise of key components such as production tracks, chain rails, and guide wheels. The products are exported to 47 countries and regions. In 2021, he was rated as the National "Special Special New Little Giant Enterprise" and was identified as the Hunan Enterprise Technology Center in the same year. Earlier this year, when the enterprise purchased a batch of special steel raw materials, the enterprise urgently needed 20 million yuan in funds. If it was not purchased in time, it may face a large risk of price increases. At the same time, the investment of the two import production lines also exceeded 22 million yuan. More tense. After the staff of the Agricultural Bank of China Changde Branch learned about the needs of the enterprise, they came to dock in time, and opened the green channel for the "little giant enterprise" for the enterprise, which further reduced the loan interest rate of corporate loan and shortened the processing time. The 45 million yuan loan that was originally required for 20 working days, only 5 working days to get a corporate account, saving more than 2 million yuan in various costs for the enterprise.

Liu Haixiong, chairman of Hunan Sante Machinery Manufacturing Co., Ltd.: At the beginning of this year, we urgently need a large amount of funds to meet our production needs. At that time, we thought that time would be relatively long and anxious. However, through the green passage on the bank, it was released in about one week, which solved our urgent urgent. We do also feel the strong support of financial services to our physical industry. We are more confident and confident in innovative research and development and expanding production.

Since the beginning of this year, various bank branches have carried out special visits to stabilize corporate rescue, and helped enterprises crossing difficulties through extension of principal and interest, increasing credit quota, interest rate cuts, and loans. As of now, the presidents of various bank branches in the city have visited more than 600 companies, covering 12 parks in the city, reaching a financing intent of nearly 2 billion yuan, and handling the repayment of repayment of the repayment of 174 trapped enterprises, involving a loan amount of 890 million yuan Yuan.

Liu Jie, Vice President of the Party Committee of the Bank of China Changde Branch: In the next step, we will reducing the financing costs of the enterprise through implementing the policy reduction policy, improving the company's loan capacity through innovation (financial) products, and focusing on supporting the specialization of specialization. Special New "Little Giants" and key science and technology enterprises have issued credit loans to fully support enterprises to relieve difficulties.

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